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2022-09-27 Growth Committee Agenda Packet - Open Session Growth Committee Meeting Open Session July 27, 2022 MINUTES - OPEN SESSION GROWTH COMMITTEE MEETING TUESDAY JULY 27th, 2022, 11:30 A.M. nd 2 FLOOR COMMON COUNCIL CHAMBER, CITY HALL Present: Chair, Councillor Joanna Killen Deputy Mayor John MacKenzie Councillor Brent Harris Councillor Gerry Lowe Also Present: City Manager J. Collin Commissioner Growth and Community Services J. Hamilton Director Growth and Community Planning P. Ouellette Growth Manager D. Dobbelsteyn Manager Customer Service and Operations C. Smith Administrative Officer R. Evans Deputy Clerk P. Anglin 1. Meeting Called to Order Chair of the Growth Committee Councillor Killen called the Growth Committee open session meeting to order. 1.1 Approval of Minutes May 10, 2022 Moved by Councillor Harris, seconded by Deputy Mayor MacKenzie: th RESOLVED that the minutes of May 10, 2022 be approved. MOTION CARRIED. 1.2 Approval of Minutes June 9, 2022 Moved by Councillor Harris, seconded by Deputy Mayor MacKenzie: th RESOLVED that the Minutes of June 9, 2022 be approved. MOTION CARRIED. 1.3 Approval of Agenda July 25, 2022 Moved by Councillor Harris, seconded by Deputy Mayor MacKenzie: RESOLVED that the agenda be approved with items 5.4 Affordable Housing Action Plan Recommendation and 5.5 Affordable Housing Fund brought forward as the first reports for discussion on the agenda. MOTION CARRIED. Growth Committee Meeting Open Session July 27, 2022 Councillor Harris withdrew from the meeting. 5.1 2022 Events Scheduling Referring to the submitted report, 2022 Events Scheduling, G. Cutler presented the Mid-Season report of special events. Moved by Deputy Mayor MacKenzie, seconded by Councillor Lowe: RESOLVED that the 2022 Events Scheduling be received for information. MOTION CARRIED. 5.2 Update on Ukrainian Arrivals Referring to the submitted presentation Update on Ukrainian Arrivals Valentin Boinitski Saint John Local Immigration Partnership provided an update on the Canada Ukraine Authority for Emergency Travel (CUAET) program. 70 families (200 people) arrived in Saint John under the CUAET program. Initiatives on social media indicated there is more interest in Ukrainians to settle in Saint John. Several associations are supporting the Ukrainians: Ukrainian Association of Saint John, SJ Newcomers Association, YMCA Newcomers, Working NB. Moved by Councillor Lowe, seconded by Deputy Mayor MacKenzie: RESOLVED that the Update on Ukrainian Arrivals be received for information. MOTION CARRIED. 5.3. Development Update Moved by Deputy Mayor MacKenzie, seconded by Councillor Lowe: RESOLVED that the Development Update be tabled to the next meeting. MOTION CARRIED. 5.4. Affordable Housing Action Plan Recommendation Director P. Ouellette introduced the Council priority to address the housing crisis and the draft report and recommendations. Three presenters will provide their report findings. R. Hatfield Human Development Council advised of the task force meetings and recommendations during the past year. Extensive consultations were undertaken with 39 recommendations. City Planner A. Reid advised the draft Affordable Housing Action Plan and Implementation Strategy is being released publicly at this time prior to seeking final review and adoption in the fall of 2022. Two virtual sessions will be held tool for feedback. Referring to the submitted presentation entitled City of Saint John Housing Needs Assessment and Affordable Action Plan External Consultant Ed Starr SHS Consulting and Ken Foulds Re/fact Consulting ility for housing. CMHC housing guides (benchmarks) and market prices were illustrated. One of the fundamental goals of the Housing Action Plan is to help enable all households in Saint John to find safe, secure, and adequate housing within 30% of their tax household income. This is a widely accepted benchmark in measuring housing affordability and is used as the principal definition of affordability in this Plan. Growth Committee Meeting Open Session July 27, 2022 Moved by Deputy Mayor MacKenzie, seconded by Councillor Harris: RESOLVED that the Growth Committee receive and file the submitted draft Affordable Housing Action Plan and direct that a finalized copy of the Plan and Implementation Strategy return to Growth Committee before the end of October 2022. MOTION CARRIED. 5.5 Update Affordable Housing Fund Referring to the submitted report Update Affordable Housing Fund J. Kirchner Growth and Community Development provided an update of the $800,000 of funding from RDC. The intention is to use fund to incentivize affordable housing units in the immediate term. Dillon Consulting was retained to develop different grant options for consideration. Three grant options were explored: Option 1: Building Permit Fee Exemption Option 2: Lump Sum per Unit Option 3: Project-Based J. Brown Dillon Consulting presented the options and their recommendation to move forward with Option 2 Lump Sum per Unit Grant as a starting point for the following reasons: Moved by Councillor Harris, seconded by Deputy Mayor MacKenzie: RESOLVED that the Affordable Housing Fund update be received for information. MOTION CARRIED. Adjournment Moved by Deputy Mayor MacKenzie, seconded by Councillor Harris: RESOLVED that the open session meeting of the Growth Committee be adjourned. MOTION CARRIED. The open session meeting of the Growth Committee held on July 26, 2022, was adjourned at 3:00 p.m. Respectfully submitted, Patricia Anglin, Recording Secretary Agencies, Boards, and Commissions Policy – Standard Reporting Template NameLord Beaverbrook Rink Reporting PeriodSecondHalf - 2021 Mission/ To provide recreational opportunities to residents of the City of Saint John, with a focus on youth Mandate recreation and sport. Growth KPI Target 1.Provide summer ice KPI Actual 1. Provided 3 months of ice from July rental opportunities at to September. Donated 10hrs per week Peter Murray Arena for July & August to youth hockey 2.Increase to 2 additional 2. 3 separate larger events – (Lacrosse floor surface rentals tournament; CUPE rentals – 2) (events– summer) 3. Hours steadily increased over the 3.Increase walking track months, with Oct – Dec offering 10 open hours to 10-12 plus hours daily. Some exceptions due hours on weekdays to COVID restrictions and staffing issues. # Employees #4 Full Time (1 staff out # Employees #4 Full Time Current Year from Oct-Dec) Prior Year #2 Summer Staff (July- September) # Customers or #51Renters # Customers or #41 Renters Events Current Year #2 Tournaments Events Prior Year #4 Tournaments #2 Events Growth Objectives Focus on getting users back as COVID-19 restrictions lift/ease– summer months as well Provide summer ice rental opportunities at the Peter Murray Arena. Activities Contacted all previous users and sports organizations to inquire about events/regular Undertaken to rentals for practices and games. Achieve Growth Worked collaboratively with the Cityto provide summer ice at the Peter Murray Arena Objectives for 3 months from July to August. Contacted local businesses to become sponsors of a free youth hockey program for July and August. Financial KPI Target 1. Increase overall revenue KPI Actual 1. Increase of approximately 3.65%. by 2.5% (please note this COVID Restrictions affected revenue. includes CEWS). 