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2024-11-18 Finance Committee Agenda Packet - Open Session Finance Committee Meeting Open Session October 23, 2024 MINUTES OPEN SESSION FINANCE COMMITTEE MEETING OCTOBER 23, 2024 AT 4:45 PM MEETING CONDUCTED BY ELECTRONIC PARTICIPATION Present: Mayor D. Noade Reardon Councillor G. Sullivan Councillor G. Norton Councillor P. Radwan Absent: Councillor D. Hickey Also Present: Chief Administrative Office B. McGovern Commissioner of Finance and Treasurer K. Fudge Fire Chief R. Nichol Commissioner Human Resources S. Hossack Commissioner Utilities & Infrastructure I. Fogan Commissioner Growth & Community Services A. Poffenroth Director Transit & Fleet I. MacKinnon Director Financial Services J. Forgie Director Financial Services C. Lavigne Intermediate Accountant V. Parikh Director Corporate Performance S. Rackley-Roach Director Asset Management S. Yammine Corporate Asset Manager B. Neal Director Parking and Parks & Recreation M. Dionne Director Legislative Services / City Clerk J. Taylor Administrative Assistant A. MacLean Administrative Assistant K. Tibbits 1. Meeting Called to Order Councillor Sullivan called the Finance Committee open session meeting to order. 2. Approval of Minutes 2.1 Minutes of September 18, 2024 Moved by Mayor Noade Reardon, seconded by Councillor Norton: RESOLVED that the minutes of September 18, 2024 be approved. MOTION CARRIED. 3. Approval of Agenda Moved by Mayor Noade Reardon, seconded by Councillor Radwan: RESOLVED that the agenda of October 23, 2024 be approved. MOTION CARRIED. 4. Disclosures of Conflict of Interest No disclosures. Finance Committee Meeting Open Session October 23, 2024 5. Consent Agenda 6. Business Matters 6.1 Memorandum of Understanding Uptown Saint John Inc. (N. Tissington, Executive Director of Uptown Saint John joined the meeting) Commissioner Fudge reviewed the submitted report noting that the proposed MOU between the City and Uptown SJ would form a partnership in order to leverage funding from other levels of government to improve the uptown area. Uptown SJ is eligible to apply annually for funding through Downtown New Brunswick for up to $20K for capital projects and $10K for planning projects. Uptown Saint John is interested in partnering with the City to provide matching funds for projects identified in accordance with the Memorandum of Understanding. Moved by Councillor Norton, seconded by Councillor Radwan: RESOLVED that the Finance Committee recommends Common Council approve and execute the Memorandum of Understanding between the City of Saint John and Uptown Saint John Inc. MOTION CARRIED. (N. Tissington withdrew from the meeting) 6.2 State of the Infrastructure Update 2024 State of the Infrastructure Report the state of municipal infrastructure, and also estimated long-term capital expenditures needed to sustainably renew and replace existing infrastructure assets. Moved by Mayor Noade Reardon, seconded by Councillor Norton: RESOLVED that the submitted presentation entitled "2024 State of the for information. MOTION CARRIED. 6.3 2025 Draft General Fund Operating Budget Director Lavigne reviewed the submitted presentation entitled "2025 Draft General Fund Operating Budget. Moved by Mayor Noade Reardon, seconded by Councillor Radwan: RESOLVED that the Finance Committee receive and file the presentation and direct any questions to staff. MOTION CARRIED. 6.4 2025 Draft Utility Fund Operating Budget Commissioner Fogan reviewed the submitted presentation entitled "Saint John Water 2025 Draft Potable Operating Budget Moved by Mayor Noade Reardon, seconded by Councillor Radwan: RESOLVED that the Finance Committee receive and file the presentation and direct any questions to staff. MOTION CARRIED. 7. Adjournment Moved by Councillor Norton, seconded by Mayor Noade Reardon: RESOLVED that the Finance Committee meeting be adjourned. MOTION CARRIED. The Finance Committee open session meeting held on October 23, 2024, was adjourned at 6:00 p.m. REPORT TO FINANCE COMMITTEE M&C Number Report DateNovember 12, 2024 Meeting DateNovember 18, 2024 Chairman Sullivan and Members of Finance Committee SUBJECT: Amendment to the Wage Escalation Policy FAS-007 OPEN OR CLOSED SESSION This matter is to be discussed in open session of Common Council. AUTHORIZATION Primary AuthorChief Financial OfficerChief Admin Officer Kevin FudgeKevin FudgeJ. Brent McGovern RECOMMENDATION It is recommended that: 1.The Finance Committee approve the amended Wage and Benefits Budget Escalation Policy,and 2.The Finance Committee recommends that Common Council amend the City of Saint John Wage and Benefits Budget Escalation Policy FAS-007. EXECUTIVE SUMMARY The Wage and Benefits Budget Escalation Policy is an important part of a Long- Term Financial Plan toensure wage and benefit budgets are affordable for taxpayers.The Policy supportsthe Cityin achieving the performance goals in Plan. The amendment to the Policy is being brought forward to add a definition to the calculation of the Consumer Price Index (CPI) +1 provision of the policyas described in section 4.1.3. PREVIOUS RESOLUTION N/A - 2 - STRATEGIC ALIGNMENT The Wage and Benefits Budget Escalation Policy is aligned with Council Priority to Perform REPORT Long-Term Financial Plan a number of key financial policies were adopted to put the City on a sustainable path forward. The Wage & Benefits Budget Escalation Policy embeds a framework to ensure financial policies are reviewed periodically. The original Wage Escalation Policy was adopted on September 24, 2019 and included the following objectives: Objectives of the Wage Escalation Policy: The City spends within its means; Wage and benefit budget escalation does not cause a tax rate increase in order to balance the General Operating Budget; Wage and benefit budget escalation does not cause a reduction in service levels in order to balance the General Operating Budget; Wage and benefit budget escalation does not exceed the recurring revenue; Application: The City Manager shall recommend increases to the wage and benefit budget in accordance with the Wage and Benefit Escalation Policy; Recommendations for wage and benefit budget increases shall be based on a three year rolling average of recurring revenue growth; Wage and benefit budget increases shall not exceed CPI plus 1% unless supported by a business case and approved by Common Council. September year over year to calculate CPI and approve the Wage and Benefit Escalation Policy rate for each year. September year over year was used to ensure the most current CPI figure applied to the calculation. To avoid uncertainty as well to incorporate a risk management strategy to smooth the risk of fluctuation in CPI without compromising the use of the most current figures, staff recommend the following: 1. The Wage Escalation Policy be amended to include the definition of consumer price index. 