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2024-12-04 Finance Committee Agenda Packet - Open Session Finance Committee Meeting Open Session November 18, 2024 MINUTES OPEN SESSION FINANCE COMMITTEE MEETING NOVEMBER 18, 2024 AT 4:45 PM MEETING CONDUCTED BY ELECTRONIC PARTICIPATION Present: Mayor D. Noade Reardon Councillor G. Sullivan Councillor G. Norton Councillor P. Radwan Councillor G. Stewart Also Present: Chief Administrative Office B. McGovern Commissioner of Finance and Treasurer K. Fudge Fire Chief R. Nichol Solicitor J. Boucher Commissioner Human Resources S. Hossack Commissioner Utilities & Infrastructure I. Fogan Commissioner Growth & Community Services A. Poffenroth Commissioner Public Works & Transportation M. Hugenholtz Director Financial Services J. Forgie Director Financial Services C. Lavigne Intermediate Accountant V. Parikh Director Legislative Services / City Clerk J. Taylor Administrative Assistant K. Tibbits 1. Meeting Called to Order Councillor Sullivan called the Finance Committee open session meeting to order. 2. Approval of Minutes 2.1 Minutes of October 23, 2024 Moved by Mayor Noade Reardon, seconded by Councillor Radwan: RESOLVED that the minutes of October 23, 2024 be approved. MOTION CARRIED. 3. Approval of Agenda Moved by Mayor Noade Reardon, seconded by Councillor Radwan: RESOLVED that the agenda of November 18, 2024 be approved. MOTION CARRIED. 4. Disclosures of Conflict of Interest No disclosures. 5. Consent Agenda 5.1 Amendment to the Wage Escalation Policy FAS-007 (Recommendation in Report) Finance Committee Meeting Open Session November 18, 2024 Moved by Mayor Noade Reardon, seconded by Councillor Stewart: RESOLVED that the Finance Committee: 1. Approve the amended Wage and Benefits Budget Escalation Policy; and 2. Recommend that Common Council amend the City of Saint John Wage and Benefits Budget Escalation Policy FAS-007. MOTION CARRIED. 6. Business Matters 6.1 2025 Draft General Operating Fund Budget and discussed Tax Base Growth and Community Funding Grant, Fair Tax and Multiplier, Council feedback, and the operating budget recommendations for 2025 which includes a 3 cents reduction to the tax rate. Moved by Mayor Noade Reardon, seconded by Councillor Stewart: RESOLVED that the Finance Committee endorse the proposed 2025 General Operating Budget and direct staff to bring forward the budget to Common Council for receive and file. MOTION CARRIED with Councillor Radwan voting nay stating that a 3 cents reduction to the tax rate is still a burden on taxpayers and is not competitive enough to encourage development, adding that she would like to see the impact on the budget by reducing the rate by an additional 2 cents (5 cents in total). 6.2 2025 Saint John Water Operating Budget noting that it is the seventh consecutive year with no rate increase for ratepayers. The budget also includes rates for the Industrial Raw Water customers. Rate stabilization has been achieved despite the Utility experiencing stagnate revenues and increasing costs. Moved by Mayor Noade Reardon, seconded by Councillor Radwan: RESOLVED that the Finance Committee approve the proposed 2025 Utility Fund Operating Budget and forward to the next meeting of Common Council for approval of the first and second reading of Water and Sewerage Bylaw amendments. MOTION CARRIED. 6.3 Long Term Financial Plan Saint John Water Moved by Mayor Noade Reardon, seconded by Councillor Stewart: RESOLVED that Item 6.3 Long Term Financial Plan Saint John Water be tabled to the next Finance Committee meeting. MOTION CARRIED. 7. Information Items 7.1 Service Based Budget Template Police Submitted for information only. 8. Adjournment Moved by Mayor Noade Reardon, seconded by Councillor Stewart: RESOLVED that the Finance Committee meeting be adjourned. MOTION CARRIED. The Finance Committee open session meeting held on November 18, 2024, was adjourned at 6:05 p.m. - . 4 . residential . The study s Asset see , the the feasibility study ohn Water Long J is during the Financial Plan based charge Saint - . , the 4 Ten Year ’s 203 Pathway to Net Zero , rate structure and affordability : s - etering. This project would 4 m Strategic Plan ActSJ year 202 including:- major transformational action , niversal 10 u and Common Council’s Priorities. The Plan also uses to aligns with cost component from a flat rate to consumption by the City of Saint John for links to Associated City Plans ut B Policy moving the move Large infrastructure deficitRate affordability and billing structureSize and geography of the system Financial modelling for the plan was conducted by Hemson Consulting. 1.2.3. It should be noted that aregardingcustomers would also addressSeveral challenges or obstacles have been considered development of this plan Alignment with other City Plans In addition to the City’s Term Financial PlanManagement policies as set o See Appendix Note: . s all – for ” tility u Common Council potable (drinking) , for the next ten years. It for | TEN YEAR FINANCIAL PLAN ustainable s “Strengthen the universal metering “ is a living document created : activities Utility he regarding t year Strategic Plan - for 10 ” ’s sets out the following actions: capital budget to support strategic infrastructure lots. . s d meet the present and future economic, social needs of today’s City of Saint John he Utility’s financial and operating includes a discussion and analysis of the financial environment, t Structure theinvestmentSeek external funding for future utility infrastructure investmentUndertake a feasibility study residential customers.Seek legislative changes to implement a water service levy on vacant and service and defines financial strategies and targets year Strategic Plan , SAINT JOHN WATER - Saint John Water Long Term Financial Plan10 s part of the About this Plan The to guide meaning it will ratepayers without compromising the ability of future generations to meet their own needs.This planidentifies challenges and opportunities, details financial principles and policieswater and wastewater services.Financial Principles The City of Saint John Finance Committee has adopted four financial principles to guide the plan: long term sustainability, increased flexibility, reduced vulnerability, and environmental responsibility.Common Council’s Goals for the Plan Aidentified the following objective will ensure that Saint John Water operates as a competitiveness of the water utility in comparison to municipalities with similar service and infrastructure.The - he debt 7 has its associated with However, t s . 3 the operating budget is and the balance for longbeen additional funding in the overall sewerage , also due to cost lines 4 through . ) focus on debt reduction millionvery little reduction in ly $6 million per lane kilometer. 