2. Able to generate $11,169.56 in 2. Generate $10,000 from funds from several local businesses for local businesses for free donated ice times to youth hockey. youth summer hockey 3. Accounts receivable is approximately program 35 days. Invoicing delays due to 3. Accounts receivable – net schedule changes from COVID 30 days restrictions. City of Saint John $155,000 City of Saint $155,000 Annual Subsidy John Annual Current Year Subsidy Prior Year Actual Year-to-Date Budget Year-Prior Year-to-Date Results Results to-Date Results Wages & Benefits $227,051.77 $228,500 $234,083 Agencies, Boards, and Commissions Policy – Standard Reporting Template ($80,071) Emergency Wage Subsidy Goods & Services $251,871.49 $202,000 $154,244 # employees #4 #4 #5 #2 Summer Students Total Revenues $335,681.19 $275,500 $247,342 Total Expenses$478,923.26$430,500$302,576 Surplus/Deficit -$143,242.07 -$155,000 -$55,234 Variance COVID Restrictions Explanations Two summer staff – one less staff from October-December 2021 CEWS Subsidy Haven’t received parking commission revenue yet for 2021 Rental and other associated fees of the Peter Murray Arena Operations KPI Target 1. Provide new staff with KPI Actual 1. New staff member for Peter Murray ice machine training course Arena received training course from 2 (2 days) and on the job LBR staff over 2 days. On the job training (1.5 weeks) training went for 1 week. 2. Increase staff meetings 2. Some gaps while operating the Peter to once a week (from once Murray – but one on one staff meetings a month) resumed fully in October. 3. Complete Employee 3. Three staff completed profiles and Profile Assessment and met with assessor to outline goals. meet with staff to review Staff set goals on improving certain results and set goals and aspects of assessment. Communicated determine defined roles to ways to better work with one another. help complete annual performance review document. Annual Performance 1. Staff scheduled for First Aid/CPR training as well as review of ammonia safety. New staff to be trained (ice machine training and facility maintenance). Staff scheduled for Ice Maintenance Course. 2. Manager meets weekly with staff over the winter (individually). During spring, it is weekly as a group. 3. Performance reviews held yearly with staff. Year to Date 1. Staff have completed First Aid/CPR training and review of ammonia safety/MSDS Performance review. New staff completed training course and on the job training. One staff attended Ice Maintenance Course put on by City of SJ. 2. Meetings are on track for weekly time slots. 3. Review this year composed of Employee Profile Assessment. Conducted on all staff working at the end of 2021. Top Risks Facing the 1. Current COVID-19 Pandemic Organization 2. If the demand for event/sporting rentals declines 3. Age of the building – capital costs Agencies, Boards, and Commissions Policy – Standard Reporting Template NameSaint John Trade and Convention Center Reporting PeriodJuly 1 – December 31 , 2021 Mission/ Mandate To operate a first class convention centre in North American and foster the development of the tourism industry within the region and the province. Growth KPI Target 1.Rebuild revenue KPI Actual 1. Despite strong contribution from streams post COVID meeting room rental, KPI target was by focusing on meeting not achieved due to ongoing impacts room rentals for 2021. of COVID. In the balance of the Target – Increase year, many larger events did not Meeting Room rental move forward due to COVID in our by 10% over budget province, in our country and 2.Improve bottom internationally. Despite this, line by $5000 as a meeting room revenue streams for result of increased the year were almost 50% of pre contribution from COVID levels. Most meeting meeting only events facilities did not recover at this rate. 2. Meeting room rentals were down by 40% to budget but goods and services expenditures were down by 58.5% so impact to bottom line far exceeded $5000 as a result of cost containment and restructuring, # Employees #8.5 # Employees # 20 Current Year Still ramping up from Prior Year Prior to COVID COVID # Customers or Steady meeting client # Customers or Centre closed for 5 + months. Reopened in Events Current Year base through Events Prior August for two series events – NB Power weekdays although Year training and Dept of Justice. 1 Food and many large events Beverage event post COVID – Discover cancelled due to Saint John AGM in October. increased COVID caseloads in December. This cancellation trend also carried forward to the first half of 2022 with the global impact of Omicron. The centre experienced a strong 6-week window from late October to the first week of December, which resulted in a number of mid-sized food and beverage and holiday events. The centre also hosted a very successful boxing Agencies, Boards, and Commissions Policy – Standard Reporting Template th event in the 4 quarter. Growth Objectives Increase revenue from highest flowing revenue streams – Room rental and AV rentalby 10% over previous years New strategy for business evaluation to ensure highest use of space and least labour to generate maximum revenue. Reduce required contribution by 10% Activities Re-evaluatepricing strategy and structure to ensure methodology fully addresses Undertaken to demand conditions and perishable nature of our inventory (renews everyday) Achieve Growth Improve room rental capture for large events through packaging, revising pricing Objectives structure, and improving marketing of space capabilities Financial KPI Target 1.Reduce required KPI Actual 1. YTD finished at more than 55.5% subsidy by 10% over reduction in required subsidy as 2019compared to 2019 2. Restructure staffing 2. Full time staffing operating at less model to reduce payroll 65% of 2019 levels. Total payroll as a percentage of down $320,538 to budget year to total subsidy. Reduce date including wage subsidy. Full year payroll to 70% of subsidy for 2021 was $111,507; with 2019. over $209,031 generated in 3. Increase Meeting operational savings. Room Rental and AV 3. Meeting Room rental and AV comprise larger portion comprise 92% of revenue stream of sales mix. Target YTD 2021. 50% of total revenue City of Saint John $215,494 YTDCity of Saint John $457,694 Budget 2020 Annual Subsidy Annual Subsidy $484,614 Actual 2019 Current Year $412,898 Budget Prior Year $148,372 Actual 2020 Reduction in subsidy Major COVID impacts in 2020 required 47.8% Actual Year-to-Date Budget Year-to-Prior Year-to-Date Results ResultsDate Results Wages & Benefits $163,241$483,779 $211,528 Goods & Services $174,721$298,294 $84,595 # employees #8.5 # 15 #20 pre COVID Total Revenues $122,468$369,175 $147,751 Total Expenses $ 337,962 $782,073 $296,123 Surplus/Deficit $-215,494$-412,898 $-148,372 Variance Wage subsidy extended for full year 2021 generating $111,507in wage savings Explanations One time staffing restructuring costs reflected in Good and Services expenses for 2021 totaling $74000 YTD. $100,000 included in budget for this Reduced spend for operational costs due to lack of convention events Strong contribution from meeting room rental and AV improving flow Operations KPI Target 1.Improve ratio of KPI Actual 1.Full year houseman labour set up labour to down by 35.7% YOY Agencies, Boards, and Commissions Policy – Standard Reporting Template room rental revenue – Target- decrease 2. Meeting room rental revenue set up labour by grew as a percentage of total 20%revenue over previous years butdid 2.Increase not reach 10% over budget due to conversion on leads additional COVID impacts not for meeting space by planned at time of budget. This was revampingofferings mitigated by cost containment. – Target – increase 3. Meeting packages for small events meeting room have been instrumental in growing revenue by 10% to AV revenue despite lack of large budget convention events that are 3. Implement primary revenue drivers in this meeting packages to segment. Target of 10% was not secure additional reached but this was mitigated by revenue streams – cost containment. Target - increase AV revenue by 10% to budget Annual Performance 1. Continued focus on meeting room rental and AV revenue to ensure financial success while convention business rebounds 2. Cost containment key lever in achieving results as revenues continue to underperform due to COVID restrictions. . 3. High success rate in rebooking 2021 and 2022 events to future years 4. Minimal spinoff to local economy due to absence of national and international events in 2021. Return of national and international events further delayed until June 2022. Year to Date 1. Securing an additional $111,507 in wage subsidy for venue key to 2021 Performance results 2. Continued focus on cost containment while revenue reboundsresulted in contribution required significantly under budget despite soft revenues. 