2. New Brunswick Consumer Price Index be used in the formula. - 3 - 3. The average of NB CPI for the months of January September be used in the formula to smooth risk of fluctuation while still leveraging current year inflation data. The Amendment to the calculation of CPI would have had no impact on the 2024 Wage and Benefit Escalation Policy had the recommendations in this report been used as demonstrated below: 2024 Wage Escalation Policy JanFebMarAprMayJunJulAugSep 6.50%5.90%4.20%4.30%2.30%2.10%2.90%3.50%4.00% Average4% Conclusion The Wage and Benefits Budget Escalation Policy is needed to ensure revenue growth is sufficient to fund expense growth, preventing structural deficits. The amendment to the Wage Escalation Policy will continue to mitigate the risk of the City falling into future structural deficits while increasing transparency of calculation within the policy. SERVICE AND FINANCIAL OUTCOMES The Wage and Benefits Budget Escalation Policy is aligned with Council Priorities and will contribute to the successful implementation of the Long-Term Financial Plan. INPUT FROM OTHER SERVICE AREAS AND STAKEHOLDERS Input has been received from CAO, Finance, Human Resources ATTACHMENTS Amended Wage and Benefits Budget Escalation Policy FAS-007 Title: Wage and Benefits Budget Escalation Policy Subject: Wage and Benefit budget increases Category: Finance and Administrative Services Policy No.: FAS-007 M&C Report No.: Effective Date: November 25, 2024 Next Review Date: Area(s) this policy applies to: Cross Corporate Office Responsible for review of this Policy: Finance and Administrative Services Related Instruments: Policy Sponsors: FAS-001 Asset Management Policy Chief Administrative Officer FAS-002 Investment Management Policy Chief Financial Officer FAS-003 Reserves Policy FAS-004 Operating Budget Policy FAS-005 Capital Budget Policy FAS-006 Debt Management Policy Document Pages: This document consists of 4 pages. Revision History: September 24, 2019 Common Clerk's Annotation for Official Record Date of Passage of Current Framework: _________________________ I certify that this Policy was adopted by Common Council as indicated above. ________________________ ______________________ Common Clerk Date Date Created: Common Council Approval Date: Contact: Finance and Administrative Services City of Saint John Wage and Benefits B´£¦¤³ Escalation Policy (DRAFT) TABLE OF CONTENTS 1. 2. POLICY STATEMENT ..................................................................................................... . 3 3. DEFINITIONS ................................................................................................................... 3 4. PRINCIPLES AND APPLICATION ..................................................................................... 3 5. ROLES AND RESPONSIBILITIES ....................................................................................... 4 2 City of Saint John Wage and Benefits B´£¦¤³ Escalation Policy (DRAFT) 1. PURPOSE AND CONTEXT 1.1. The -term financial plan has put the City on a sustainable path and to continue to be sustainable, the City must find ways to control costs that have been escalating faster than its revenue growth. 1.2. To be sustainable, wage increases should not exceed assessment base growth. 1.3. Wage and Benefits Budget Escalation policy provides direction to staff and ensures that ability to pay is a consideration in future labor contract negotiations. 2. POLICY STATEMENT 2.1. The Wage and Benefits Budget Escalation Policy is established to ensure that the City is on a sustainable path by aligning expenditure growth with tax base growth. 2.2. The Wage and Benefits Budget Escalation policy objectives are as follows: The City spends within its means. Wage and Benefits Budget Escalation does not cause a tax rate increase in order to balance the General Operating Budget. Wage and Benefits Escalation does not cause a reduction in service levels in order to balance the General Operating Budget. Wage and Benefits Budget Escalation assessment base growth. All employee groups are treated equitably. 3. DEFINITIONS Municipal Assessment Base for Tax Purposes means the total amount of property values for property tax purposes. Assessment Base Growth means the percentage increase in the Municipal Assessment Base on an annual basis. 4. PRINCIPLES AND APPLICATION 4.1 Principles: 4.1.1 Wage and benefit budget increases must be affordable. 4.1.2 Wage and benefit budget increases must not exceed the assessment base growth. 3 City of Saint John Wage and Benefits B´£¦¤³ Escalation Policy (DRAFT) 4.1.3 Notwithstanding clause 4.1.2, wage and benefits budget increases cannot exceed the average of NB CPI for the months of January to September plus 1% in the prior year of annual budget (Example 2025 Operating Budget would use January to September 2024 NB CPI for calculation), unless it is supported by a business case and approved by Common Council. 4.1.4 Bargaining or non-bargaining employees are treated equitably. 4.2 Application: 4.2.1 The City Manager shall recommend increases to wages and benefits budget in accordance with the Wage and Benefits Escalation Policy. 4.2.2 Recommendations for increase in the wage and benefit budget shall be based on the previous three-year rolling average of Assessment Base Growth. 4.2.3 Utilizing a Three-Year Rolling Average is a recommended approach due to the following factors: The fluctuation in the assessed value of properties for tax purposes will be smoothed out by the rolling average. Historical trend can help predict future growth. The Three-Year Rolling Average is a reliable source of information that can be validated. A compensation model based on the Three-Year Rolling Average is predictable, affordable and equitable. Example of a 3-year rolling average of assessment base growth: 2017201820193-Year Rolling Average 0.59%0.39%1.86%0.95% 4.2.4 In any case, the increase in the wage and benefit budget shall not exceed the average of New Brunswick CPI from January to September plus 1% for the calendar year unless it is supported by a business case and approved by Common Council. Example of calculation of NB CPI plus 1% for the calendar year: 2024 Calendar Year JanFebMarAprMayJunJulAugSep 6.5%5.9%4.2%4.3%2.3%2.1%2.9%3.5%4.0% Average4.0% 4 City of Saint John Wage and Benefits B´£¦¤³ Escalation Policy (DRAFT) 4.2.5 recommendation may result in a corresponding reduction in the workforce of those groups. 5. ROLES AND RESPONSIBILTIES 5.1 Council shall: 5.1.1 Approve the Wage and Benefits Budget Escalation Policy. 5.1.2 Direct staff to use the three-year rolling average of the assessment base growth in future contract negotiations. 5.2 Finance Committee shall: 5.2.1 Recommend the Wage and Benefits Budget Escalation Policy to Common Council for approval. 5.2.2 Review any changes to the Wage and Benefits Budget Escalation Policy in the future. 5.3 The Chief Financial Officer: 5.3.1 Review annually to ensure that the total city wage and benefit budget increases are in compliance with the Wage and Benefits Escalation Policy. 5.3.2 Update the three-year rolling average of the assessment base growth on an annual basis and make the information available to Human Resources and all employee groups. 5.3.3 Recommend any changes to the Wage and Benefits Budget Escalation policy in the future. 5 November 18, 2024 Finance Committee 2025 Draft General Fund Operating Budget The City of Saint John 2025 General Fund Operating Budget 20252024 BudgetBudget $$ Revenues Property Taxes 156,964,319 150,579,477 PILT Adjustment 23,453 - Equalization & Unconditional Grant 12,803,691 13,773,579 Regional Services Grant 1,006,997 1,009,640 Surplus 2nd Year Previous Year 272,858 2,335,841 Transfer from Operating Reserves 621,000 1,330,000 Growth & Community Services 7,201,811 4,505,063 Public Works & Transportation Services 6,683,079 6,378,970 Public Safety Services 2,708,313 1,992,113 Utilities & Infrastructure Services 340,635 316,000 Strategic Services 4,739,857 4,380,000 Saint John Energy Benefits 1,000,000 1,200,000 Total Revenues 1 94,366,011 1 87,800,682 Expenditures Growth & Community Services 22,588,866 19,451,789 Public Works & Transportation Services 49,476,188 47,707,866 Public Safety Services - Fire, EMO and PSCC 33,675,248 32,507,008 Public Safety Services - Police Commission 30,751,388 29,537,474 Utilities & Infrastructure Services 5,453,727 5,106,674 Strategic Services 9,048,739 8,610,102 Corporate Services 8,490,014 8,295,166 Other Charges 34,881,842 36,584,604 Total Expenditures 1 94,366,011 1 87,800,682 Surplus (Deficit) - - City of Saint