203 the e tility with approximately 19,100 . There has - u 4 for the year ending 202 and support efforts to drive fiscal , Project. There has been a focus on debt achieving annually of combined sewer 202 of government over the last several years, but even million m s k 75 million he Utility is 2 t eficit. large infrastructure deficit being funded strictly from the d 69,243,001 $ timated to be approximat the a key growth centre for the City with no additional borrowing since 2017 ( , combined terra cotta sewers dating back to 1872 in the Central he Utility’s debt was over $107 from other level t ing that funding Safe Clean Drinking Water nfrastructure The City has some of the oldest wastewater infrastructure in the country, includPeninsulaThe City of Saint John has a critical need to upgrade wastewater infrastructure in order to improve environmental performance, increase wastewater and storm capacitysustainability and tax base growth. With approximately system, renewal of this system to optimize environmental performance and growth opportunities would not be feasible without funding assistance from the federal and provincial governments. The cost of replacing combined sewers is es 4. Long Term Debt In 2017 the reductionterm debt is balance is a significant burden for a customers.The challenge with the high debt and resulted inoperating budget. The capital being funded approximately $5.securedwith i , into it is in order , assets is The City’s ( current funding the urban core re sustainable million per year, however in . An infrastructure ; 5 per year versus $21 available. With$1 - in Saint John has an eport r eport was prepared in infrastructure deficit | TEN YEAR FINANCIAL PLAN As Canada’s first Saint John Water condition . money se areas mo thousand s o building (SOTI) Fair million to deficit will not improve. value of at which target density was the SOTI r $370 , apartment repairs, and the Very Good assets unit - he Infrastructure its and t replacement 83 poor to very poor condition. f annual investments in infrastructure. o in are million of funding per year is required to achieve million per year, th million gap in achieving sustainable funding. assets are in development. % 5 Utility’s estimated 5 35 1 - the City can handle any new growth in residential units. for $2 2024 State - 10 . 2024 75% of that in new water and sewerage revenue. This also doesn’t take , the City’s growth objectives the millions of dollars in infrastructure that the Utility needs SAINT JOHN WATER The billion ) . extensive evaluation of Large Infrastructure Deficit . 4.01 Without additional large commercial customers, particularly those that use water in manufacturing, any amount of new revenue generated is small compared to the thousandaccountto ensure 3 Infrastructure is the facilities, equipment and systems needed to collect, store treat and deliver water and wastewater serviceincorporated city, the City of Saint John has a legacy of aging infrastructure. A strategic approach is needed to optimize City assets, improve environmental performance and drive growth. Outdated infrastructure is a barrier to realizing and priority suburban growth areas to make thand attractive Saint John Water is currently facing a based on the $Generallyestimated that 11available of $Approximately $ For example, a newly built estimated annual property tax revenue of $230deficit is essentially the difference between the funding required for replacement, maintenance first 2019sustainability. Compared to the current funding of $10there is a $20 . a 8 annual basis - and increased costs water consumption. 4 regardless of the amount of water their 203 - including maintenance, electricity and 4 , is the same 202 billed according to are residential customers have their water meters read every - non rate structure, the total bill Flat Rate Billing . 6 Currently, residential customers with fewer than three dwelling units in Saint John are charged for water and sewer services on a flat rate basis. Under flat consumed in each unit. Flat rate water bills are sent on a semiIn contrast, two months and Flat rate billing often results in excess water useassociated with water treatmentchemicals. ) . of and , 5 km² . .4 km no dams etering of 5 m 130.7 it is critical ( , niversal u orcemain, 7 Fredericton has 3 size and cost Fredericton Fredericton has of f . | TEN YEAR FINANCIAL PLAN while limited funding The Utility is endeavouring to , ed by two treatment plants . wastewater treatment plants. and . , 50.4 km the size of sewer stations cost and environmental than the infrastructure in those other and is serv funding sewer that of Fredericton and Monctontorm s difference means the Saint John is geographically a much larger city is double of such large volume ) address . 2 anitary to That . ) of s without 325.2 km km² dams and one treatment plant 315.96 km ( wastewater pumping and significantly larger. 2 nfrastructure 141.2 14 dams in its system315.5 km I ( 13 and Moncton have one wastewater treatment plant each. ewer inability to borrow more money achievable s combined sewers SAINT JOHN WATER Saint John the comparing Saint John to other cities like Fredericton and Moncton he Utility continue to seek and secure funding from other levels of he infrastructure in Saint John is significantly larger, older, and much t Size of the System ombined Due tothat government. Major transformational initiatives such as will not be 5. Whencritics generally focus on ratesand tmore costly to operate and maintain cities. In fact, and Monctoninfrastructure is Wastewater Treatment Saint John currently has three Fredericton Saint John has 7Moncton has Drinking Water Treatment Saint John hasMoncton has threeand one water treatment plant. Underground Saint John has cseparateconsiderations. 11 4 203 - 4 202 . ) s . can will s ) first . rather leaks ( s starting , as it ratepayers ” etering m helps detect to cost savings and water consumption to meter rates by ing lifeline rate “ niversal a lead | TEN YEAR FINANCIAL PLAN u – on water consumption water. d base dential customers a 30% reduction in . A reduction in water consumption he Utility to implement changes within it t and distribute is a discounted rate to ensure ratepayer the same amount regardless of consumption determine rates for the universal metering identifies pay the implementation of block for most resi etering will allow better distribution of costs services, regardless of how much they use. key strategy to treat m Zero for the implementation of - s That means all flat rate billing customers pay the same promotes responsible water usage, srate , as charges will be the financial challenges being faced by many cost of a few municipalities in the country that still uses a flat first e niversal with u , and optimizes water distribution plan callall ratepayers etering will also allow The ( transformational project will require at least 50% funding from conservation. m ratepayers is reduced Pathway to Net SAINT JOHN WATER their basic water needs at a rate that is deemed to be affordable having : Utility’s Universal Metering Saint John is onrate billing structure.amount for their water The per capita by 2040 as a result in in 2028, with conversion 2031. Thother sources. The move to between than Universal rates to assist The Utility