3. Additional $109,500 in wage savings realized outside of subsidy as compared to 2020. Top Risks Facing the 1.COVID restrictions returning Organization 2. Omicron or new COVID variants 3. Air lift into Saint John 2021 TCC Annual Report Saint John Trade and Convention Centre Tel 506-693-1327 1 Market Square www.saintjohntradeandconventioncentre,com Saint John, New Brunswick Table of Contents _______________________________________________________ _____________________________________________________________ ____________________________________________ __________________________________ To Our Funding Partners Strategic Highlights 2021 Operations still very impacted by COVID and various stages of government restrictions throughout the entire year Staffing fully restructured during the year to better reflect current meeting and convention dynamics Despite challenges for larger events centre has been very successful with smaller events Hilton, as managers of the operation, is eligible for CEWS subsidy and has applied funds received to the applicable wages at the Centre. Financial Highlights Required contribution reduced by $197,206 to budget despite a decrease in revenue of $246,707. Operating Highlights All events during the year were local or regional as COVID impacts drove cancellations for larger pieces of business. Looking Ahead 2022 shows considerable increase in activity despite some events shifting out to future years as a result of restrictions still in place early in 2022. 2023 and forward reflect robust national bookings due to shifting of events from 2020, 21, and 22. Business Profile Vision Drive economic impact for city businesses by bringing travelers to Saint John and introducing the city as a great place to live, work and invest. Mission Statement To operate a first class convention centre and favour the development of the tourism industry within the metropolitan region of the city and the Province of New Brunswick. Governance Saint John Trade and Convention Centre Oversight Committee Chair- Peter Murray Reports to Regional Facilities Commission Current Full Time Staff Floor Operations Manager Sales Manager Event Manager Admin Coordinator Director of Finance - .5 Hourly staff Houseperson, Maintenance and Cleaning Drivers of Success for 2021 Restructuring staffing and operations from 8 FTEs to 4.5 Revamping sales strategies for meeting events Leverage the Hilton relationship to receive wage subsidy Management Discussion and Analysis Overview Operations during the whole of 2021 continued to be heavily impacted by COVID and gathering r meeting protocols, the centre became a leader in hosting events that could be safely hosted in full compliance with prevailing guidance, Revenues for the year reflect the lack of large national events that make significant contributions annually. To combat this, the team refocused on local and regional events that were cost effective in order to offset and keep contributions required in line to budgets despite a very different revenue picture than that contemplated in August 2020 when budget was drafted. Despite the many restrictive conditions, the centre hosted a wide range of events including jury selection for court proceedings, training sessions, marshalling area for COVID health inspectors, dance competitions, and a live boxing event. The size of the centre made it possible for some events to continue despite the need for social distancing and the reductions in capacity. Total revenues for the year were $122,468 down from pre-Covid revenues of $457,997. Restructuring staffing and other expenses brought contribution required considerably below 2019 levels even with one time restructuring costs of $74,409. Key Performance Indicators KPI #1 - Reduce required contribution by 10% - actual reduction 55.5% KPI #2 Reduce payroll to 70% of 2019 level actual reduction to 65% of 2019 KPI #3 Increase meeting room/AV revenue to 50% of total actual increase to 92% of total KPI #4 Decrease set up labour by 20% - actual decrease 35.7% Forecast Since COVID is still a factor in our community it is difficult to forecast with accuracy for the next 5 years. Trends in the meeting industry are actively being monitored and booking pace is continually evaluated. During the 2022 mid year reporting cycle, a 5 year forecast will be provided with the additional data that will be gathered over the next 6 weeks. Key Metrics -3 Year Comparison 800000 700000 600000 500000 400000 300000 200000 100000 0 RevenuePayrollOther ExpContribution 202120202019 Company Information Saint John Trade and Convention Centre 1 Market Square Saint John, New Brunswick Tel 506-693-1327 www.saintjohntradeandconventioncentre,com Dwh‘I /haaL99 w9thw M&C No.N/A Report DateSeptember 23, 2022 Meeting DateSeptember 27, 2022 Service AreaGrowth and Community Services Chair KillenandMembers of Growth Committee SUBJECT: Affordable Housing Action Plan OPEN OR CLOSED SESSION This matter is to be discussed in open session of Growth Committee. AUTHORIZATION Primary AuthorCommissioner/Dept. HeadCity Manager Andrew ReidJacqueline HamiltonJohn Collin RECOMMENDATION That the Growth Committee: 1.Receive and file the attached report,and, 2.Recommend Common Council adopt the attached Affordable Housing Action Plan EXECUTIVE SUMMARY This report provides a synopsis of the development of the Affordable Housing Action Plan and highlights feedback received throughoutAugust on the draft Plan, which was presented at Growth Committee and released to the public on th July 26, 2022. At their September 14meeting, the Action Team reviewed all feedback and recommended approval of the Plan. PREVIOUS RESOLUTION On July 26, 2022, the Growth Committee received a copy of the draft Plan and directed that the Plan be finalized and return to Committee before the end of October 2022, following a final period of public engagement. REPORT Housing affordability continues to remain a central issue in Saint Johnand elsewherein the country. While adequate and affordable housing havelong been issuesfor those in greatestneed in our community, it has not been until - 2 - recently that the increasing cost of rent and home ownership has led to a broader crisis within the housing system. To understand the local system, in 2021, the City of Saint John struck an Action Team consisting of the local non- profit sector, Provincial Government, City of Saint John planning staff, and CMHC. The City proceeded to procure SHS Consulting / Re:Fact Consulting, a leading , in order to assess housing needs as well as develop an Action Plan to respond to those needs. As an initiative principled in community solutions, the planning process has been guided by the input of the Action Team at every step, in addition to a comprehensive stakeholder and public engagement program (Attachment 1, page 3). This engagement program occurred prior to release of the public draft in July and included a wide range of activities using multiple means and methods, including 6 focus group sessions, 3 town hall sessions, 18 key informant interviews, 2 staff workshops, and a Shape Your City campaign which yielded 19 discussion threads. A community survey was also undertaken, which included a third-party paper questionnaire facilitated towards harder to reach populations. Together the survey yielded 333 responses. By actively hearing from a wide range of community members, a fuller understanding of the more recent changes on the housing market was gained. th On July 26, the draft Action Plan was publicly released at Growth Committee for feedback and to initiate a final engagement period. This final engagement period consisted of the following: - Two virtual forums circulated to 80 stakeholders were held on August thth 17 and August 30, with a total of 29 participants in attendance; and, - Posting of Draft Plan to the Shape Your City platform and solicitation of comments, with a total of two comments. - In addition, written submissions were received from Business Community Anti-Poverty Initiative (BCAPI),the HOME Research Lab (UNBSJ), Envision Saint John, and resident Matthew Daluz (See Attachment 3). On September 