John by Service 2025 General Fund Operating Budget 20252024 BudgetBudget $$ Growth & Community Services Salaries 7,138,317 6,207,974 Goods & Services 15,450,548 13,243,814 TOTAL 22,588,866 1 9,451,789 Public Works & Transportation Services Salaries 18,454,916 17,780,854 Goods & Services 31,021,272 29,927,012 TOTAL 49,476,188 4 7,707,866 Public Safety Services - Fire, EMO and PSCC Salaries 26,733,140 25,686,798 Goods & Services 6,942,108 6,820,210 TOTAL 3 3,675,248 3 2,507,008 Public Safety Services - Police Commission Grant 30,751,388 29,537,474 TOTAL 3 0,751,388 2 9,537,474 Utilities & Infrastructure Services Salaries 3,253,673 3,184,021 Goods & Services 2,200,054 1,922,653 TOTAL 5 ,453,727 5 ,106,674 Strategic Services Salaries 4,704,798 4,353,217 Goods & Services 4,343,941 4,256,885 TOTAL 9 ,048,739 8 ,610,102 Corporate Services Salaries 6,125,397 5,740,434 Goods & Services 2,364,617 2,554,732 TOTAL 8 ,490,014 8 ,295,166 Other Charges Goods & Services 34,881,842 36,584,604 3 4,881,842 3 6,584,604 TOTAL EXPENDITURES 1 94,366,011 1 87,800,682 The City of Saint John 2025 General Fund Operating Budget 20252024 BudgetBudget $$ Revenues Property Taxes 156,964,319 150,579,477 PILT Adjustment 23,453 - Equalization & Unconditional Grant 12,803,691 13,773,579 Regional Services Grant 1,006,997 1,009,640 Surplus 2nd Year Previous Year 272,858 2,335,841 Transfer from Operating Reserves 621,000 1,330,000 Growth & Community Services 7,201,811 4,505,063 Public Works & Transportation Services 6,683,079 6,378,970 Public Safety Services 2,708,313 1,992,113 Utilities & Infrastructure Services 340,635 316,000 Strategic Services 4,739,857 4,380,000 Saint John Energy Benefits 1,000,000 1,200,000 Total Revenues 1 94,366,011 1 87,800,682 Expenditures Growth & Community Services Growth & Community Planning Services 1,680,262 1,826,081 Development Engineering 391,301 369,657 Community Development 528,505 783,064 Animal Control 120,000 109,250 Dangerous and Vacant Building Program 278,451 468,954 Minimum Property Standards 506,125 492,521 Heritage Conservation Service 207,018 202,480 Other By-Laws 297,552 297,303 Permitting & Inspection Services 1,459,850 1,412,306 Regional Economic Development Agency 3,087,500 3,087,500 Market Square 2,500,000 2,250,000 Saint John Trade & Convention Centre 156,543 317,066 Imperial Theatre 322,021 308,048 Saint John Aquatic Centre 423,225 421,418 Saint John Arts Centre 128,549 195,223 TD Station 502,796 491,949 Library 544,839 489,909 City Market 1,316,629 1,188,449 The City of Saint John 2025 General Fund Operating Budget 2025 2024 BudgetBudget $$ Growth & Community Services (Continued) Arts & Culture Board 70,000 70,000 PRO Kids 243,677 175,057 Local Immigration Partnership 62,831 93,785 Carleton Community Center 193,167 190,700 Loch Lomond Community Center 45,000 45,000 North End Community Center 193,167 190,313 Recreation Programming 1,222,380 720,239 Neighbourhood Development 172,000 172,000 YMCA - Contracted Services 155,564 157,560 Boys and Girls Club - Contracted Services 144,181 145,887 Unspecified Grants 234,000 284,000 Affordable Housing Strategy 197,583 217,660 Lifeguards 233,908 199,410 Play SJ 45,000 45,000 Lord Beaverbrook Rink 182,000 167,764 Building Incentive Reserve 350,000 350,000 Regional Services Commission 396,772 343,299 Community Services Reserve - 558,266 Housing Accelerator Program 2,775,572 - Growth Department 720,897 614,671 Saint John Industrial Parks 500,000 - Total Growth & Community Development Services 2 2,588,866 1 9,451,789 Public Safety Services - Fire, EMO and PSCC Fire Rescue and Suppression Service 25,278,938 24,270,386 Fire Training 3,000 10,437 Technical Rescue Response 47,489 52,119 Hazardous Materials 61,417 74,774 Fire Prevention 970,571 930,494 Fire Investigation 67,743 68,548 Emergency Management Services 330,971 356,233 Water Supply and Hydrants 2,500,000 2,500,000 Public Safety Communications Centre 3,205,118 3,184,017 Street Lighting 1,210,000 1,060,000 Total Public Safety Services - Fire, EMO and PSCC 3 3,675,248 32,507,008 Public Safety Services - Police Commission Saint John Police Commission Grant 30,751,388 29,537,474 Total Public Safety Services - Police Commission 3 0,751,388 29,537,474 The City of Saint John 2025 General Fund Operating Budget 2025 2024 BudgetBudget $$ Public Works & Transportation Services Snow Control Streets 5,568,926 5,592,712 Street Cleaning 1,741,677 1,641,956 Utility Cuts 1,227,668 1,506,716 Street Services - Surface Maintenance 8,608,264 8,445,799 Snow Control Sidewalk 1,202,021 1,158,927 Sidewalk Maintenance 945,091 913,129 Pedestrian & Traffic Management Service 2,607,775 2,555,863 Solid Waste Management 4,152,894 4,082,708 Landscape - Parks & Open Spaces 3,005,608 2,182,304 Rockwood Park 498,628 527,829 Urban Forestry 413,439 414,439 Saint John Horticultural Association 70,000 60,000 Arena Operation & Maintenance 1,518,945 1,501,504 Sportsfield Operation & Maintenance 1,428,466 1,294,245 Other Facilities Operation & Maintenance 539,239 461,845 Transit Debt 1,411,000 1,609,000 Transit Subsidy 7,405,172 6,651,541 Fleet Stockroom 340,939 363,333 Stormwater 4,311,530 4,049,981 Parking Administration 971,024 953,960 Peel Plaza Parking Garage 332,673 405,697 Market Square Parking Garage 169,538 154,283 Off Street Parking 1,005,670 1,180,095 Total Public Works & Transportation Services 4 9,476,188 4 7,707,866 The City of Saint John 0 2025 General Fund Operating Budget Budget 20252024 BudgetBudget $$ Utilities & Infrastructure Services Engineering 1,457,300 1,388,105 Carpenter Shop 404,336 400,977 Facilities Management 1,763,070 1,633,135 City Hall Building 1,089,123 1,021,696 GIS 517,550 442,364 Stockroom 222,347 220,396 Total Utilities & Infrastructure Services 5 ,453,727 5 ,106,674 Strategic Services Finance 1,402,393 1,413,726 Assessment 1,855,868 1,837,897 Supply Chain Management 449,811 446,624 Information Technology 4,129,729 3,782,930 Corporate Planning 487,609 337,961 Insurance 153,328 215,965 Liability Insurance 570,000 575,000 Total Strategic Services 9 ,048,739 8 ,610,102 Corporate Services City Manager's Office 808,249 759,584 Mayor's Office 218,638 161,579 Common Council 583,959 593,458 Common Clerk 737,800 742,413 Human Resources 2,801,678 2,379,426 Legal Department 1,302,142 1,150,316 Real Estate 325,144 186,004 Saint John Industrial Parks - 583,501 Customer Service 956,699 993,065 Corporate Communications 567,275 527,882 External Relations 188,430 217,937 Total Corporate Services 8 ,490,014 8 ,295,166 Other Charges Fiscal Charges 14,190,999 15,420,430 Landfill Closure 300,000 300,000 Special Pension Contributions 10,526,250 10,225,000 Other Misc. Expenses / PILT Adjustment - 48,453 Transfer to Capital Reserves 3,000,000 3,655,721 Transfer to Operating Reserves - 135,000 Capital from Operating 6,864,593 6,800,000 Total Other Charges 3 4,881,842 3 6,584,604 Total Expenditures 1 94,366,011 1 87,800,682 Surplus (Deficit) - - The City of Saint John 2025 Operating Fund Budget by Object 20252024 Proposed BudgetApproved Budget $$ Revenues Property Taxes 156,964,319 150,579,477 PILT Adjustment 23,453 - Equalization & Unconditional Grant 12,803,691 13,773,579 Regional Services Grant 1,006,997 1,009,640 Saint John Energy Benefits 1,000,000 1,200,000 Surplus 2nd Previous Year 272,858 2,335,841 Permits & Licenses 1,453,254 1,221,914 Rentals & Fees 1,659,585 1,567,998 Inter-fund Charges 1,800,000 1,900,000 Market Square Parking 1,517,250 1,503,000 Meter Violations & Summonses 445,000 445,000 Parking Meters 986,500 887,000 Traffic By-Law 492,800 492,800 Fines 15,000 25,000 Extra Duties 35,000 70,000 Training 70,000 70,000 Contributions from Others 3,379,372 1,002,866 Partnerships 241,255 241,255 Emergency Dispatch 1,400,000 1,246,300 Utility Cuts 1,150,000 