will investigate rate block. meetA study will begin in 2026 to program.Water metering alsomore quicklyimproved ActSJ will be term debt 14 - to the Utility The Debt Management s 5% of the Operating Budget 1 he Utility Fund: T rating or maintenance costs. The 4 as it applie illion nd ope 203 m - 4 $45 – never to fu 006) 202 - . – (FAS sets out the acceptable conditions for the use of debt in isely 006) - w The Debt Service Ratio shall not exceed Debt target by 2032 A revised Debt Management Policy Borrow While it would be great to be able to pay cash for everything, the reality is that at some point or another debt will become a fact of life, especially when it comes to large ticket items such as houses or cars. Policy (FAS addition to debt limits, targets and capacity. It stipulates that longwill only be issued to finance projects approved in the Capital Budget and the Capital Investment Plan other key limits and targets are as follows:Key Performance Indicators of Debt Limits of Debt Service Target for the Utility Note:brought forward in 2025 ustainable 4) s 00 - ouncil to help be directed to C (FAS was established to | TEN YEAR FINANCIAL PLAN ake 004) - inancial vulnerability. It is m It will also ensure that Council’s expenditure key financial values: term financial plan is to have a road map to - six a long oney than you m the ability to meet the present and future economic ore ensure that Saint John Water operates as a “ s by applying m developing goal time revenues should only be used for onetime expenses The Operating Budget Policy (FAS - ese he Utility are met. oney will go to funding their minimum payments. That is why it is t pend Maintain a structurally balanced budget: Recurring operating expenses should be covered by recurring operating revenuesOperating revenues above required operating and capital reservesOne a defined set of goals. s , meaning it has SAINT JOHN WATER ” social needs of today’s ratepayers without compromising the ability of tility Policies The purpose of achieveThis road map willufuture generations to meet their own needs.achieve th Don’t If every year a person uses credit cards to pay for things that they need, but can’t afford, they will dig themselves a financial hole that will be very difficult to get out of. Every year, their debt levels will get higher and a larger portion of their mimportant to only spend the money you have made, thereby living within your means. strengthen financial sustainability and reduce fsummarized as follows: andgoals for A number of best practice policies have been adopted by for 15 urniture f will be brought forward 4 Capital Budget Policy will bring is a policy that enhances accuracy, 021) - 005) ed - personnel budgets are managed s - 203 021) - - (FAS 4 . A revi policy. The policy enhances fiscal responsibility 202 the investments with regards to growth projects. efore you buy new living room b Capital Budget Policy (FAS Utility oof r Improve the transparency and accountability of community investments in the management of the Utility’s assets.Improve the management of the Utility’s exposure to risks of reduced service deliveryFacilitate the leveraging of partnerships and infrastructure funding from external sources. 005) - Budget Monitoring Policy (FAS Fix the (FAS An updatedCouncil’s consideration in 2025balance to Keep track of your money The accountability, and control by ensuring budget allocations are managed and adhered to according to and financial flexibility by integrating budget monitoring practices with the Utility’s reserve fund and debt management strategies. The policy ensures personnel and nonseparately, annual operating revenues and expenditures match forecasts, financial controls to ensure resources are funded and spent in a fiscally prudent manner. Asset he Utility remains in T was created. This policy 001) 003) | TEN YEAR FINANCIAL PLAN - - 003) - the money to cover said (FAS (FAS s ay d roperty n order to ensure was created. The specific objectives of the I ainy p r s 001) - The following are stipulations. me to replace it before the maintenance charges iabilities apital renewal oney for a l are of your c c time operating expenses which are greater than $100,000 that m - Major unanticipated eventsMajor Future Oneare not part of the operating budgetInfrastructure deficitInvestment growth opportunities Improve the reliability of customer service by maintaining clearly defined levels of service by maintain assets in good conditionImprove the decisions related to the management of the Utility’s assets ood g SAINT JOHN WATER Save your Everyone knows that surprises happen. There will always be unforeseen expenses that will come up and sometimeexpenses will not be available. compliance with the Debt Management and Operating Budget policies, an Operating and Capital Reserves Policy (FAS allows the Utility to set aside money to use for future operating expenses and capital expenditures. Reserves are meant to provide for:Take When you own a car, you know that routine maintenance such as changing the oil and rotating the tires will help extend the life of your vehicle as well as minimize the operating expenses in the long run. Also, once the car gets old, there is an optimal tibecome too high. City assets are very similar and for that reason, an Management Policy (FAS Asset Management Policy are to: and billable 18 inch 15,700 density residential) - year Strategic Plan - . are less than 1 ohn 10 J per year in potable consumption 4 3 from 2024 to 2029 Saint John of meters 203 - Industrial, Commercial, Institutional Growth Scenario oped using the current state of the Utility 4 l 2.2 million m currently has approximately - pay a flat fixed charge (low About 65% 378/year that 202 $ o users unit metered accounts are billed based on meter size based on growth in industrial customers - Household dditional 2.1 Saint John WaterwaterAn additional 3,300multiAn afrom 25 new residential customers per yearGrowth in line with City of Saint Billable residential fixed connections to increase by 2.14% or an average of d two scenarios Growth Assumptions Over the Planning Period Modeling for the plan was devean Current State of the UtilityConservative Alternate Household Growth Scenario Year Asset - debt considered in the | TEN YEAR FINANCIAL PLAN per annum (2024) for 20 and wastewater ) s 2024 budget and adjusted to account for the ’ 5 million potable drinking ( I Report = $3 T Annual debt payments (existing and projected)Only calculationsPension expenses come offline in Q1 2028 Post 2024 is based on a similar level of activity to 2024 plus inflation.SONeeds for potable system. Based on the Cityeffects of inflation Full recovery of annual capital needs Contribution to Reserve for future Asset Replacement Full recovery of operating costs SAINT JOHN WATER 2.3. 