14, 2022, the Action Team met to review all feedback received during this period, in particular the detailed feedback received by key stakeholders BCAPI and UNBSJ. The Action Team voted to endorse the draft plan, subject to several minor tweaks in response to the feedback, including: - Addition of stakeholder consultation activities for the draft Plan (Section 1.4) - Clarifications of wording in regards to housing affordability and identified gaps (Sections 2.3 and 2.4) - Refinements to clarify language (Section 4.3) namely Actions 1, 5, 7, 10, 32 - Addition to Action 6 regarding exploring potential governance enhancements in 2023, and - 3 - - Minor adjustments to entities identified for lead & support roles (Implementation Plan Appendix 3) The Action Plan attached to this report outlines a vision for Saint John to be a vibrant, inclusive, and thriving community with a diverse range of safe and affordable housing. The vision is guided by key principles, which include taking a rights-based approach to housing, recognizing housing as a fundamental cornerstone of a healthy community, and promoting public investment for public benefit. These principles build on the po (2012), but most of all recognize the aspirations articulated by the community in the development of the Action Plan. The housing system is complex, with various actors involved at different stages. Staged over 5 years, the Plan outlines the role for the City and community partners to achieve the vision and principles through 39 actions. The actions are organized into 5 objectives, which draw on areas ranging from improving coordination, investment in non-market solutions, preserving existing stock, expanding supply, examining existing regulations, and leveraging partnerships and resources. To coordinate the implementation of these actions, establishing a Housing Facilitator function as soon as possible will be of utmost importance. The facilitator is to work closely with a newly established Housing Advisory Committee. Therefore 2022-2023 will require considerable setup work to get the Plan off the ground. Immediate actions led by the City would include launching an $800,000 Affordable Housing Fund, exploring governance enhancements, examining surplus/underutilized land policies, and zoning by-law review, in addition to neighbourhood planning considerations. Below, staff have summarized three key City actions from each of the first three years in the form of draft work plan. The full list of actions, by theme, has been provided in an Implementation Table (Attachment 1, Appendix 3). -4- Affordable Housing Fund National Housing Week Housing Facilitator Function 2022 Housing Advisory Committee and explore governance enhancements Surplus/underutilitized land 2023 Zoning By-law Review & Neighbourhood Planning Incentives program Promote Mid-Density forms Municipal Plan Review 2024 Local coordination of federal/provincial housing programs, and advocate for Ongoing tenants rights, special needs, taxes, Monitoring, Reporting, and Coordination of efforts with adjacent jurisdictions to 2028 Public awareness campaign (NIMBY, YIMBY) Figure 1Draft Work Plan 2022 -2024 The Plan will be to report annually on the progress of the39actions. Once feasible,staff will implementthemonitoring framework to measure the targets set out in the Plan. Targets have been developed to comprehensively respond to gaps noted in the Needs Assessment and include dwelling types, tenure, and affordability targets. In terms of affordable targets, based on historical trends, the goal would be to see the addition of 265 affordable units (30% of new construction) over a 5-year period. There isa documentedneed to establish a long-termvision for improved affordable housing outcomes in Saint John. In line with the Municipal Plan, the Action Plan presents afirstand majorstepin this direction.Staff are supportive of the direction set out in the finalized ActionPlan and thankful to the Action Team, stakeholders, and broader publicfor their time and energy into offering feedback throughout the process. STRATEGIC ALIGNMENT Common Council has established five priorities for their 2021-2026 term. Affordable Housing aligns with the following Council Priorities. - 5 - Grow: Population Growth o Grow our population at a rate of 2% annually by the end of Belong: Liveable Neighbourhoods o Facilitate a mix of affordable housing in all of our neighbourhoods. Municipal Plan 2011-2036. The draft Affordable Housing Action Plan is well aligned with and seeks to fulfill th: HS-12 Council shall pursue the opportunity to partner with other levels of government and interested agencies to develop a housing strategy for the City to ensure an adequate supply of affordable housing is available in appropriate locations and integrated with existing housing. HS-14 Council shall encourage housing providers to build affordable housing using available incentives, when possible, such as tax rebates, grants or subsidies. HS-16 Council shall work with housing agencies to monitor affordable housing development to ensure there is an adequate supply, tenure and range of quality affordable housing and ensure it is properly maintained over time so that it always adds value to neighbourhoods. SERVICE AND FINANCIAL OUTCOMES A project budget of $100,000 was earmarked for the development of the Action Plan, including $95,000 for professional consulting services and $5,000 for material resources. As a community-based project, this cost was covered by contributions from the Creating Affordable Neighbourhoods Fund (CANF) and a sponsorship from the Labour Market Development Agreements Program. $300,000 in implementation funding has been set aside to be used to implement the goals of the Action Plan. In addition, Action #13 will establish a one-time Saint John Affordable Housing Fund of $800,000, which may be replenished should contributions become available from provincial or federal levels of government. INPUT FROM OTHER SERVICE AREAS AND STAKEHOLDERS - 6 - As noted in the draft Plan, there was considerable input from the Action Team and a wide array of stakeholders. In addition, staff were engaged throughout the development of the Plan, including Growth and Community Services, Transit, Communications, the One Stop Development Shop, and the General Counsel Office. ATTACHMENTS Attachment 1 Final Draft Affordable Housing Action Plan Attachment 2 Final Affordable Housing Action Plan Implementation Table (Redlined Changes from Draft July Report to September Final Report) Attachment 3 SHS Consulting / Re:Fact Consulting Presentation to Growth Committee Attachment 4 Written Feedback received on the Draft Plan during August- September, 2022 Acknowledgements WewishtothankthemanystakeholdersandcommunitymembersinSaintJohnwhotookthetimetoparticipate andsharetheirperspectivesonhousingthroughinterviews,focusgroupsortownhallsessionsduringthestudy process.Wealsowishtoexpressourappreciationforthoseinthebroadercommunitywhotooktheopportunity tosharetheirviews,whetherthroughquestionnaires,surveysorviatheprojectwebsite.Thethoughtful contributionsofallparticipantswasinvaluableininformingtheActionPlan. WealsowishtothankCitystaffandtheActionTeamfortheircontributionsthroughoutthestudyprocess.The information,insightsandadvicetheyprovidedwasinstrumentalinengagingthecommunity,betterunderstanding thedynamicsofthelocalhousingmarketandshapingthecontentoftheActionPlan. ActionTeammembers: SethAsimakos,Kaleidoscope DominicAube,CanadaMortgageandHousingCorporation JeffCyr,EnvisionSaintJohn RandallHatfield,HumanDevelopmentCouncil KitHickey,HousingAlternativesInc. JenniferKirchner,CityofSaintJohn JodyKliffer,SaintJohnLandBank Markh͸IĻğƩƓͲCityofSaintJohn PhilOuellette,CityofSaintJohn AndrewReid,CityofSaintJohn SaintJohnNonProfitHousingInc. NarinderSingh, KentStaal,GovernmentofNewBrunswick(NBHousing) ConsultingTeammembers EdwardStarr,PartnerSHSConsulting KenFoulds,PrincipalΑRe/factConsulting MattPipe,HousingPolicyAnalystSHSConsulting ShannonHolness,PolicyandDesignResearcherΑSHSConsulting TheCityofSaintJohn/Menaqueskissituatedinthetraditionalterritoryof