955,391 Interest Income 2,100,000 2,000,000 Internal Services 408,825 182,000 Insurance Proceeds 20,000 20,000 Accommodation Levy 1,250,000 1,250,000 Other Miscellaneous Revenues 1,633,075 906,593 Peel Plaza Parking Garage 393,000 366,000 Off Street Parking 1,223,779 1,219,029 Transfer from Operating Reserve 621,000 1,330,000 Total Revenues 194,366,011 187,800,682 Expenditures Salaries & Benefits Salaries 51,293,089 48,457,266 Overtime/Other Personnel Costs 1,623,662 1,611,080 Fringe Benefits 13,493,490 12,884,952 Pension 10,526,250 10,225,000 Total Wages and Benefits 76,936,491 73,178,298 The City of Saint John 2025 Operating Fund Budget by Object 20252024 Draft BudgetApproved Budget $$ Goods & Services General Services 648,786 252,578 Insurance 1,331,383 1,260,269 Professional Services 2,059,468 2,114,672 Other Purchased Services 2,457,966 2,299,601 Repairs & Maintenance 1,731,783 1,806,666 Other Purchased Goods 1,438,671 1,369,432 Roads 5,280,000 5,263,200 Tipping Fees 1,078,381 1,070,173 Property Taxes 1,157,640 1,428,556 Assessment Charge 1,855,868 1,837,897 Asset Purchases 729,366 645,948 Contracted Services 1,795,632 1,673,370 Postage 96,265 99,965 Inter-Fund Charges 3,597,365 3,547,000 Telephone 505,788 443,467 Radio 177,871 236,402 Building Incentive/Community Improvement Reserve 350,000 908,266 Fuel 3,457,172 3,398,454 Advertising 146,600 206,575 Travel, Conferences & Training 970,471 845,018 Commissionaires 628,000 586,830 Engineering 371,000 366,000 Cleaners & Janitors 212,370 206,120 Solid Waste Collection 189,935 190,435 Licenses & Software 510,480 451,715 Rentals - Buildings, Vehicles & Equipment 4,515,955 4,271,186 Asphalt 990,000 1,034,130 Parts 2,008,101 1,765,751 Apparel 207,980 154,731 Fuel Oil & Gas Oil 318,333 339,836 Salt & Sand 1,021,961 1,039,546 Electricity 835,055 706,304 Office Supplies 99,285 111,833 Operating & Safety Supplies 591,524 583,464 Water 150,650 154,750 Meals 200,141 225,642 The City of Saint John 2025 Operating Fund Budget by Object 20252024 Draft BudgetApproved Budget $$ Lumber, Paint, Chemicals & Cement 506,726 549,976 Tools & Hardware 90,300 98,334 Memberships 190,653 146,799 Receptions 173,200 123,200 44,678,123 43,814,089 Grants - Agencies, Boards & Commissions Grants 3,084,000 828,500 Transit Commission 8,816,172 8,260,541 Lord Beaverbrook Rink 182,000 167,764 Saint John Free Public Library 544,839 489,909 Regional Services Commission 396,772 343,299 Regional Facilities Commission 1,533,134 1,733,705 Regional Economic Development Agency 3,087,500 3,087,500 Saint John Police Commission 30,751,388 29,537,474 48,395,805 44,448,692 Fiscal Charges Interest 2,554,999 2,589,689 Principal Repayment 11,636,000 12,830,741 14,190,999 15,420,430 Other Charges Howes Lake Landfill 300,000 300,000 Capital from Operating 6,864,593 6,800,000 PILT Adjustment - 48,453 Transfer to Operating Reserves - 135,000 Transfer to Capital Reserves 3,000,000 3,655,721 10,164,593 10,939,174 Total Expenditures 194,366,011 187,800,682 General Fund Surplus (Deficit) - - FINANCECOMMITTEEREPORT Report DateNovember 13, 2024 Meeting DateNovember 18, 2024 Chairman CouncillorSullivan andMembers of Finance Committee SUBJECT: 2025UtilityFund OperatingBudget OPEN OR CLOSED SESSION This matter is to be discussed in open session of Finance Committee. AUTHORIZATION Primary AuthorCommissioner/Dept. Chief Administration HeadOfficer Craig Lavigne/Jodie ForgieIan FoganJ. Brent McGovern RECOMMENDATION It is recommended that the Finance Committee approvethe proposed 2025Utility Fund Operating Budget and forward to the next meeting of Common Council for approval ofthefirst and second reading of Water and Sewerage Bylaw amendments. EXECUTIVE SUMMARY The2025UtilityFund OperatingBudget will represent theseventhyear in a row that will see no rate increase forratepayers.These ratepayers include both flat rate customers which will see the annual cost remain the same at $1,428 per year and metered customerswill see no change in thecost per cubic meterand meter charges. The budget also includesrates for the IndustrialRaw Water customers.Rate stabilization has been achieved for rate payers for the past sevenyears despite the Utility still experiencing stagnate revenuesandincreasing costs in several areas. PREVIOUS RESOLUTION Finance Committee October 23, 2024Committee receive and file the Utility Fund Potable Operating B - 2 - STRATEGIC ALIGNMENT The proposed 2025 Utility Fund Operating Budget is aligned with Council priorities demonstrated though the commitment to address infrastructure risk associated with climate change, focusing on its leak detection program that helps eliminate water waste. The Utility continues to find operational efficiencies through continuous improvement, focusing on ensuring service objectives are being met and managing the finances of the Utility to achieve rate stabilization for rate payers. REPORT The 2025 Utility Fund Operating Budget will represent the seventh year in a row that will see no rate increase for ratepayers that use both water and sewer services. These ratepayers include both flat rate customers who will see the annual cost remain the same at $1,428 per year and metered customers will see no change in the cost per cubic meter and meter charges. Potable Revenue Overall potable revenue for 2025 is budgeted at $41,273,000 (2024- $37,982,057). The Utility has experienced a reduction in flat rate accounts over the past several years with an additional reduction of approximately 257 customers specifically moving from flat rate to one meter account in January 2025 due to a transitioning of a mobile park home accounts. Meter rate revenue is from metered customers and are largely commercial, manufacturing, malls, schools, restaurants, hotels, and apartment buildings. Meter revenues are anticipated to be $19,389,500 for 2025 (2024- $15,732,057) which is an increase of 23.25% and is a result of a general increase in consumption and an industrial customer will be supplied significant amounts of potable water over the next 5 years. Other revenue increase largely attributed to interest revenues due to higher interest rates, this increase is considered nonrecurring and will be offset by increase in Capital from Operating for 2025. Potable Expenditures The Utility operating expenditures increased by $3,407,241 over 2024 vs an increase in 2024 of $1,311,713 over 2023. The Utility still has a large amount of expenses that cannot be reduced further to provide water and sewer services. Costs such as annual payments for the water treatment plant capital and operating, cost of operating water and wastewater pump stations, sewer treatment plants, debt payments, electricity, property taxes, chemicals and insurance are just some examples of areas that need to be - 3 - funded to provide services. These costs alone are subject to the inflation pressures being felt due to the economic environment. Debt charges have decreased by approximately $600,000 due to debt retirement and no borrowing has occurred since 2017. There are several initiatives that will continue into 2025 year such as leak detection of entire East water distribution system, unidirectional flushing of the West water distribution system and increased funding in the trenchless technology programs. Industrial Raw Water The Utility budget also includes the expenditures and revenues for the four customers who receive raw untreated water. The bylaw rates include. Operational cost to provide the service, Contributions to asset replacement/asset management, Rate stabilization reserves, New debt associated with the industrial system deliveringthe service, Previous debt associated with being a member of the water distribution system. In summary, the City set the rates to cover all