1. Full Cost Recovery Approach 19 4 203 - 4 202 is3% 7 is ($146 growth 2 2034 - 203 - . focuses on Plan Utility he t | TEN YEAR FINANCIAL PLAN General Fund conservative household the ture renewal from 2024 Term Financial extreme risk assets is 10% ($54 million) - to Debt Service 2032 Long - 023 of funding from other levels of government) etering implementation to start by 2028etering project assumes 50% funding from other sources mm funded by the Utility) million that are credible and attainable for 10% of Operating Cost : 97 % future infrastructure requirements funded by the Utility 7 Additional revenues over expenditure requirements directed to operating and capital reserves and pay as you goInflation of goods and services of 2.30% in 2024, then 2.15% annuallyFlat rate to remain stable at $1,428 per year until 2026. There will be gradual increases of 1% to 2% per year until new billing structure introducedWage and benefits to align with Infrastructure deficit to remain stable during term of planUniversal Universal 2millionUnfunded share of remainingUnfunded share of all infrastruc($3 25 new residential customers per year : SAINT JOHN WATER Saint John Water 2 Conservative Household Growth Scenario Assumption Theopportunities The following has been assumed within the scenario 20 4 been reduced, and 203 - 4 202 rate revenues include: fire protection levy, carryover surplus, etc. - Non | TEN YEAR FINANCIAL PLAN Growth Scenario year conservative forecast meets all of the financial targets. Specifically, the budget is balanced, the total debt load has - SAINT JOHN WATER Includes potable water and wastewater. Excludes industrial water. The 10infrastructure deficit is maintained. Conservative Household 21 4 203 - 4 202 % 80 63 19.5 2 2034 is - % ($ 203 City of Saint - 4 the | TEN YEAR FINANCIAL PLAN General Fund the rowth in line with g to Debt Service : etering implementation to start by 2028etering project assumes 50% funding from other sources mm million of funding from other levels of government) 10% of Operating Cost new residential customers per year % future infrastructure requirements funded by the Utility ($1 308 378Additional revenues over expenditure requirements directed to operating and capital reserves and pay as you goInflation of goods and services of 2.30% in 2024, then 2.15% annuallyFlat rate to remain stable at $1,428 per year until 2026. There will be gradual increases of 1% to 2% per year until new billing structure is introducedWage and benefits to align with Infrastructure deficit to remain stable during term of planUniversal Universal 37million funded by the Utility)Unfunded share of remaining extreme risk assets is million)Unfunded share of all infrastructure renewal from 2024($ year Strategic Plan - SAINT JOHN WATER Alternative Growth Scenario Case Assumption: The following has been assumed withJohn 10 22 4 been reduced, and unfunded 203 - 4 202 rate revenues include: fire protection levy, carryover surplus, etc. - Non | TEN YEAR FINANCIAL PLAN year alternate forecast in meets all of the financial targets. Specifically, the budget is balanced, the total debt load has - SAINT JOHN WATER Includes potable water and wastewater. Excludes industrial water. The 10 infrastructure deficit declines. Alternative Growth Scenario Case 27 4 203 - 4 202 Treatment Facility Wastewater Treatment Facility City Millidgeville The Length Manholes Greenwood Facility, Treatment Sewer Length Facility, Length Throughout Combined Length & Basins Sewer Treatment Wastewater Sewer Forcemain Sewers Stations TreatmentCatch Sanitary II Lift SanitaryCombinedStorm Sanitary Both Lancaster Wastewater Heights Manholes & Type | TEN YEAR FINANCIAL PLAN I Wide WideWideWide Description CityCityCityIncludesWastewaterEasternFacility,Morna Description CityStormType Inventory ss km km kmkm 32 72 318.3 329.8 854651119473 Statistic 49.975.4 Statistic Infrastructure (High(Low Assets Length Assets FacilitiesFacilities System Combined) Sewer & Length SAINT JOHN WATER Stations System Length Length Lift TreatmentTreatment Sewer (Sanitary Saint John Water Sewer Storm Wastewater Forcemain Manholes SewersBasins Primary Asset SanitarySanitaryCombinedManholesWastewaterWastewaterVolume)WastewaterVolume)Primary Asset StormStormCatch 28 plan includes a , the n a 4 l P l a i c n 203 a n - i F 4 m r e T - g 202 n o L n strong fiscal management. h o J t a suite of best practice financial policies, the establishment of n i a S f o y t i term financial targets, and a financial health scorecard that measures - C e dopted by Common Council in December 2019 h T Acomprehensive financial assessment of the City’s challenges and opportunities,longresults and ensures - Grow, Green, ActSJ Pathway to – veloped to align with 001) was adopted by e - term. | TEN YEAR FINANCIAL PLAN 2026 - term Financial Plan, PlanSJ, and - n shall adopt and apply recognized the climate crisis and its commitment to were developed through several workshop term Financial Plan was d - er Long t zero emissions in the city by 2050. - ences the following City plans. r SAINT JOHN WATER Zero, is the City’s response to - year Strategic Plan - Appendix B: Associated City Plans and Priorities The Saint John Wa This plan serves as a management tool to improve the City’s performance and align with existing plans, including the LongMoveSJ.ActSJ The City of Saint John's Community Energy Action Plan Nettransition to net City of Saint John Asset Management Policy The City of Saint John Asset Management Policy (FASCommon Council in 2018. It confirms support for implementing asset management practices to ensure sustainable delivery of services, with the following statement: The City of Saint Johasset management practices in support of delivering services to its customers reflecting the vision presented in the City' s Municipal Plan, PlanSJ, and related strategic plans.Council Priorities Saint John Common Council priorities for 2021Belong, Move, and Performsettings using input from an online public survey and guided by several municipal strategic plans including Plan SJ, Play SJ, Move SJ, and the Longterm Financial Plan. and refe 10 29 4 203 - 4 202 fter 2034) - A (2024 | TEN YEAR FINANCIAL PLAN metered Customers - Rate for Non Flat : C SAINT JOHN WATER Appendix Universal Metering Program Implementation December 4th, 2024 Finance Committee General Fund and Utility Fund Results and Year End Projections October 31, 2024, Unaudited Financial The City of Saint John 2024 General Fund Operating Budget October 2024 2024YTD YTD YTD 20242024 BudgetBudgetActualVarianceYE ForecastVariance $$$$$$ Revenues Property Taxes 150,579,477 125,482,899 125,482,899 - 150,579,477 - Equalization & Unconditional Grant 13,773,579 11,477,981 11,477,981 - 13,773,579 - Surplus 2nd Previous Year 2,335,841 1,946,530 1,946,530 - 2,335,841 - Transfer from Operating Reserves 1,330,000 - - - 642,258 (687,742) Growth & Community Services 4,505,063 3,808,663 4,586,478 777,815 5,814,210 1,309,146 Public Works & Transportation Services 6,378,970 5,315,660 5,725,977 410,317 7,497,888 1,118,918 Public Safety Services 1,992,113 1,556,195 2,153,000 596,805 2,505,723 513,611 Utilities & Infrastructure Services 316,000 240,560 175,611 (64,949) 218,417 (97,584) Strategic Services 4,380,000 3,643,730 7,019,379 3,375,649 