theWolastoqiyik/Maliseet.TheWolastoqiyik/Maliseetalongwiththeir indigenousneighbours,theMi'Kmaq/Mi'kmawandPassamaquoddy/ PeskotomuhkatisignedPeaceandFriendshipTreatieswiththeBritish Crowninthe1700sthatprotectedtheirrightstolandsandresources. CityofSaintJohn AffordableHousingActionPlan Contents 1 AnAffordableHousingActionPlanforSaintJohn....................................................1 1.1WhatistheSaintJohnaffordablehousingactionplan?..............................................................1 1.2Howtheplanwasdeveloped........................................................................................................2 1.3TheRoleoftheActionTeam.........................................................................................................2 1.4Stakeholderengagementthroughouttheproject........................................................................3 1.5OrganizationofthisReport...........................................................................................................4 2 Assessinglocalhousingneeds...................................................................................5 2.1HousingDemand...........................................................................................................................5 2.2HousingSupply..............................................................................................................................6 2.3HousingAffordability....................................................................................................................8 2.4IdentifiedGapswithintheHousingContinuum............................................................................9 2.5EmergingIssues...........................................................................................................................12 3 TheHousingPolicyFramework................................................................................16 3.1Thinkingatasystemlevel...........................................................................................................16 3.2Traditionalrolesandresponsibilities..........................................................................................16 3.3ToolsforSupportingHousingLocally..........................................................................................18 3.4Anevolvingsystem.....................................................................................................................19 4 DevelopingtheActionPlan......................................................................................21 4.1Settingastrategicdirection........................................................................................................21 4.2Settinghousingtargets...............................................................................................................23 4.2.1Definingaffordability..........................................................................................................23 4.2.2Housingtargets...................................................................................................................23 4.3Takingaction...............................................................................................................................25 4.3.1 Theme1 Improvingsystemawareness&coordination...................................................25 4.3.2 Theme2Α Supportingandinvestinginnonmarkethousingsolutions.............................26 4.3.3 Theme3 Preservingandimprovingexistinghousingstock..............................................27 4.3.4 Theme4 Expandingthesupplyandrangeofaffordablehousingoptions.......................28 4.3.5 Theme5 Cultivatingamoreresponsivehousingsystem.................................................29 4.3.6 Theme6 Leveragingpartnershipsandresources.............................................................31 CityofSaintJohn AffordableHousingActionPlan 5 ImplementationofthePlan.....................................................................................32 Appendix1ΑGlossary...................................................................................................................33 Appendix2ΑConsultingwithstakeholderagencies....................................................................35 Appendix3ΑHousingImplementationStrategy..........................................................................36 CityofSaintJohn AffordableHousingActionPlan 1AnAffordableHousingActionPlanforSaintJohn 1.1WhatistheSaintJohnaffordablehousingactionplan? TheSaintJohnAffordableHousingActionPlanisacomprehensiveandtargetedfiveyearplandesigned tofosterbetterhousingoutcomesforthecommunity.Itprovidesacoordinatedapproachtoguide meaningfulcommunityactionovertheshort,mediumandlongerterminresponsetopriorityhousing issues. HousingisanurgentandpressingmatterinSaintJohn.Shiftinglocaltrendsandanumberofunderlying factorshavecreatedconditionsthatarenowhavingsubstantiveimpactsonthecommunity,most especiallyforvulnerableresidents.Someofthemostrelevanttrendsinclude: Recentgrowthandchangingdemographics Escalatingrentalcostsandhouseprices Diminishedhousingaccessandaffordability Emergingchallenges,gapsandbarrierswithinthehousingmarket Collectively,thesefactorspointtotroublingsignsthathousingisnotkeepingpacewiththeneedsofthe communityandleftunchecked,willcontinuetonegativelyimpactonbothresidentsandthecommunity asawhole.Whilethereareanumberoflocalstakeholderspursuingmeaningfulsolutionstothese problems,thereremainsubstantivegapsyettobeaddressedinthelocalhousingsystem.Havingamore coordinatedandconcertedefforttoaddressthesehousingneedscanhelpmovethecommunity forward.TheCityofSaintJohnhascommissionedthedevelopmentofafiveyearAffordableHousing ActionPlantoserveidentifiedneeds,bettercoordinateresponsesandmarshalthenecessaryresources toaddresspropertyissues. OneofthefundamentalgoalsoftheHousingActionPlanistohelpenableallhouseholdsinSaint Johntofindsafe,secureandadequatehousingwithin30%oftheirbeforetaxhouseholdincome. Thisisawidelyacceptedbenchmarkinmeasuringhousingaffordabilityandisusedasthe principaldefinitionofaffordabilityinthisPlan. TheActionPlanisintendedtobeanimportantpartofthelocalpolicylandscape.Inthisregard,it: Supportsarightsbasedapproachtohousingthatisconsistentwiththeobjectivesofthe NationalHousingStrategy Recognizeshousingasafundamentalcornerstoneofahealthycommunityandessentialto supportingvibrant,completeandinclusiveneighbourhoods Isevidencebasedandreflectsneedsidentifiedinthecommunity,acknowledgingthatsome residentsfacegreaterhousingbarriersthanothers Addressestherangeofneedsforcurrentandfutureresidentsacrossthehousingcontinuum, focusingprimarilyonthoseareasthatfallwithinthetypicalscopeoflocalresponsibility Seekscommunitysolutionsthroughcollectiveactionbybuildingonpartnershipsandresources inthecommunity CityofSaintJohn AffordableHousingActionPlan 1.2Howtheplanwasdeveloped TheflowchartbelowhighlightstheprocessthroughwhichtheActionPlanwasdeveloped.Asshown, thePlanwasdevelopedintwoparts: PartOne involvedadetailed HousingNeedsAssessment.Thisworkinvolvedawiderangeofresearch andconsultationactivities,including: analysisofavailabledataondemand,supplyandaffordability anassessmentofmarketandeconomicdevelopmentfactors areviewoftherolesofvariouslevelsofgovernmentinregulating,fundingandprovidingother formsofsupportforvarioustypesofresidentialdevelopment anassessmentofthecapacityofthehousingsector,includingpublic,privateandnonprofit communitybasedhousingproviders aneighbourhoodmappingexercisetoidentifyareasexperiencingparticularchallengeswith housingaffordabilityandrelatedissues PartTwo involvedformulationofthe AffordableHousingActionPlan itself.Thisworkalsoinvolveda widerangeofresearchandconsultationactivities,including: stakeholderengagementthroughnumerousfocusgroupsessionsandkeyinformantinterviews designingandadministeringapublicsurveyseekinginputonpotentialsolutionstoidentified housingissuesandconcerns thecreationofadetailedactionplanwithextensiveinputfromtheActionTeamandkeylocal stakeholders thepreparationofanimplementationplanthroughwhichtheActionPlancanbeputinplace. Θ5ĻƒğƓķͲsupplyandaffordabilityanalyses ΘağƩƉĻƷ&economicdevelopmentfactors ΘDƚǝĻƩƓƒĻƓƷroles&housingsectorcapacity Part1Housing NeedsAssessment ΘbĻźŭŷĬƚǒƩŷƚƚķmapping Θ{ƷğƉĻŷƚƌķĻƩengagement&publicsurvey Θ5ĻǝĻƌƚƦresponsivepolicyframework Θ/ƩĻğƷĻdetailedactionplan Part2Affordable HousingActionPlan Θ5ĻŅźƓĻimplementationstrategy 1.3TheRoleoftheActionTeam Throughouttheprocess,theworkwasguidedbytheSaintJohnHousingActionTeam.TheActionTeam includedadiverserangeoflocalstakeholderswithexperienceinavarietyofhousingrelatedareas.In additiontoCitystaffandrepresentativesfromCMHCandtheProvinceofNewBrunswick,theteam includedrepresentativesofcommunityhousingproviders,localserviceagenciesandorganizations CityofSaintJohn AffordableHousingActionPlan involvedindevelopment(seetheinsidecoverofthePlanforafulllistofTeammembers).Theirrolewas to: Review,providefeedbackandmakerecommendationsregardingthestudyprocess,preliminary findingsandstakeholderengagementduringthestudy ProvideguidanceandadvicetoCitystaffandtheconsultingteamregardingdevelopmentand contentofthePlan ProvideinsightsandadviceregardingrequiredactionsandimplementationofthePlan Theseindividualsdevotedagreatdealoftimeandenergythroughouttheprocess,bothindividuallyand inseveralgroupsessions,inordertoprovidekeeninsights,adviceandfeedback. 