operating costs associated with providing raw water to each customer, recover past debt associated with each system and include a charge for future asset replacement. There is also a charge to some customers to cover the cost of assets currently being replaced, along with funding to a rate stabilization reserve for each customer. Rates for each of the four customers are seeing various degrees of increases and decreases. Some of the increases are a result of lower consumption estimates or higher cost of service. Overall, the consumption rates for each customer as note below. Customer 2025 Rate 2024 Rate East Industrial Irving Oil 0.2530 0.2974 Irving Paper 0.1074 0.0947 West Irving Pulp & Paper 0.0904 0.0835 Industrial NB Power Coleson Cove 0.5143 0.9526 Conclusion In addition, the budget includes an increase of $2.5 million in pay as you go (capital from operating). The total Utility Fund Capital Budget had minor changes proposed and will have a total of approximately $8.3 million from the operating budget and $5.7 million coming from other sources. - 4 - The seventh straight rate freeze for 2025 is a positive note for potable ratepayers particularly with the current economic environment and inflationary pressures. The Utility has continued to focus on cost reductions, continuous improvement, finding efficiencies, and process improvements in 2023 and 2024, as well as debt management, leveraging of funds from other levels of Government and pay as you go (no borrowing) for all capital expenditures. The Utility will continue on these initiatives in 2025 to be as cost effective and efficient as possible. The Utility will continue to focus on the various cost control initiatives. However, a major issue the Utility cannot control is its revenue base. As positive growth continues in the City, the Utility often bears a large cost for infrastructure related to growth, but will see very little revenue in comparison to the tax assessment the City receives. In addition holding rates is equivalent to a rate decrease when accounting for increases in expenses. The long term financial plan will incorporate the increase in infrastructure deficit based on draft 2024 SOTI report and will discuss potential rate increases and use of borrowing in future years. SERVICE AND FINANCIAL OUTCOMES See enclosed 2025 Utility Fund Operating Budget INPUT FROM OTHER SERVICE AREAS AND STAKEHOLDERS ATTACHMENTS Appendix A 2025 Saint John Water Operating Budget Appendix B 2025 Utility Fund Operating Budget Presentation straight th for flat rate customers or 2025 Potable Utility Recap bƚ ƦƩƚƦƚƭĻķ źƓĭƩĻğƭĻ metered customers2025 Flat Rate $1,428 per year (7year)Meter Revenue increase year over year of Saint John Water will be supplying large industrial customer significant amount of potable water for approximately the next 5 Additional increase due to a Mobile Home Park transitioning from Flat Rate to Meter Customer (Approx 257 customer accounts moved from | 1 Rates Water 4 Meeting 202 Industrial , 18 John Committee November Saint Finance West & East 2025 supply Clean water Safe, Rates of the industrial Water and 2 completion potable the Industrial Project. of the with Water achieved separation Background FullwasDrinking rate Station ‘ğƷĻƩ WƚŷƓ water raw {ğźƓƷ a LƓķǒƭƷƩźğƌ Generating Rates 9ğƭƷ WƚŷƓ the Power completed on {ğźƓƷ NB Water 3 Ltd. the ‘ĻƭƷ Paper and the {ǤƭƷĻƒ Irving on Industrial & Paper Consulting & ‘ğƷĻƩ Ltd. Cove) OilPulp for: Hemson Irving LƓķǒƭƷƩźğƌ Irving(Coleson{ǤƭƷĻƒ Background In 2019analysis1.2. Paper & Ltd. Pulp Paper Oil Power Irving NB Irving Irving to to Rates Common to to following: by specificspecific the specificspecific set Water 4 of RateRate are Rate Rate each WaterWater rates Water Water for Raw Raw RawRaw Industrial law water - by raw via IndustrialIndustrial IndustrialIndustrial EastEastWestWest IndustrialCouncil 1.2.3.4. Background full the Council. water billed the delivering Common by following: have been management, Rates set system member of a rates 5 service, Water customers law being include the industrial - the by the with rates water via replacement/asset with law raw - provide water By reserves, to asset Industrial associated to raw Cost system. and Water industrial associated debt all Raw debt stabilization service, delivering 2020 of OperationalContributionsRateNewthePrevious distribution law rates are updated annually through Common Council. - Background Since costByIndustrial1.2.3.4.5. Ώ Ώ ЌЌ ĬǤĬǤ Rates ΉƒΉƒ 4 ǞğƷĻƩǞğƷĻƩ Љ͵ЋЎЌЉЉ͵ЊЉАЍ υυ ƩğǞƩğǞ 202 ƩğƷĻƩğƷĻ to ЋЉЋЎЋЉЋЎ ƌğǞƌğǞ /ğƌĭǒƌğƷĻķ/ğƌĭǒƌğƷĻķ compared 9 2025 for ƌğǞ Ώ ƌğǞ System ĬǤ Ώ Ќ Ќ ĬǤ Ήƒ Ήƒ Rates ǞğƷĻƩ ǞğƷĻƩ ЉВЍА ƩğǞ Љ͵ЋВАЍ Ѝ υЉ͵ ƩğǞ υ ΛCƌǒƒĻΜ \[Ʒķ͵ ЋЉЋ Industrial ƩğƷĻ ƩğƷĻ hźƌ ЋЉЋЍ tğƦĻƩ /ǒƩƩĻƓƷ CalculatedEast LƩǝźƓŭ LƩǝźƓŭ /ǒƩƩĻƓƷ Ќ Ώ Ќ Ώ ƒ ĬǤ ĬǤ Ήƒ ǞğƷĻƩ ǞğƷĻƩ Љ͵ЎЊЍЌΉ Љ͵ЉВЉЍ υ υ 4 Rates ƩğǞ ƩğǞ ƩğƷĻ ƩğƷĻ ЋЉЋЎ 202 ЋЉЋЎ ƌğǞ ƌğǞ to /ğƌĭǒƌğƷĻķ /ğƌĭǒƌğƷĻķ 11 compared 2025 ƌğǞ ƌğǞ Ώ Ώ ĬǤ Ќ ĬǤ Ќ for Ήƒ Ήƒ System ǞğƷĻƩ /ƚǝĻΜ ǞğƷĻƩ ЉБЌЎ ВЎЋЏ ƩğǞ ƩğǞ υЉ͵ Rates υЉ͵ Ѝ tğƦĻƩ Ѝ ε /ƚƌĻƭƚƓ Λ ЋЉЋ ЋЉЋ ƩğƷĻ ƩğƷĻ tǒƌƦ Industrial tƚǞĻƩ /ǒƩƩĻƓƷ /ǒƩƩĻƓƷ LƩǝźƓŭb. CalculatedWest wĻĭƚƒƒĻƓķğƷźƚƓ approve the proposed 2025 Utility Fund 2025 Utility Fund Budget Recommendation Operating Budget and forward to the next meeting of Common Council for approval and first and second reading of the Water The City of Saint John 2025 Utility Fund Operating Budget 20252024 BudgetBudget $$ Expenditures Drinking Water Service Watershed Management879,878 676,221 Water Treatment 9,577,589 9,122,364 Water Pumping & Storage 1,256,360 1,244,612 Transmission & Distribution 4,623,509 4,491,783 Customer Metering707,125 712,794 Internal Charges470,000 465,000 Other Charges575,142 562,486 Debt Servicing 3,410,695 3,676,774 Transfer to Capital Reserves180,673 - Capital from Operating 4,293,658 1,715,622 Total Drinking Water Service25,974,62922,667,655 Wastewater Service Wastewater Pumping 3,318,003 3,314,762 Wastewater Collection 3,368,216 3,110,344 Wastewater Treatment 6,046,572 6,225,206 Internal Charges470,000 465,000 Other Charges575,142 562,486 Debt Servicing 2,746,973 2,959,598 Transfer to Capital Reserves180,672 - Capital from Operating 3,833,343 3,825,134 Total Wastewater Service20,538,91820,462,530 Industrial Water Service Watershed Management 894,359 695,930 Water Pumping and Transmission 3,081,035 2,869,275 Customer Metering 245,421 269,460 Debt Servicing 1,661,162 1,796,522 Transfer to Operating Reserves 703,469 1,118,631 Transfer to Capital Reserves 836,677 836,677 Capital from Operating 596,260 635,210 Total Industrial Water Service 8,018,383 8,221,705 Infrastructure Management Engineering Services 861,410 837,531 Total Expenditures55,393,34052,189,421 1 The City of Saint John 202 Utility Fund Operating Budget 20252024 BudgetBudget $$ Revenues Flat Rate Accounts21,883,50022,250,000 Meter Rate Accounts19,389,50015,732,057 Industrial Raw Water Accounts 7,438,122 7,819,412 Fire Protection Levy 2,500,000 2,500,000 Storm Sewer Levy 1,000,000 945,000 Other Revenues 1,667,360 1,455,581 Transfer from Reserves 750,000 750,000 Previous Year's Surplus 764,858 737,371 Total Revenues55,393,34052,189,421 Annual Flat Rate - Water and Sewerage $1,428$1,428 Meter Rates:/Cu.m. Block 1 - First 100$1.9944$1.9944 Block 2 - Excess of 100$1.2700$1.2700 NOTE: Sewer Surcharge 80.35% of Water Charge IndustrialRawWaterRate:/Cu.M20252024 East Industrial Irving Oil$0.2530$0.2974 Irving Paper$0.1074$0.0947 West Industrial Irving Pulp and Paper$0.0904$0.0835 NB Power (Coleson Cove)$0.5143$0.9526 IndustrialRawWaterRate-Bi-monthlyfixedcharge East Industrial Irving Oil$42,379$36,488 Irving Paper$14,821$9,346 West Industrial Irving Pulp and Paper$70,383$67,023 NB Power (Coleson Cove)$1,425$1,687 2 - . 