7,791,263 3,411,263 Saint John Energy Rebates 1,200,000 - - - 1,200,000 - Regional Serivces Commission 1,009,640 841,360 841,360 - 1,009,640 - Total Revenues 1 87,800,682 1 54,313,578 1 59,409,215 5 ,095,637 1 93,368,296 5 ,567,613 Expenditures Growth & Community Services 19,451,789 16,760,775 15,416,806 1,343,969 19,378,254 73,534 Public Works & Transportation Services 45,457,077 37,340,383 38,724,327 (1,383,944) 47,411,638 (1,954,561) Public Safety Services 62,044,481 51,368,509 47,403,633 3,964,876 60,486,903 1,557,578 Utilities & Infrastructure Services 7,357,463 6,262,305 6,044,105 218,200 7,326,917 30,546 Strategic Services 8,610,102 7,734,996 6,661,656 1,073,340 7,861,857 748,245 Corporate Services 8,295,166 6,999,802 6,995,392 4,410 8,325,190 (30,023) Other Charges 36,584,604 26,425,646 27,652,270 (1,226,624) 41,474,931 (4,890,327) Total Expenditures 1 87,800,682 1 52,892,416 1 48,898,190 3 ,994,226 1 92,265,690 ( 4,465,007) Surplus (Deficit) - 1,421,162 1 0,511,025 9 ,089,862 1,102,606 1 ,102,606 1 City of Saint John Service Areas 2024 Salaries and Goods & Services October 2024 2024YTD YTD YTD 20242024 BudgetBudgetActualVarianceYE ForecastVariance $$$$$$ Growth & Community Services Salaries 6,207,974 5,289,869 5,124,741 165,128 6,054,685 153,289 Goods & Services 13,243,814 11,470,906 10,292,066 1,178,840 13,323,569 (79,755) TOTAL 19,451,789 1 6,760,775 15,416,806 1 ,343,969 1 9,378,254 7 3,534 - Public Works & Transportation Services - Salaries 17,490,504 14,802,545 14,684,736 117,809 17,471,833 18,671 Goods & Services 27,966,573 22,537,838 24,039,591 (1,501,753) 29,939,805 (1,973,232) TOTAL 45,457,077 37,340,383 38,724,327 ( 1,383,944) 47,411,638 ( 1,954,561) - Public Safety Services - Salaries 50,274,346 41,582,844 38,853,863 2,728,981 49,341,658 932,687 Goods & Services 11,770,135 9,785,665 8,549,770 1,235,895 11,145,245 624,890 TOTAL 62,044,481 5 1,368,509 47,403,633 3 ,964,876 6 0,486,903 1 ,557,578 - Utilities & Infrastructure Services - Salaries 3,842,743 3,250,282 3,135,891 114,391 3,691,084 151,659 Goods & Services 3,514,720 3,012,023 2,908,214 103,809 3,635,832 (121,112) TOTAL 7 ,357,463 6,262,305 6 ,044,105 2 18,200 7,326,917 3 0,546 - Strategic Services - Salaries 4,353,217 3,682,698 3,290,061 392,637 4,018,782 334,435 Goods & Services 4,256,885 4,052,298 3,371,595 680,703 3,843,075 413,810 TOTAL 8 ,610,102 7,734,996 6 ,661,656 1 ,073,340 7,861,857 748,245 Corporate Services Salaries 5,740,434 4,857,630 4,732,156 125,474 5,596,229 144,205 Goods & Services 2,554,732 2,142,172 2,263,236 (121,064) 2,728,961 (174,229) TOTAL 8 ,295,166 6,999,802 6 ,995,392 4 ,410 8,325,190 (30,023) - - Other Charges - - Goods & Services 36,584,604 26,425,646 27,652,270 (1,226,624) 41,474,931 (4,890,327) 36,584,604 2 6,425,646 27,652,270 ( 1,226,624) 4 1,474,931 ( 4,890,327) TOTAL EXPENDITURES 1 87,800,682 1 52,892,416 1 48,898,190 3 ,994,226 1 92,265,690 ( 4,465,007) 2 The City of Saint John 2024 General Fund Operating Budget October 2024 2024YTD YTD YTD 20242024 BudgetBudgetActualVarianceYE ForecastVariance $$$$$$ Revenues Property Taxes 150,579,477 125,482,899 125,482,899 - 150,579,477 - Equalization & Unconditional Grant 13,773,579 11,477,981 11,477,981 - 13,773,579 - Surplus 2nd Previous Year 2,335,841 1,946,530 1,946,530 - 2,335,841 - Transfer from Operating Reserves 1,330,000 - - - 642,258 (687,742) Growth & Community Services 4,505,063 3,808,663 4,586,478 777,815 5,814,210 1,309,146 Public Works & Transportation Services 6,378,970 5,315,660 5,725,977 410,317 7,497,888 1,118,918 Public Safety Services 1,992,113 1,556,195 2,153,000 596,805 2,505,723 513,611 Utilities & Infrastructure Services 316,000 240,560 175,611 (64,949) 218,417 (97,584) Strategic Services 4,380,000 3,643,730 7,019,379 3,375,649 7,791,263 3,411,263 Saint John Energy Rebates 1,200,000 - - - 1,200,000 - Regional Serivces Commission 1,009,640 841,360 841,360 - 1,009,640 - Total Revenues 1 87,800,682 1 54,313,578 1 59,409,215 5 ,095,637 1 93,368,296 5 ,567,613 Expenditures Growth & Community Services Growth & Community Planning Services 1,826,081 1,502,121 1,208,856 293,266 1,641,508 184,573 Development Services 240,600 213,045 - 213,045 - 240,600 Development Engineering 369,657 311,071 301,061 10,010 366,334 3,323 Community Development 783,064 666,891 600,960 65,931 731,672 51,392 Animal Control 109,250 91,040 86,688 4,352 86,688 22,562 Dangerous and Vacant Building Program 468,954 434,923 151,759 283,164 195,788 273,165 Minimum Property Standards 492,521 416,201 413,620 2,581 435,343 57,178 Heritage Conservation Service 202,480 131,073 143,345 (12,272) 193,848 8,632 Cultural Affairs 139,453 121,749 106,455 15,294 106,879 32,574 Other By-Laws 297,303 250,014 184,057 65,957 274,227 23,076 Permitting & Inspection Services 1,412,306 1,192,368 1,179,425 12,943 1,400,557 11,749 Regional Economic Development Agency 3,087,500 2,473,952 1,695,746 778,206 3,465,041 (377,541) Market Square 2,250,000 1,875,000 2,425,956 (550,956) 2,500,000 (250,000) Saint John Trade & Convention Centre 317,066 279,666 34,553 245,113 279,666 37,400 Imperial Theatre 308,048 308,048 308,048 - 308,048 - Saint John Aquatic Centre 421,418 421,418 487,664 (66,246) 421,418 - Saint John Arts Centre 195,223 195,223 195,220 3 195,223 - TD Station 491,949 491,949 582,556 (90,607) 491,949 - Library 489,909 408,476 410,964 (2,488) 492,397 (2,488) City Market 1,188,449 993,502 1,057,258 (63,756) 1,302,983 (114,534) Arts & Culture Board 70,000 35,000 25,691 9,309 70,000 - Public Art Maintenance & Repair 16,000 16,000 - 16,000 - 16,000 Remembrance Day 3,500 - - - 9,000 (5,500) New Year/Canada Day Celebrations 50,000 25,000 45,556 (20,556) 67,290 (17,290) PRO Kids 175,057 146,628 100,665 45,963 130,045 45,012 Succeed & Stay 165,118 136,333 71,338 64,995 125,171 39,947 Local Immigration Partnership 93,785 79,383 85,343 (5,960) 104,752 (10,968) Carleton Community Center 190,700 190,700 190,313 388 190,313 388 Loch Lomond Community Center 45,000 45,000 45,000 - 45,000 - North End Community Center 190,313 190,313 190,313 - 190,313 - Recreation Programming 720,239 655,470 586,727 68,743 654,207 66,032 Neighbourhood Development 172,000 172,000 150,000 22,000 150,000 22,000 YMCA - Contracted Services 157,560 157,560 103,820 53,740 153,265 4,295 3 The City of Saint John 2024 General Fund Operating Budget October 2024 2024YTD YTD YTD 20242024 BudgetBudgetActualVarianceYE ForecastVariance $$$$$$ Growth & Community Services (continued) Boys and Girls Club - Contracted Services 145,887 145,887 191,495 (45,608) 142,050 3,837 Unspecified Grants 284,000 284,000 279,000 5,000 289,000 (5,000) Affordable Housing Strategy 217,660 182,530 127,019 55,511 157,554 60,106 Housing Accelerator Fund - - 323,979 (323,979) 566,977 (566,977) Lifeguards 199,410 199,410 207,957 (8,547) 207,957 (8,547) Play SJ 45,000 45,000 21,888 23,112 30,000 15,000 Lord Beaverbrook Rink 167,764 141,934 144,897 (2,963) 170,737 (2,973) Building Incentive Reserve 350,000 233,332 691,756 (458,424) 691,756 (341,756) Regional Services Commission 343,299 343,299 259,859 