1.4Stakeholderengagementthroughouttheproject AmajorthemeoftheActionPlanisstakeholderengagement.Onlybylisteningtothecommunityof stakeholderswereweabletodevelopafullunderstandingofrecentchangesinthelocalhousing market,impactsonthoseinneedandpotentialchangesinpoliciesandprogramsatalllevelsof government.Awiderangeofengagementactivitieswerecarriedoutthroughoutthestudyprocess usingmultiplemeansandmethods.Thishighlyengagingcampaignyieldedasignificantlevelof participation,summarizedasfollows: CityofSaintJohn AffordableHousingActionPlan Aconcertedeffortwasmadetoconnectwithawidecrosssectionofstakeholders,boththoseinthe housingsectorandthosewhoseinterestsintersectwithit.Stagedintwoparts,initialconsultations focusedoninterviewswithkeyinformants,astaffworkshopandacrosssectoralfocusgrouptohelp identifyissuesandvalidatetrends.Thesecondpartwascomprisedoffivethemedfocusgroups, additionalworkshopsandkeyinformantinterviewstovalidateissues,underlyingcausesandpotential solutions.Activitieswerealsodesignedtogatherinsightsfromvulnerablepopulationsandmembersof thegeneralpublic,whetherthroughtownhallsessionsorviasurveys.Theseweredesignedtogather viewsonhousingissues,prioritieschallengesandpreferredsolutions.Alistingofagenciesinvitedto participateinthesesessionscanbefoundinAppendix2. ThesesameagencieswereinvitedtoparticipateinstakeholdersessionsinAugustof2022toreviewand commentonthedraftAffordableHousingActionPlan.Twoconsultationsessionswereheldvirtually withacrosssectionofsome29organizations/individualsbeingrepresented.Membersofthepublic werealsoinvitedtoprovidetheirfeedbackviatheSYCwebsiteorviatheprojectmailbox.Sixwritten responsesweresubmittedasaresultofthisbroaderprocess.Basedonthefeedbackfromthese sessionsandthewrittensubmissions,minorfinaladjustmentsweremadetothePlan. 1.5OrganizationofthisReport ThisreporthighlightsthekeyfindingsofthestudyandpresentstherecommendedAffordableHousing ActionPlanaswellastheimplementationstrategyforit.Thesectionsfollowingprovidethenecessary contextsupportingthePlanandinclude: AssessingLocalHousingNeedsΑprovideshighlightsoftheNeedsAssessmentreport, stakeholderinsightsandemergingissues TheHousingPolicyFrameworkΑprovidesimportantpolicycontextbywhichtosituatethePlan DevelopingtheActionPlanΑsetsouttheframeworkforthePlanandthedetailedactions ImplementationofthePlanΑsetsoutthestrategyformovingthePlanforward AnumberofappendicesarealsoprovidedinsupportofthePlanincluding: Appendix1ΑGlossary Appendix2ΑConsultingwithstakeholderagencies Appendix3ΑHousingImplementationStrategy CityofSaintJohn AffordableHousingActionPlan 2Assessinglocalhousingneeds Asanintegralpartofthestudyprocess,aHousingNeedsAssessmentreportwasdeveloped.The Assessmentreportprovidedasummaryoffindingsandobservationsbasedonadetailedreviewofdata, reportsandancillaryinformation.Collectively,thisinformationhelpedtoprovideacomprehensive pictureofhousingmarketconditionsinSaintJohnandprojectpotentialtrendsgoingforwardinthe contextofahousingcontinuum.TheAssessmentexamineddataandperformedanalysisinthreekey areas,namelyhousingdemand,housingsupplyandhousingaffordability.Followingaresectionsthat providehighlightsfromthisanalysis. AnalysisfortheHousingNeedsAssessmentreportutilizedthelatestavailabledatasources,including timeseriesdatafromtheCensusofCanadaandCMHC.Datafromanumberofothersources,key informantinterviewsandacrosssectoralfocusgroupwerealsousedtohelpvalidatetrendsandinform findingsaspartofthiswork.TheprimaryfocusoftheanalysiswastheCityofSaintJohn,includingits constituentneighbourhoods.However,giventheregionalnatureofhousingmarkets,considerationwas giventoconditionsinthesurroundingareaimmediatebeyondtheCity(theCensusMetropolitanArea). Whererelevant,comparisonswerealsodrawnwiththetwootherlargestmunicipalitiesinsouthern NewBrunswick,namelyMonctonandFredericton. Duetothetimeseriesnatureofthedata,someoftheCensusdatasetsaremorethan5yearsold.As 2021Censusdatareleasesrolloutthisyear,itwillbepossibletoprovideamorecurrentperspectiveson socioeconomicandhousingdata.Accordingly,anupdatedversionoftheHousingNeedsAssessment reportisanticipatedearlyin2023whichmayhaveaninfluenceontherecommendationsinthisPlan. 2.1HousingDemand Todeterminedemandforhousing,trendsandprojectionswereexaminedfromtheperspectiveof population,householdandincomecharacteristics.Thisanalysisshowedthatfrom2006to2016,theCity ofSaintJohnexperiencedadeclineingrowth.However,recenttrendinghasshownareversalofthis phenomenonwithamodestupturningrowthofroughly3.4%since2016,resultingina2021population of69,825.Theoutflowofyoungeragecohortshasbeenevident,especiallythoseunder19yearsoldand thoseinthe2044agecohort.However,inflowsduetointerprovincialandinternationalimmigration havebuoyedthisgrowthresurgence,accountingformorethan3,800personsbetween2006and2016. Likeothercommunities,seniorsareoccupyinganeverlargershareofthepopulation(19.1%in2016) andthistrendisexpectedtocontinue.Despitetherecentupturningrowth,projectedpopulation remainsslightlybelowforecastlevelsbutmodestgrowthinSaintJohnisexpectedtocontinueforthe foreseeablefuture. Therewere31,825householdsinSaintJohnin2021,whichfollowsacontinuedpatternofgrowthsince 2006.WhiletraditionalhouseholdstructuresarecommonintheCity,thereisatendencytowards smallerhouseholds(averageof2.2personsperhouseholdin2016)andanincreaseinnonfamily householdstructures,especiallyonepersonhouseholds,whichgrewby12.8%from2006to2016. Thesetrendshaveledtoagrowthinhouseholdsthatisfasterthangrowthinpopulation(5.3%versus 3.4%since2016).WhileownersrepresentsthemajorityofhouseholdsinSaintJohn(55%),thereisa substantialshareofrenters(45%)andgrowthhasbeenfourtimesfasterforrenterhouseholdsversus CityofSaintJohn AffordableHousingActionPlan ownersinrecentyears(2011to2016).Theincreaseinseniorsandtendencytowardssmaller householdsmayinpartexplainthistrend. Despiterecentgrowth,averagehouseholdincomesinSaintJohn($65,851in2016)arestilllowerthan thoseofMonctonorFredericton.Thereisalsoclearpolarizationinthedistributionofhousehold incomeswithgrowthinhigherincomedecilesandlittleimprovementforthoseinlowerincomedeciles. Intermsoftenure,thisincomedisparityisincreasinglyevidentbetweenmoreaffluentownerswhere 32.4%hadannualhouseholdincomesover$100,000in2016versuslessaffluentrenterswhere40.0% hadannualhouseholdincomesunder$20,000(seeFigure1).Economicindicatorssuggestthatrecent gradualdeclinesinunemploymentandincreasedwagegrowthmayhelptosustainincomegrowthgoing forwardbutthereareelementsofuncertaintyinthepostpandemicrecoveryperiod. Figure1ΑIncomeDistributionbyTenure 2.2HousingSupply Trendsandprojectionsassociatedwithhousingsupplywereexaminedfromtheperspectiveofhousing stockaswellastraditionalmarketandnonmarketcomponents.Thisanalysisshowedthatthe residentialhousingstockintheCity,comprisedofmorethan33,900privatedwellings(2021)isgeared mainlytosingledetachedhomes(41.5%)andlowriseapartmentforms(40.2%).Thesupplyofmid densityhousingformssuchassemidetachedorrowhousingisquitemodestandaccountsforlessthan 10%ofallstock.As/ğƓğķğ͸ƭoldestincorporatedcity,thereisalsoasubstantialcomponentofolder