4 . residential . The study s Asset see , the the feasibility study ohn Water Long J is during the Financial Plan based charge Saint - . , the 4 Ten Year ’s 203 Pathway to Net Zero , rate structure and affordability : s - etering. This project would 4 m Strategic Plan ActSJ year 202 including:- major transformational action , niversal 10 u and Common Council’s Priorities. The Plan also uses to aligns with cost component from a flat rate to consumption by the City of Saint John for links to Associated City Plans ut B Policy moving the move Large infrastructure deficitRate affordability and billing structureSize and geography of the system Financial modelling for the plan was conducted by Hemson Consulting. 1.2.3. It should be noted that aregardingcustomers would also addressSeveral challenges or obstacles have been considered development of this plan Alignment with other City Plans In addition to the City’s Term Financial PlanManagement policies as set o See Appendix Note: . s all – for ” tility u Common Council potable (drinking) , for the next ten years. It for | TEN YEAR FINANCIAL PLAN ustainable s “Strengthen the universal metering “ is a living document created : activities Utility he regarding t year Strategic Plan - for 10 ” ’s sets out the following actions: capital budget to support strategic infrastructure lots. . s d meet the present and future economic, social needs of today’s City of Saint John he Utility’s financial and operating includes a discussion and analysis of the financial environment, t Structure theinvestmentSeek external funding for future utility infrastructure investmentUndertake a feasibility study residential customers.Seek legislative changes to implement a water service levy on vacant and service and defines financial strategies and targets year Strategic Plan , SAINT JOHN WATER - Saint John Water Long Term Financial Plan10 s part of the About this Plan The to guide meaning it will ratepayers without compromising the ability of future generations to meet their own needs.This planidentifies challenges and opportunities, details financial principles and policieswater and wastewater services.Financial Principles The City of Saint John Finance Committee has adopted four financial principles to guide the plan: long term sustainability, increased flexibility, reduced vulnerability, and environmental responsibility.Common Council’s Goals for the Plan Aidentified the following objective will ensure that Saint John Water operates as a competitiveness of the water utility in comparison to municipalities with similar service and infrastructure.The - he debt 7 has its associated with However, t s . 3 the operating budget is and the balance for longbeen additional funding in the overall sewerage , also due to cost lines 4 through . ) focus on debt reduction millionvery little reduction in ly $6 million per lane kilometer. 203 the e tility with approximately 19,100 . There has - u 4 for the year ending 202 and support efforts to drive fiscal , Project. There has been a focus on debt achieving annually of combined sewer 202 of government over the last several years, but even million m s k 75 million he Utility is 2 t eficit. large infrastructure deficit being funded strictly from the d 69,243,001 $ timated to be approximat the a key growth centre for the City with no additional borrowing since 2017 ( , combined terra cotta sewers dating back to 1872 in the Central he Utility’s debt was over $107 from other level t ing that funding Safe Clean Drinking Water nfrastructure The City has some of the oldest wastewater infrastructure in the country, includPeninsulaThe City of Saint John has a critical need to upgrade wastewater infrastructure in order to improve environmental performance, increase wastewater and storm capacitysustainability and tax base growth. With approximately system, renewal of this system to optimize environmental performance and growth opportunities would not be feasible without funding assistance from the federal and provincial governments. The cost of replacing combined sewers is es 4. Long Term Debt In 2017 the reductionterm debt is balance is a significant burden for a customers.The challenge with the high debt and resulted inoperating budget. The capital being funded approximately $5.securedwith i , into it is in order , assets is The City’s ( current funding the urban core re sustainable million per year, however in . An infrastructure ; 5 per year versus $21 available. With$1 - in Saint John has an eport r eport was prepared in infrastructure deficit | TEN YEAR FINANCIAL PLAN As Canada’s first Saint John Water condition . money se areas mo thousand s o building (SOTI) Fair million to deficit will not improve. value of at which target density was the SOTI r $370 , apartment repairs, and the Very Good assets unit - he Infrastructure its and t replacement 83 poor to very poor condition. f annual investments in infrastructure. o in are million of funding per year is required to achieve million per year, th million gap in achieving sustainable funding. assets are in development. % 5 Utility’s estimated 5 35 1 - the City can handle any new growth in residential units. for $2 2024 State - 10 . 2024 75% of that in new water and sewerage revenue. This also doesn’t take , the City’s growth objectives the millions of dollars in infrastructure that the Utility needs SAINT JOHN WATER The billion ) . extensive evaluation of Large Infrastructure Deficit . 4.01 Without additional large commercial customers, particularly those that use water in manufacturing, any amount of new revenue generated is small compared to the thousandaccountto ensure 3 Infrastructure is the facilities, equipment and systems needed to collect, store treat and deliver water and wastewater serviceincorporated city, the City of Saint John has a legacy of aging infrastructure. A strategic approach is needed to optimize City assets, improve environmental performance and drive growth. Outdated infrastructure is a barrier to realizing and priority suburban growth areas to make thand attractive Saint John Water is currently facing a based on the $Generallyestimated that 11available of $Approximately $ For example, a newly built estimated annual property tax revenue of $230deficit is essentially the difference between the funding required for replacement, maintenance first 2019sustainability. Compared to the current funding of $10there is a $20 . a 8 annual basis - and increased costs water consumption. 4 regardless of the amount of water their 203 - including maintenance, electricity and 4 , is the same 202 billed according to are residential customers have their water meters read every - non rate structure, the total bill Flat Rate Billing . 6 Currently, residential customers with fewer than three dwelling units in Saint John are charged for water and sewer services on a flat rate basis. Under flat consumed in each unit. Flat rate water bills are sent on a semiIn contrast, two months and Flat rate billing often results in excess water useassociated with water treatmentchemicals. ) . of and , 5 km² . .4 km no dams etering of 5 m 130.7 it is critical ( , niversal u orcemain, 7 Fredericton has 3 size and cost Fredericton Fredericton has of f . | TEN YEAR FINANCIAL PLAN while limited funding The Utility is endeavouring to , ed by two treatment plants . wastewater treatment plants. and . , 50.4 km the size of sewer stations cost and environmental than the infrastructure in those other and is serv funding sewer that of Fredericton and Monctontorm s difference means the Saint John is geographically a much larger city is double of such large volume ) address . 2 anitary to That . ) of s without 325.2 km km² dams and one treatment plant 315.96 km ( wastewater pumping and significantly larger. 