83,440 343,299 - Community Improvement Reserve 558,266 558,266 - 558,266 - 558,266 Total Growth & Community Development Se 1 9,451,789 16,760,775 1 5,416,806 1 ,343,969 19,378,254 73,534 Public Safety Services Fire Rescue and Suppression Service 24,270,386 20,491,648 20,118,395 373,253 23,984,060 286,327 Fire Training 10,437 8,670 - 8,670 - 10,437 Technical Rescue Response 52,119 43,826 34,410 9,416 42,041 10,079 Hazardous Materials 74,774 62,726 54,487 8,239 66,508 8,266 Fire Prevention 930,494 786,668 695,019 91,649 842,478 88,016 Fire Investigation 68,548 57,920 51,935 5,985 64,658 3,890 Emergency Management Services 356,233 300,536 184,199 116,337 219,904 136,329 Water Supply and Hydrants 2,500,000 2,083,330 2,083,330 - 2,500,000 - Public Safety Communications Centre 3,184,017 2,687,140 2,285,493 401,647 3,004,680 179,337 Street Lighting 1,060,000 883,330 896,940 (13,610) 1,100,000 (40,000) Saint John Board of Police Commissioners 29,537,473 23,962,715 20,999,426 2,963,289 28,662,574 874,899 Total Public Safety Services 62,044,481 51,368,509 4 7,403,633 3 ,964,876 6 0,486,903 1 ,557,578 Public Works & Transportation Services Snow Control Streets 5,592,712 4,709,928 4,233,983 475,945 5,547,097 45,615 Street Cleaning 1,641,956 1,379,264 2,193,959 (814,695) 1,944,128 (302,172) Utility Cuts 1,506,716 1,263,926 1,118,017 145,909 1,241,952 264,764 Street Services - Surface Maintenance 8,445,799 7,068,210 7,695,372 (627,162) 8,519,210 (73,411) Snow Control Sidewalk 1,158,927 975,457 786,726 188,731 1,144,412 14,514 Sidewalk Maintenance 913,129 770,993 498,176 272,817 946,074 (32,945) Pedestrian & Traffic Management Service 2,555,863 2,151,453 2,341,918 (190,465) 3,193,727 (637,864) Solid Waste Management 4,082,708 3,425,350 3,348,000 77,350 4,041,275 41,434 Landscape - Parks & Open Spaces 2,182,304 1,841,553 2,185,191 (343,638) 2,444,745 (262,441) Rockwood Park 527,829 453,741 556,279 (102,538) 613,427 (85,598) Urban Forestry 414,439 348,704 289,093 59,611 334,288 80,152 Saint John Horticultural Association 60,000 60,000 60,000 - 60,000 - Arena Operation & Maintenance 1,501,504 1,265,382 1,222,828 42,554 1,539,376 (37,871) Sportsfield Operation & Maintenance 1,294,245 1,094,017 1,286,955 (192,938) 1,442,573 (148,328) Other Facilities Operation & Maintenance 461,845 391,570 325,232 66,338 413,715 48,130 Transit Debt 1,609,000 450,209 450,209 - 1,609,000 - Transit Subsidy 6,651,541 5,547,682 5,543,165 4,517 7,201,541 (550,000) Fleet Operations 16,645 52,720 706,157 (653,437) 122,871 (106,226) 4 The City of Saint John 2024 General Fund Operating Budget October 2024 2024YTD YTD YTD 20242024 BudgetBudgetActualVarianceYE ForecastVariance $$$$$$ Public Works & Transportation Services (continued) Fleet Stockroom 346,688 293,120 286,412 6,708 354,760 (8,072) Stormwater Rural 1,799,192 1,519,402 1,691,275 (171,873) 2,240,450 (441,258) Parking Administration 953,960 799,111 723,953 75,158 954,594 (634) Peel Plaza Parking Garage 405,697 370,996 281,929 89,067 317,765 87,932 Market Square Parking Garage 154,283 128,567 162,228 (33,661) 197,088 (42,804) Off Street Parking 1,180,095 979,028 737,273 241,755 987,571 192,524 Total Public Works & Transportation Service 4 5,457,077 37,340,383 38,724,327 ( 1,383,944) 47,411,638 ( 1,954,561) Utilities & Infrastructure Services Engineering 1,388,105 1,175,292 1,055,601 119,691 1,310,754 77,352 Carpenter Shop 400,977 342,714 268,092 74,622 322,682 78,295 Facilities Management 1,633,135 1,375,660 1,129,803 245,857 1,602,415 30,720 City Hall Building 1,021,696 851,910 1,013,364 (161,454) 1,203,936 (182,240) Police Headquarters - 74,470 166,310 (91,840) (10,000) 10,000 GIS 442,364 372,496 289,687 82,809 431,332 11,032 Stockroom 220,396 185,806 181,721 4,085 214,731 5,665 Stormwater Urban 2,250,789 1,883,957 1,939,526 (55,569) 2,251,066 (277) Total Utilities & Infrastructure Services 7,357,463 6 ,262,305 6,044,105 2 18,200 7 ,326,917 3 0,546 Strategic Services Finance 1,413,726 1,272,658 973,277 299,381 1,148,371 265,355 Assessment 1,837,897 1,767,493 1,767,493 - 1,767,493 70,404 Supply Chain Management 446,624 377,272 349,517 27,755 414,859 31,765 Information Technology 3,782,930 3,275,451 2,713,209 562,242 3,497,192 285,738 Corporate Planning 337,961 285,112 203,524 81,588 362,963 (25,002) Insurance 215,965 182,010 110,076 71,934 126,419 89,546 Liability Insurance 575,000 575,000 544,561 30,439 544,561 30,439 Total Strategic Services 8,610,102 7 ,734,996 6,661,656 1 ,073,340 7 ,861,857 7 48,245 Corporate Services City Manager's Office 759,584 637,734 782,881 (145,147) 895,494 (135,910) Mayor's Office 161,579 135,914 137,280 (1,366) 179,612 (18,033) Common Council 593,458 499,616 463,229 36,387 561,825 31,633 Common Clerk 742,413 627,178 603,754 23,424 720,605 21,808 Human Resources 2,379,426 2,005,870 1,994,226 11,644 2,425,348 (45,922) Legal Department 1,150,316 970,136 1,240,633 (270,497) 1,439,492 (289,175) Real Estate 186,004 162,616 160,431 2,185 182,352 3,652 Saint John Industrial Parks 558,501 474,998 326,832 148,166 354,754 203,747 Barge Terminal 25,000 20,820 2,304 18,516 2,304 22,696 Customer Service 993,065 837,092 770,457 66,635 920,084 72,981 Corporate Communications 527,882 444,190 364,249 79,941 447,982 79,901 External Relations 217,937 183,638 149,117 34,521 195,339 22,598 Total Corporate Services 8 ,295,166 6,999,802 6 ,995,392 4 ,410 8,325,190 (30,023) Other Charges Fiscal Charges 15,420,429 8,788,856 8,806,170 (17,314) 15,398,016 22,413 Landfill Closure 300,000 250,000 250,000 - 300,000 - Special Pension Contributions 10,225,000 8,520,830 8,812,972 (292,142) 10,225,000 - Transfer to Capital Reserves 3,655,721 3,046,430 3,728,016 (681,586) 7,655,819 (4,000,098) Payment in Lieu of Taxes (PILT) Adjustments 48,454 40,370 48,453 (8,083) 48,454 - 5 The City of Saint John 2024 General Fund Operating Budget October 2024 2024YTD YTD YTD 20242024 BudgetBudgetActualVarianceYE ForecastVariance $$$$$$ Other Charges (continued) Capital from Operating 6,800,000 5,666,660 6,006,660 (340,000) 6,800,000 - Operating Reserves 135,000 112,500 - 112,500 1,047,642 (912,642) Total Other Charges 36,584,604 2 6,425,646 27,652,270 ( 1,226,624) 4 1,474,931 ( 4,890,327) Total Expenditures 1 87,800,682 1 52,892,416 1 48,898,190 3 ,994,226 1 92,265,690 ( 4,465,007) Surplus (Deficit) - 1,421,162 1 0,511,025 9 ,089,863 1,102,606 1,102,606 6 Saint John Water 2024 Water & Sewerage Operating Budget October 2024 2024YTD YTD YTDYEYE BudgetBudgetActualVarianceForecastVariance $$$$$$ Revenues Flat Rate Accounts 22,250,000 22,250,000 22,188,775 (61,225) 22,160,000 (90,000) Meter Rate Accounts 15,732,057 10,488,436 12,069,905 1,581,469 18,316,140 2,584,083 Industrial Raw Water Accounts 7,819,412 5,212,900 6,565,195 1,352,295 7,865,195 45,783 Fire Protection Levy 2,500,000 2,083,330 2,083,330 - 2,500,000 - Storm Sewer Levy 945,000 787,500 787,500 - 945,000 - Other Revenues 1,455,581 1,162,660 1,970,115 807,455 3,637,992 2,182,411 Previous Year's Surplus 737,371 614,770 614,770 - 737,371 - Transfer from Reserve 750,000 - - - 1,637,804 887,804 Total