housingstockinSaintJohnthattendstorequiremoremajorrepairsascomparedwithnewerstock.As of2016,almost40%ofallstockwasbuiltpriorto1960and2,700unitsweredeemedtobeinneedof majorrepair.Basedonrecentdemolitionandbuildingpermitdata,thereisevidencethat CityofSaintJohn AffordableHousingActionPlan redevelopmentofthisolderstockisresultinginnetgainstosupply,primarilyinmultiresidentialforms (almost800newunitsfrom2019to2021). Productiontrendsfornewhousinghavetendedtofollowexistingformsandtenureoverthelast10 yearswithconstructiongearedmainlytosingledetachedhomesandapartmentforms.Therehasbeena morenotablerecentupturninrentalapartmentdevelopment,althoughtheseunitstendtobeatthe higherendoftherentalscale.Housingstartsalsocontinuetooutpacecompletions,signallinga tendencytowardsagrowthmarket. Thereisanestablishedprimaryrentalsupplyofover9,200unitsservingthecommunity,morethanhalf ofwhicharetwobedroomapartmentunits.Decliningvacancyrateswhicharenowbelow3%andpent updemandforrentalhousinghasresultedintheexpansionofthesecondaryrentalmarketthrough nontraditionalforms(i.e.singledetachedandsemidetachedhomes).Itisestimatedthatbetween 3,000and5,000unitsmayexistinthissecondarymarket,supplementingtheneedsofrentersinthe City.Averagerentincreasesofalmost30%overthelast10yearshavebeenseenandareoutpacing inflation.Risingrentshavecreatedclearaffordabilityconcernsforrenters,especiallyinthelastyear whererentsincreasedby7%onaverage. Ownedhomesaccountforabout16,775dwellingsintheCity,morethan70%ofwhicharesingle detachedhouses(2016).Whiletherehasbeenmodestrecentproductionofnewhomes,salesvolumes intheresalemarkethaveseenagradualincreaseinactivityandthenumberofnewlistingshas remainedfairlyconsistent.However,thenumberofactivelistingsandavailableinventoryhavedeclined sharplywhich,whencoupledwithsustaineddemand,signalsatightermarket.Asaresult,homeprices haveseendramaticincreasessince2019,averaging30%fornewhomesand38%intheresalemarket. Historicallylowinterestrateshavehelpedtospuractivityintheownermarketbutrecentchangesin BankofCanadaratepoliciesmayservetodampenthiseffectgoingforward.Bycomparingincreasesin rentalratesandhousecostsoverthelast15yearsversuschangesinhouseholdincome,itisevidentthat householdbuyingpowerhasbeeneroding(seeFigure2). Figure2Changesinincomeversuschangesinhousingcosts,SaintJohn2011to2021 CityofSaintJohn AffordableHousingActionPlan ThereisalsoanestablishedinventoryofnonmarkethousingwithintheCitythathelpstoprovide affordableaccommodationtolowandmoderateincomehouseholds.Itisestimatedthatmorethan 1,500unitsofrentgearedtoincomestockareoperatedlocallybynonprofit,coopandpublichousing providers.Thereareabout1,200householdsonwaitingliststoaccesstheseunits,themajorityofwhich arenonseniorsingles(45%)andfamilies(35%),withthebalancebeingseniors(20%).Despitethese substantialwaitinglistsandaclearneedformoreaffordablehousing,therehavebeenonlymodest additionstothisinventory.Amodestsupplyofemergencyshelterbeds,transitionalaccommodation andsupportivehousingarealsoavailablelocallytoaddressthoseexperiencinghomelessnessorwith specialhousingneeds.Anumberofspecialcareandnursinghomefacilitiesarealsoavailableforseniors intheCity. 2.3HousingAffordability Asafinalareaofanalysis,trendsassociatedwithhousingaffordabilitywereexaminedfromthe perspectiveofboththerentalandownershipsegmentsofthemarket.Thisanalysisshowedthatfrom anaffordabilitypointofview,itisclearthatanumberofhouseholdsinSaintJohnareexperiencing challenges.Householdsthatspend30%ormoreoftheirbeforetaxincomeonaccommodationare deemedtohaveanaffordabilityproblem.Bythismetric,almostonequarterofhouseholdsintheCityin 2016(7,245households)fellintothiscategorywithaffordabilitybeingmoreacuteforrenters(36.4%or 4,889renterhouseholds)ascomparedtoowners(14.4%or2,416ownerhouseholds). Despitethecurrentsupplyofhousingandtherecentadditionstoit,householdsarefacingcontinuing problemsbasedonupwardcostsinthemarket.Thiscanbeillustratedbymappingcurrentincomeand affordabilityestimatesagainsttypicalhousingoptionswithintodayshousingmarketasshowninFigure 3.Inthisdiagram,2021householdincomesforeachpercentileareshownacrossthehousing continuum.Correspondingaffordablerentsandaffordablehousepricesarealsoprovidedatthese 1 incomethresholdstohelpillustrateaffordability.Thetoppartofthefiguremapsoutwheretypical rentalandownershiphousingoptionsinƷƚķğǤ͸ƭmarketaresituatedbasedontheircurrentcosts.By comparingmarketoptionsversushouseholdaffordability,itisapparentthatgapsexist. Rentalhouseholdswhichtraditionallyhavelowerincomes,arefacingrentalincreaseswhichare outpacinginflationandatratesthatarehigherthanaverageinnewerrentalhousingdevelopments. Incomedistributionestimatesfor2021suggeststhatrenterswithhouseholdincomesof$35,000or th more(aroundthe30incomepercentile)maybeabletoaccessaveragerentsinthemarket(seeFigure 3).Forhouseholdsatthisthreshold,amaximummonthlyrentof$875wouldbeaffordable.Bycontrast, unitsinthemarketarerentingforbetween$800and$1,300+foraone,twoorthree+bedroomunit. Thealmostonethirdofrenterswhohavehouseholdincomesof$25,000orlessin2021canafforda maximumrentof$625permonthandasaresult,haveseriouschallengesaccessingthetraditional rentalmarket. 1 Forallhouseholds,affordabilityisassumedtobewhereahouseholdpaysnomorethan30%oftheirbeforetax incomeonshelter.Inthecaseofrenters,thiswouldmeanthatrentalcostscannotexceedthisthreshold.For owners,housingcosts(principal,interestandtaxes)cannotexceedthisthreshold.Inthecaseofowners,additional assumptionsaremadefordownpayment,term,interestrateandamortizationperiod.Usinghouseholdincomes andtheseassumptions,itispossibletocalculatecorrespondingmaximumaffordablerentsandownershipprices foreachincomepercentile. CityofSaintJohn AffordableHousingActionPlan Figure3Affordabilityalongthehousingcontinuum Despitehistoricallylowinterestratesandpastaffordablehouseprices,lowerrecentinventoriesand sustaineddemandhaveresultedinrapidpriceescalationsintheownershipmarket.Asaresult,only th householdsinthehighestincomebrackets(abovethe70incomepercentile,makingmorethan $87,000)canaffordaveragenewhomepricesin2021(seeFigure3).Basedontheaveragepriceof $350,000foranewhouse,householdswouldrequireanannualincomeofover$100,000forthehouse tobeconsideredaffordable.Intheresalemarket,averagepricesarelowerat$220,000andwould requireahouseholdincomeof$55,000tobeaffordablebutonlyabouthalfofallhouseholdscould accesstheseoptions.Asaresult,someprospectiveownerswillstayintherentalmarkettomeettheir housingneeds,creatingadditionalcompetitionforthosewithlowerandmoderateincomehouseholds whocanonlyaffordrentalaccommodation. 2.4IdentifiedGapswithintheHousingContinuum Byevaluatingcurrentandanticipatedsupplytrendsagainstprojecteddemand,itispossibletoidentify gapareasalongthelocalhousingcontinuum(Figure4).Resolvingthesegapsobligesdifferentresources, partnershipsandinterventionstosuccessfullyaddresstheunderlyingcauses.AsaresultsoftheNeeds Assessmentwork,fourgapareashavebeenidentified. CityofSaintJohn AffordableHousingActionPlan Figure4Gapsinthelocalhousingcontinuum Supportive/specialneedshousing Thoseindividualswithsupportive/specialhousingneedstypicallywillrequiresomeformofsupportora modifiedlivingenvironmentinordertoliveindependently.Asaresultofthisrequirement,they normallywillalsohavelowerincomesandexperienceaffordabilityissues.Theywilltypicallyhave householdincomesbelow$35,000andinmanycasesmuchlower,placingthematthelowerendofthe housingcontinuumwheretheywouldrequirerentalaccommodationsofnotmorethan$875/month. Giventheverylimitedmarketoptionsatthisincomelevel,theprovincialgovernmentandlocalservice deliveryagencieshaveasignificantroleinworkingtoaddresstheseneeds,whetherthroughservices, assistance,accommodationorsomecombinationthereof. Amixofsupportive/specialneedshousingisavailableintheSaintJohnareawhichservesavarietyof clienteleandtheircorrespondingneeds,includingthosewhoarehomelessoratriskofbecoming homeless.However,thissupplyislimitedandthereareconcernsthatinsufficienthousingisavailable thatisgearedtothosewithaccessibilityrequirements.Expansionofexistingnonmarkethousing throughnewsupplyinitiativeshasbeenquitemodestandasaconsequence,demandremainsunmet. Providinghousingthatismoreappropriatetothosewithsupportive/specialneedsandlinkingwith