2 nfrastructure 141.2 14 dams in its system315.5 km I ( 13 and Moncton have one wastewater treatment plant each. ewer inability to borrow more money achievable s combined sewers SAINT JOHN WATER Saint John the comparing Saint John to other cities like Fredericton and Moncton he Utility continue to seek and secure funding from other levels of he infrastructure in Saint John is significantly larger, older, and much t Size of the System ombined Due tothat government. Major transformational initiatives such as will not be 5. Whencritics generally focus on ratesand tmore costly to operate and maintain cities. In fact, and Monctoninfrastructure is Wastewater Treatment Saint John currently has three Fredericton Saint John has 7Moncton has Drinking Water Treatment Saint John hasMoncton has threeand one water treatment plant. Underground Saint John has cseparateconsiderations. 11 4 203 - 4 202 . ) s . can will s ) first . rather leaks ( s starting , as it ratepayers ” etering m helps detect to cost savings and water consumption to meter rates by ing lifeline rate “ niversal a lead | TEN YEAR FINANCIAL PLAN u – on water consumption water. d base dential customers a 30% reduction in . A reduction in water consumption he Utility to implement changes within it t and distribute is a discounted rate to ensure ratepayer the same amount regardless of consumption determine rates for the universal metering identifies pay the implementation of block for most resi etering will allow better distribution of costs services, regardless of how much they use. key strategy to treat m Zero for the implementation of - s That means all flat rate billing customers pay the same promotes responsible water usage, srate , as charges will be the financial challenges being faced by many cost of a few municipalities in the country that still uses a flat first e niversal with u , and optimizes water distribution plan callall ratepayers etering will also allow The ( transformational project will require at least 50% funding from conservation. m ratepayers is reduced Pathway to Net SAINT JOHN WATER their basic water needs at a rate that is deemed to be affordable having : Utility’s Universal Metering Saint John is onrate billing structure.amount for their water The per capita by 2040 as a result in in 2028, with conversion 2031. Thother sources. The move to between than Universal rates to assist The Utility will investigate rate block. meetA study will begin in 2026 to program.Water metering alsomore quicklyimproved ActSJ will be term debt 14 - to the Utility The Debt Management s 5% of the Operating Budget 1 he Utility Fund: T rating or maintenance costs. The 4 as it applie illion nd ope 203 m - 4 $45 – never to fu 006) 202 - . – (FAS sets out the acceptable conditions for the use of debt in isely 006) - w The Debt Service Ratio shall not exceed Debt target by 2032 A revised Debt Management Policy Borrow While it would be great to be able to pay cash for everything, the reality is that at some point or another debt will become a fact of life, especially when it comes to large ticket items such as houses or cars. Policy (FAS addition to debt limits, targets and capacity. It stipulates that longwill only be issued to finance projects approved in the Capital Budget and the Capital Investment Plan other key limits and targets are as follows:Key Performance Indicators of Debt Limits of Debt Service Target for the Utility Note:brought forward in 2025 ustainable 4) s 00 - ouncil to help be directed to C (FAS was established to | TEN YEAR FINANCIAL PLAN ake 004) - inancial vulnerability. It is m It will also ensure that Council’s expenditure key financial values: term financial plan is to have a road map to - six a long oney than you m the ability to meet the present and future economic ore ensure that Saint John Water operates as a “ s by applying m developing goal time revenues should only be used for onetime expenses The Operating Budget Policy (FAS - ese he Utility are met. oney will go to funding their minimum payments. That is why it is t pend Maintain a structurally balanced budget: Recurring operating expenses should be covered by recurring operating revenuesOperating revenues above required operating and capital reservesOne a defined set of goals. s , meaning it has SAINT JOHN WATER ” social needs of today’s ratepayers without compromising the ability of tility Policies The purpose of achieveThis road map willufuture generations to meet their own needs.achieve th Don’t If every year a person uses credit cards to pay for things that they need, but can’t afford, they will dig themselves a financial hole that will be very difficult to get out of. Every year, their debt levels will get higher and a larger portion of their mimportant to only spend the money you have made, thereby living within your means. strengthen financial sustainability and reduce fsummarized as follows: andgoals for A number of best practice policies have been adopted by for 15 urniture f will be brought forward 4 Capital Budget Policy will bring is a policy that enhances accuracy, 021) - 005) ed - personnel budgets are managed s - 203 021) - - (FAS 4 . A revi policy. The policy enhances fiscal responsibility 202 the investments with regards to growth projects. efore you buy new living room b Capital Budget Policy (FAS Utility oof r Improve the transparency and accountability of community investments in the management of the Utility’s assets.Improve the management of the Utility’s exposure to risks of reduced service deliveryFacilitate the leveraging of partnerships and infrastructure funding from external sources. 005) - Budget Monitoring Policy (FAS Fix the (FAS An updatedCouncil’s consideration in 2025balance to Keep track of your money The accountability, and control by ensuring budget allocations are managed and adhered to according to and financial flexibility by integrating budget monitoring practices with the Utility’s reserve fund and debt management strategies. The policy ensures personnel and nonseparately, annual operating revenues and expenditures match forecasts, financial controls to ensure resources are funded and spent in a fiscally prudent manner. Asset he Utility remains in T was created. This policy 001) 003) | TEN YEAR FINANCIAL PLAN - - 003) - the money to cover said (FAS (FAS s ay d roperty n order to ensure was created. The specific objectives of the I ainy p r s 001) - The following are stipulations. me to replace it before the maintenance charges iabilities apital renewal oney for a l are of your c c time operating expenses which are greater than $100,000 that m - Major unanticipated eventsMajor Future Oneare not part of the operating budgetInfrastructure deficitInvestment growth opportunities Improve the reliability of customer service by maintaining clearly defined levels of service by maintain assets in good conditionImprove the decisions related to the management of the Utility’s assets ood g SAINT JOHN WATER Save your Everyone knows that surprises happen. There will always be unforeseen expenses that will come up and sometimeexpenses will not be available. compliance with the Debt Management and Operating Budget policies, an Operating and Capital Reserves Policy (FAS allows the Utility to set aside money to use for future operating expenses and capital expenditures. Reserves are meant to provide for:Take When you own a car, you know that routine maintenance such as changing the oil and rotating the tires will help extend the life of your vehicle as well as minimize the operating expenses in the long run. Also, once the car gets old, there is an optimal tibecome too high. City assets are very similar and for that reason, an Management Policy (FAS Asset Management Policy are to: and billable 