Revenues 52,189,421 42,599,596 46,279,590 3,679,994 57,799,502 5,610,081 Expenditures Drinking Water Service 22,667,655 18,927,396 19,290,065 (362,669) 25,585,578 (2,917,923) Wastewater Service 20,462,531 16,231,482 15,920,590 310,892 21,068,054 (605,523) Infrastructure Management 837,530 705,555 629,397 76,158 754,969 82,561 Industrial Water Service 8,221,705 5,373,359 5,635,009 (261,650) 10,186,316 (1,964,611) Total Expenditures 52,189,421 41,237,792 41,475,062 (237,270) 57,594,917 (5,405,496) Surplus (Deficit) - 1,361,804 4,804,528 3,442,724 204,585 204,585 Saint John Water 2024 Water & Sewerage Operating Budget Salaries and Goods & Services October 2024 DrinkingWaterService Wages and Benefits 3,682,609 3,117,137 3,572,876 (455,739) 4,079,569 (396,960) Goods & Services 18,985,046 15,810,259 15,717,190 93,069 21,506,009 (2,520,963) Total22,667,65518,927,39619,290,065 (362,669)25,585,578(2,917,923) WastewaterService Wages and Benefits 4,501,594 3,809,036 3,603,537 205,499 4,340,830 160,764 Goods & Services 15,960,937 12,422,446 12,317,053 105,393 16,727,223 (766,286) Total20,462,53116,231,48215,920,590 310,89221,068,054(605,523) InfrastructureManagement Wages and Benefits 591,394 500,408 466,440 33,968 548,628 42,766 Goods & Services 246,136 205,147 162,956 42,191 206,341 39,795 Total837,530705,555629,397 76,158754,96982,561 IndustrialWaterService Wages and Benefits 1,193,679 1,010,049 649,020 361,029 932,743 260,936 Goods & Services 7,028,026 4,363,310 4,985,990 (622,680) 9,253,574 (2,225,548) Total8,221,7055,373,3595,635,009 (261,650)10,186,316(1,964,611) TOTALEXPENDITURES52,189,42141,237,79241,475,062(237,270)57,594,917(5,405,496) 1 Saint John Water 2022 Water & Sewerage Operating Budget October 2024 2024YTD YTD YTDYEYE BudgetBudgetActualVarianceForecastVariance Revenues Flat Rate Accounts 22,250,000 22,250,000 22,188,775 (61,225) 22,160,000 (90,000) Meter Rate Accounts 15,732,057 10,488,436 12,069,905 1,581,469 18,316,140 2,584,083 Industrial Raw Water Accounts 7,819,412 5,212,900 6,565,195 1,352,295 7,865,195 45,783 Fire Protection Levy 2,500,000 2,083,330 2,083,330 - 2,500,000 - Storm Sewer Levy 945,000 787,500 787,500 - 945,000 - Other Revenues 1,455,581 1,162,660 1,970,115 807,455 3,637,992 2,182,411 Previous Year's Surplus 737,371 614,770 614,770 - 737,371 - Transfer from Reserves 750,000 - - 1,637,804 887,804 Total Revenues 52,189,421 42,599,596 46,279,590 3,679,994 57,799,502 5,610,081 Expenditures Drinking Water Service Watershed Management 676,222 565,131 666,472 (101,341) 1,222,894 (546,672) Water Treatment 9,122,364 7,627,095 7,211,410 415,685 8,870,537 251,827 Water Pumping & Storage 1,244,611 1,068,576 1,103,182 (34,606) 1,318,885 (74,274) Transmission & Distribution 4,491,783 3,769,991 4,184,496 (414,505) 5,494,728 (1,002,945) Customer Metering 712,793 598,823 710,453 (111,630) 760,146 (47,353) Internal Charges 465,000 335,410 338,648 (3,238) 465,000 - Other Charges 562,486 468,730 532,703 (63,973) 562,486 - Debt Servicing 3,676,774 3,063,960 3,058,551 5,409 3,670,274 6,500 Transfer to Operating Reserve - - - - 5,006 (5,006) Transfer to Capital Reserve - - 54,471 (54,471) 1,500,000 (1,500,000) Capital from Operating 1,715,622 1,429,680 1,429,680 - 1,715,622 - Total Drinking Water Service 22,667,655 18,927,396 19,290,065 (362,669) 25,585,578 (2,917,923) Wastewater Service Wasterwater Pumping 3,314,763 2,795,823 3,317,904 (522,081) 4,212,901 (898,138) Wastewater Collection 3,110,344 2,613,629 2,496,905 116,724 3,350,697 (240,353) Wastewater Treatment 6,225,206 5,251,056 4,470,836 780,220 5,694,488 530,718 Internal Charges 465,000 335,410 335,410 - 465,000 - Other Charges 562,486 468,730 532,703 (63,973) 562,486 - Debt Servicing 2,959,598 1,579,224 1,579,222 - 2,957,348 2,250 Capital from Operating 3,825,134 3,187,610 3,187,610 - 3,825,134 - Total Wastewater Services 20,462,531 16,231,482 15,920,590 310,890 21,068,054 (605,523) Infrastructure Management Engineering Services 837,530 705,555 629,397 76,158 754,969 82,561 Total Infrastructure Managemen 837,530 705,555 629,397 76,158 754,969 82,561 Industrial Water Service Watershed Management 695,929 582,796 357,924 224,872 556,275 139,654 Water Pumping & Transmission 2,869,275 2,406,345 3,068,683 (662,338) 4,801,344 (1,932,069) Customer Metering 269,461 225,458 49,643 175,815 136,611 132,850 Debt Servicing 1,796,522 - - - 1,796,522 - Transfer to Capital Reserves 836,677 697,230 697,230 - 952,856 (116,179) Transfer to Operating Reserve 1,118,631 932,190 932,190 - 1,307,498 (188,867) Capital from Operating 635,210 529,340 529,340 - 635,210 - Total Industrial Water Service 8,221,705 5,373,359 5,635,009 (261,650) 10,186,316 (1,964,611) Total Expenditures 52,189,421 41,237,792 41,475,062 (237,270) 57,594,917 (5,405,496) Surplus (Deficit) - 1,361,804 4,804,528 3,442,724 204,585 204,585 2 FINANCECOMMITTEEREPORT Report DateNovember 27, 2024 Meeting DateDecember 04, 2024 Chairman SullivanandMembers of Finance Committee SUBJECT: 2024Operating and Capital Reserves OPEN OR CLOSED SESSION This matter is to be discussed in open session of Finance Committee. AUTHORIZATION Primary AuthorCommissioner/Dept. Chief Administration HeadOfficer Craig LavigneKevin FudgeJ. Brent McGovern RECOMMENDATION It is recommended that members of the Finance Committeeapprove the transfers to and from the following reserves and forward a copy of the report to Common Council for approval. General Operating Reserves $816,000fromthe General Operating Fund to the General Operating Reserve $1,134,758from the General Operating Reserve to the General Operating Fund $250,000 from the General Capital Reserve to the General Operating Reserve General Capital Reserves $12,662,936from the General Operating Fund to General Capital Reserve $6,543,838from the General CapitalReserve to the General Capital Fund $250,000 from the General Capital Reserveto General Operating Reserve Utility Operating Reserves $1,118,631from the Utility Operating Fund to the Utility Operating Reserve(Industrial Rate Stabilization) $1,637,894from the Utility Operating Reserve to the Utility Operating Fund - 2 - Utility Capital Reserves $3,124,400 from the Utility Operating Fund to the Utility Fund Capital Reserve EXECUTIVE SUMMARY The Reserve Policy was approved by Common Council on December 11, 2017. The purpose of the Reserve Policy is to address longer term funding strategies to minimize debt servicing costs, address the infrastructure deficit, and mitigate the effects of unanticipated events. Permitted uses of reserves according to the Reserve Policy are: 1. Major unanticipated/unforeseen events. 2. Major Capital renewal. 3. Future Liabilities. 4. One-time operating expenses which are greater than $100,000 and are not part of the recurring operating budget. 5. Infrastructure deficit; and 6. Investment in growth opportunities. In addition to the Reserve Policy, the City must comply with the Provincial Reserve Fund Regulation which prescribes that the establishment, funding, and withdrawal of Reserve funds which can only be done through resolutions of Common Council before the end of each calendar year. To comply with the Provincial Legislation, Staff recommend that Common Council approve the recommendation in this report for contribution to and withdrawal from the Reserves. Many of the recommendations have been approved by Council (Exhibit A) and the purpose is to finalize the actuals transfers to and from the various reserves. PREVIOUS RESOLUTIONS See Exhibit A STRATEGIC ALIGNMENT approved Reserve Policy. REPORT BACKGROUND The City must comply with the Provincial Reserve Fund Regulation which prescribes that the establishment, funding, and withdrawals of Reserve funds can only be done through resolutions of Common Council before the end of each calendar year. - 3 - General Fund The General Operating Reserve balance for the end of 2024 will be $8,388,570. The maximum amount that can be held in this reserve is regulated by Provincial regulations. Municipalities can have a balance of no more than 5% of previous dget which would be $8,864,375 for Saint John. General Operating Reserve has funding to mitigate the risks and support various initiatives such as; Winter storm mitigation Benefit fluctuations due to actuarial reviews Various growth-related initiatives Transfers to the Operating Reserve includes funding of $181,000 from Growth and Community Development services operating budget for development incentives and urban development incentives to fund commitments already made. There is also $135,000 transferred into the Operating Reserve as part of the 2024 budget and an additional $250,000 transferred from the Strategic Land Reserve to fund Industrial Parks initiatives and $500,000 to fund future development incentives. There will also be $412,624 transferred into the Operating Reserve for interest earned on funds held in the reserve which is a Provincial requirement. The transfers out of the Growth and Operating Reserves for 2024 is $1,134,758. The transfers out include the agreement with SJ Sea Dogs ($17,500), Sophia Recovery ($50,000), Powwow Event ($50,000), Bylaw Enforcement and enhancement project ($147,258), funding for Industrial Parks ($250,000) and funding for the study of raising the Courtney Bay Causeway ($280,000). These transfers were also approved previously by Common Council. General Capital Reserves which will have a balance of $32,175,098 at the end of 2024. There are no Provincial limits on Capital Reserve balances. The General Capital Reserve has funding for the following. Fleet Reserves Information Technology Capital Replacement Recreation Facility Strategic Real Estate Reserve Self insurance Reserve The 2024 Operating Budget included a transfer of $3,665,721 to the Capital Reserve with $3,000,000 to be allocated to toward a new multipurpose recreation facility. Transfer to various fleet reserves, IT reserves, and insurance reserve were all budgeted for as part of the 2024 Operating budget. - 4 - The following transfers to the General Fund Capital Reserve are being recommended to align with use of one-time funds, timing delays in projects and carry over of expenses to occur in 2025: Land Sales to be transferred to Strategic Land Reserve - $681,586 Road Resurfacing Project to be competed in 2025 - $1,650,000 Sale of equipment - $340,000 Fund future Fire Ladder Truck - $1,000,000 Additional contribution to reserve - $1,000,000 The transfer from the Capital Reserve includes $1,518,039 for Capital projects that were approved with funding from Capital Reserves and $1,500,000 for land purchase on behalf of Industrial Parks and $250,000 from the land reserve to fund operating of Industrial Parks which were previously approved by Common Council. The transfers to and from the Fleet and IT reserves are part of both Operating budget and Capital budgets. There is also an additional $978,512 in interest that is transferred across the Capital Reserves and the amount is higher than past interest due to the current high interest rates. Utility Fund Utility Operating Reserve has a maximum limit of $2,609,471 and will have a balance of $1,964,684 for 2024. The operating reserves includes funds for Managing risk of unforeseen impacts to potable revenue or expenditures Industrial Rate Stabilization The transfer of $1,118,631 into the Operating Reserve was part of the 2024 Industrial Raw Water Operating Budget. Staff are also recommending the transfer of $1,637,804 from the Industrial Operating Reserve to fund a significant operating expenditure under the industrial raw water budget that occurred in 2024. The Utility Capital Reserve will have a balance of $17,035,172 for 2024 and balance includes reserves for. Fleet Replacement Industrial Capital Potable Capital includes the additional $1,500,000 due to revenue surplus The Operating budget included the transfers into the fleet, industrial reserves and there was also $678,935 in interest transferred into the reserves. - 5 - Conclusion The City has continued to follow its various financial policies and has been able to build its reserves that were essentially nonexistent a short few years ago. The Operating Budget Policy ensures that non-recurring revenues do not fund ongoing services. SERVICE AND FINANCIAL OUTCOMES plan, reserve polices, and approved 2024 budget. INPUT FROM OTHER SERVICE AREAS AND STAKEHOLDERS Input has been received from other services areas ATTACHMENTS Exhibit A 2024 Reserve Schedule 1,964,684 ($)8,388,570($) 17,035,172 32,175,098 40,563,66818,999,857 Ending Balance Ending Balance 1,134,7586,543,8381,637,804 7,678,5961,637,804 from ($)from ($) Withdrawals Withdrawals 412,624978,512121,185678,935 800,120 1,391,136 Interest ($)Interest ($) 1,066,0001,118,6313,124,400 4,243,031 12,662,936 13,728,936 Transfers to ($)Transfers to ($) 8,044,7042,362,672 ($)($) 25,077,48713,231,836 33,122,19115,594,509 Opening Balance Opening Balance Exhibit ACity of Saint John 2024 Reserves General Fund Operating ReservesCapital Reserves Utility Fund Operating ReserveCapital Reserves 144,765102,605374,890 ($)6,490,4311,898,1396,259,4322,410,3061,113,6432,453,575($)1,862,0803,896,8844,707,7818,055,617 19,793,377 40,563,66818,999,857 Ending Balance Ending Balance 777,258357,500590,201 3,268,0391,512,6081,172,9901,637,804 7,678,5961,637,804 from ($)from ($) Withdrawals Withdrawals 5,006 76,82536,69318,290 335,799461,074258,388100,825121,531116,179155,402188,867316,376 800,120 1,391,136 Interest ($)Interest ($) 385,000681,000144,765361,567552,830711,702836,677 7,611,0352,476,0011,516,7381,118,6311,576,021 4,243,031 13,728,936 Transfers to ($)Transfers to ($) 97,599 715,383356,599 6,546,8901,497,8145,037,6501,965,7342,369,4142,265,0743,029,7803,682,2376,163,220 ($) 14,989,307 33,122,19115,594,509 Opening Balance City of Saint John 2024 Reserves - DetailedGeneral Fund Operating ReserveGrowth/Development Incentive RCapital ReserveFleet ReserveFire Fleet ReserveInsurance ReservePolice Fleet ReserveComputer Reserve Utility Fund Operating ReserveIndustrial Rate StabilizationFleet ReserveInfrastructure ReserveIndustrial Capital ReservePotable Capital Reserves