18 inch 15,700 density residential) - year Strategic Plan - . are less than 1 ohn 10 J per year in potable consumption 4 3 from 2024 to 2029 Saint John of meters 203 - Industrial, Commercial, Institutional Growth Scenario oped using the current state of the Utility 4 l 2.2 million m currently has approximately - pay a flat fixed charge (low About 65% 378/year that 202 $ o users unit metered accounts are billed based on meter size based on growth in industrial customers - Household dditional 2.1 Saint John WaterwaterAn additional 3,300multiAn afrom 25 new residential customers per yearGrowth in line with City of Saint Billable residential fixed connections to increase by 2.14% or an average of d two scenarios Growth Assumptions Over the Planning Period Modeling for the plan was devean Current State of the UtilityConservative Alternate Household Growth Scenario Year Asset - debt considered in the | TEN YEAR FINANCIAL PLAN per annum (2024) for 20 and wastewater ) s 2024 budget and adjusted to account for the ’ 5 million potable drinking ( I Report = $3 T Annual debt payments (existing and projected)Only calculationsPension expenses come offline in Q1 2028 Post 2024 is based on a similar level of activity to 2024 plus inflation.SONeeds for potable system. Based on the Cityeffects of inflation Full recovery of annual capital needs Contribution to Reserve for future Asset Replacement Full recovery of operating costs SAINT JOHN WATER 2.3. 1. Full Cost Recovery Approach 19 4 203 - 4 202 is3% 7 is ($146 growth 2 2034 - 203 - . focuses on Plan Utility he t | TEN YEAR FINANCIAL PLAN General Fund conservative household the ture renewal from 2024 Term Financial extreme risk assets is 10% ($54 million) - to Debt Service 2032 Long - 023 of funding from other levels of government) etering implementation to start by 2028etering project assumes 50% funding from other sources mm funded by the Utility) million that are credible and attainable for 10% of Operating Cost : 97 % future infrastructure requirements funded by the Utility 7 Additional revenues over expenditure requirements directed to operating and capital reserves and pay as you goInflation of goods and services of 2.30% in 2024, then 2.15% annuallyFlat rate to remain stable at $1,428 per year until 2026. There will be gradual increases of 1% to 2% per year until new billing structure introducedWage and benefits to align with Infrastructure deficit to remain stable during term of planUniversal Universal 2millionUnfunded share of remainingUnfunded share of all infrastruc($3 25 new residential customers per year : SAINT JOHN WATER Saint John Water 2 Conservative Household Growth Scenario Assumption Theopportunities The following has been assumed within the scenario 20 4 been reduced, and 203 - 4 202 rate revenues include: fire protection levy, carryover surplus, etc. - Non | TEN YEAR FINANCIAL PLAN Growth Scenario year conservative forecast meets all of the financial targets. Specifically, the budget is balanced, the total debt load has - SAINT JOHN WATER Includes potable water and wastewater. Excludes industrial water. The 10infrastructure deficit is maintained. Conservative Household 21 4 203 - 4 202 % 80 63 19.5 2 2034 is - % ($ 203 City of Saint - 4 the | TEN YEAR FINANCIAL PLAN General Fund the rowth in line with g to Debt Service : etering implementation to start by 2028etering project assumes 50% funding from other sources mm million of funding from other levels of government) 10% of Operating Cost new residential customers per year % future infrastructure requirements funded by the Utility ($1 308 378Additional revenues over expenditure requirements directed to operating and capital reserves and pay as you goInflation of goods and services of 2.30% in 2024, then 2.15% annuallyFlat rate to remain stable at $1,428 per year until 2026. There will be gradual increases of 1% to 2% per year until new billing structure is introducedWage and benefits to align with Infrastructure deficit to remain stable during term of planUniversal Universal 37million funded by the Utility)Unfunded share of remaining extreme risk assets is million)Unfunded share of all infrastructure renewal from 2024($ year Strategic Plan - SAINT JOHN WATER Alternative Growth Scenario Case Assumption: The following has been assumed withJohn 10 22 4 been reduced, and unfunded 203 - 4 202 rate revenues include: fire protection levy, carryover surplus, etc. - Non | TEN YEAR FINANCIAL PLAN year alternate forecast in meets all of the financial targets. Specifically, the budget is balanced, the total debt load has - SAINT JOHN WATER Includes potable water and wastewater. Excludes industrial water. The 10 infrastructure deficit declines. Alternative Growth Scenario Case 27 4 203 - 4 202 Treatment Facility Wastewater Treatment Facility City Millidgeville The Length Manholes Greenwood Facility, Treatment Sewer Length Facility, Length Throughout Combined Length & Basins Sewer Treatment Wastewater Sewer Forcemain Sewers Stations TreatmentCatch Sanitary II Lift SanitaryCombinedStorm Sanitary Both Lancaster Wastewater Heights Manholes & Type | TEN YEAR FINANCIAL PLAN I Wide WideWideWide Description CityCityCityIncludesWastewaterEasternFacility,Morna Description CityStormType Inventory ss km km kmkm 32 72 318.3 329.8 854651119473 Statistic 49.975.4 Statistic Infrastructure (High(Low Assets Length Assets FacilitiesFacilities System Combined) Sewer & Length SAINT JOHN WATER Stations System Length Length Lift TreatmentTreatment Sewer (Sanitary Saint John Water Sewer Storm Wastewater Forcemain Manholes SewersBasins Primary Asset SanitarySanitaryCombinedManholesWastewaterWastewaterVolume)WastewaterVolume)Primary Asset StormStormCatch 28 plan includes a , the n a 4 l P l a i c n 203 a n - i F 4 m r e T - g 202 n o L n strong fiscal management. h o J t a suite of best practice financial policies, the establishment of n i a S f o y t i term financial targets, and a financial health scorecard that measures - C e dopted by Common Council in December 2019 h T Acomprehensive financial assessment of the City’s challenges and opportunities,longresults and ensures - Grow, Green, ActSJ Pathway to – veloped to align with 001) was adopted by e - term. | TEN YEAR FINANCIAL PLAN 2026 - term Financial Plan, PlanSJ, and - n shall adopt and apply recognized the climate crisis and its commitment to were developed through several workshop term Financial Plan was d - er Long t zero emissions in the city by 2050. - ences the following City plans. r SAINT JOHN WATER Zero, is the City’s response to - year Strategic Plan - Appendix B: Associated City Plans and Priorities The Saint John Wa This plan serves as a management tool to improve the City’s performance and align with existing plans, including the LongMoveSJ.ActSJ The City of Saint John's Community Energy Action Plan Nettransition to net City of Saint John Asset Management Policy The City of Saint John Asset Management Policy (FASCommon Council in 2018. It confirms support for implementing asset management practices to ensure sustainable delivery of services, with the following statement: The City of Saint Johasset management practices in support of delivering services to its customers reflecting the vision presented in the City' s Municipal Plan, PlanSJ, and related strategic plans.Council Priorities Saint John Common Council priorities for 2021Belong, Move, and Performsettings using input from an online public survey and guided by several municipal strategic plans including Plan SJ, Play SJ, Move SJ, and the Longterm Financial Plan. and refe 10 29 4 203 - 4 202 fter 2034) - A (2024 | TEN YEAR FINANCIAL PLAN metered Customers - Rate for Non Flat : C SAINT JOHN WATER Appendix Universal Metering Program Implementation