necessarysupportsisapriorityandmustbepursuedwithgovernmentandlocalservicedelivery agencies. Housingtoaddresstheneedsofmostvulnerablehouseholds Thoseatthelowestendofthecontinuumexperienceconsiderablehardshipduetolowincomesand limitedhousingchoices.Thisincludesroughlyonethirdofallrenterhouseholds,thosewhohave householdincomeslessthan$25,000andcanaffordmaximumrentsof$625/monthandanother10% ofrenterhouseholdswithincomesofupto$35,000whocouldaffordamaximumrentof$875/month. Veryfewoptionsexistintherentalmarketatthispriceandthereisahighrelianceonnonmarket housingtoaccommodatetheseneeds.Whiletherearehousingassistanceoptionsprovidedprimarily throughgovernmentΑwhetherintermsofincomesupportsoraffordablehousingΑthesenonmarket optionsarelimited,arereliantonseniorgovernmentfundingandcomewithrequiredeligibilitycriteria. Whilealocalportfolioofhousingoptionsexistandprovidesarangeofunits,typesandsizes, considerablewaitinglistsfortheseunitsalsoexist.Resourcestomaintainexistingstockandsupport newsupplyhaveexpandedinrecentyearsbutarefiniteandtherehavebeenonlymodestadditionsto thisstockdespitesustaineddemand.Recentprogramshavealsotargetedhouseholdsthatcanafford CityofSaintJohn AffordableHousingActionPlan belowmarketrentsratherthanthelowerincomehouseholdsthatrelyonrentgearedtoincome optionstoaddresstheirneeds.Giventhelackofoptionsavailabletothisconstituency,thereisaneed foradditionalseniorgovernmentresourcestoaddressthisgap. Affordablerentalhousing thth Forthosehouseholdsthatfallwithinthemidmarketincomerange(30to60incomepercentile),the escalationinrentsandlimitedsupplyofrentalmarketoptionshavecreatedsignificantchallenges.This hasbeenevenmoreprevalentforthealmostonethirdofrentersalreadyinthemarketwhotendto havelowerhouseholdincomesthoseinthe$35,000to$45,000range.Householdsinthisincome rangecouldaffordrentsinthe$875to$1,125rangeandtherearemarketoptionsaccessibleatthisrent threshold,althoughpricesfornewmarketunitstendtobehigherthaninexistingstock. However,thecurrentinventoryofstockintheprimaryrentalmarketisheavilyweightedtotwo bedroomunitsdespitethefactthatdemandexistsbothforsmalleronebedroomunitsandlargerfamily units.Theprojectedgrowthinseniors,onepersonandimmigranthouseholdswillonlyserveto heightenthisdemand.Whileunitsinthesecondaryrentalmarketmayprovideadditionaloptionsfor largerhouseholds,theytendtobeathighercostsanddonothavethesamesecurityoftenureas purposebuiltrentalaccommodation. Figure5ConcentrationofaffordabilityissuesinSaintJohn Whereunitsaremoreagedandhavelowerrents,theymaybeindisrepairorinadequatetomeet householdneeds.Revitalizingsuitablerentalsupplyandexpandingnewstockbytypeandaffordability wouldhelpthosehouseholdsstrugglingtofindmidmarketoptions.Whilethisfallssubstantiallywithin CityofSaintJohn AffordableHousingActionPlan thedomainoftheprivatesector,utilizinggovernmentprograms,incentivesandpoliciesmayassistin enhancingtheaffordabilityofnewunitsthatarebroughtonline. Forthosehouseholdsinlowerincomeranges,thereisatendencytospendmoreoftheirincomeon sheltercosts,whetherintermsofrentorhomeownership.Whilethisismoreacuteforrenter householdsduetotheirloweraverageincomes,thereisalsoalocationaldimensiontothis.Asshownin Figure5,thosehouseholdsspendingmoreonsheltercoststendtobeconcentratedprimarilyinthe innercityneighbourhoods.Thesesameneighbourhoodstendtohaveahighproportionofrentalstock. Affordableownershiphousing th Typically,theneedsofthosehouseholdswithincomesinthehigherendofthemarket(abovethe60 incomepercentile)wouldbemetentirelybytheprivatesector.However,recentpricespikesinSaint Johnhaveindicatedchallengesforaccessingnewhousingoptionswherehouseholdincomesarebelow $100,000.Inthecaseofresalehomes,thereismoreflexibilitywithaccesstomarketoptionsaslowas th the50incomepercentile(orabout$70,000)buttheseoptionsarelimited.Providingaccesstothe ownershipmarketforthoseatmoremoderateincomedecileswouldhelptoeasepressuresinthe overallmarket. Wherehouseholdscannotaccesstheownershipmarket,theymaychoosetooverstayintherental market,causingdownstreamdemandforunitsbettersuitedtolowerincomerentalhouseholds.The prospectofhigherinterestratesandsupplychainissuesmayonlyaddtothesepressures.Thelackof lowerpricemiddensityoptionsalsocontributestoaffordabilityissuesinthisincomerange.Aswith affordablemarketrentalunits,theprivatemarkethasaprimaryroleinaddressingneeds.However, strategicuseofgovernmentprograms,incentivesandpoliciescouldassistinenhancingtheaffordability ofnewownershipunits. 2.5EmergingIssues ThefindingsfromtheHousingNeedsAssessmentreportprovideclearinsightsintothetrendsandgaps inthelocalhousingmarket.Tovalidatethesefindings,betterunderstandrootcausesandgather perspectivesonpotentialhousingsolutions,acomprehensivestakeholderconsultationcampaignwas undertakenduringthestudyprocess.Throughinterviews,focusgroups,workshopsandtownhall sessions,over100individualsandagenciesprovidedinvaluableinsightsonlocalhousingconditions, concernsandpriorities. Fromtheseengagements,anumberofpriorityissuesemergedwhichareconsistentwiththefindingsof theNeedsAssessmentanalysis: Affordabilitycontinuestobeanimpedimentformanyhouseholds ΑAsnotedinthegapanalysis, affordabilityisseenasanissueacrossthehousingcontinuumformanyhouseholdsintheCity. Historically,therehasbeenasizableconstituencyoflowandmoderateincomehouseholdswho haveaffordabilityproblemsbuttheseneedshaveintensifiedbasedonincreasedpolarizationin incomes,recentandrapidhousingcostincreases,andsluggishaffordablesupplyresponses.Renters inthemidmarketarealsoexperiencingdiminishedaffordabilitywithrisingrentalcostsand decliningvacancyrates.Therehasalsobeenamorenoticeabledeclineinownershipaffordability CityofSaintJohn AffordableHousingActionPlan versushistoricaltrendsduetorapidlyrisinghousecostsandmarketpressures.Consequently,the issueofhousingaffordabilityistopofmindformanyhouseholds. Thereisalimitedmixofhousingoptionsinsomeareas ΑOverall,thereisagenerallackofmid densityoptionswhichtendtoprovidemoreaffordabilityversuslowerdensityforms.Rentaland especiallynonmarkethousinghavetendedtobemoreconcentratedinpocketswithinthecentral areaoftheCity,creatingasenseamongresidentsoflowerincomeenclaves.Thisconcentrationof housingtypesinsomeneighbourhoodsanddeficienciesinotherformswasidentifiedby stakeholderswhofeltabroaderrangeofhousingoptionsshouldbeavailableacrosstheCity. Limitationsaroundphysicalaccessibilitywerealsocitedasanimpedimenttovulnerablehouseholds. Continueddemandforaccesstononmarkethousing Sustainedwaitlistsandlowturnoverin communityhousinghavecreatedsubstantivewaittimesforthoseseekingaccess.Stakeholdersalso notedthatthereisasubstantialconstituencyoflowincomehouseholdsthatrelyondeeply affordablehousinglikethatofferedbycommunityhousingproviders,andthisdemandisunlikelyto diminish.Therearealsolimitedaffordableoptionsforexistingtenantstomoveontowhich compoundsthisissue.Inadditiontocreatingmorecommunityhousing,stakeholdersalsoidentified theneedformoretransitional/supportivehousingtoservethosewithspecialhousingneeds. Sustainedpressuresintherentalmarket ΑStakeholdersregularlycitedtherisingpricesand tighteningoftherentalmarketasamajorconcern.Thisiscompoundedbythelackofrentcontrols andtenantprotections,especiallyinthecaseofͷƩĻƓƚǝźĭƷźƚƓƭ͸whereleasesareterminatedonthe premiseofbuildingimprovementsbutwhereapartmentsarererentedatsubstantiallyhigherrates. Theconsolidationofownershipandmanagementinrentalpropertieswasalsocitedbystakeholders asacontributingfactorwhichhasmadeitmoredifficulttoaccessrentalhousing. Concernsaboutlossandqualityofexistinghousingstock ΑThegreaterproportionofolderstockin theCitymeansthatcertainstockmaynotbeinasgoodaconditionandcanbeatriskoffallinginto disrepair.Thesamestockalsotendstobemoreaffordableforthissamereason.Stakeholders indicatedaneedforgreaterenforcementofpropertystandardsandhavingsufficientauthorityto dealwithdelinquentpropertyownersasawaytomaintainhousing.Atthesametime,thereisa recognitionthatagingstockneedstoberevitalizedorimprovedtoensureitcancontinuetoprovide adequate,safehousing.Balancingtheneedtorevitalizestockwhilemaintainingaffordabilityisa recognizedchallenge. ChallengesgeneratingaffordablenewsupplyΑ Expandingthesupplyofaffordablehousingwastop ofmindformanystakeholders.Inadditiontohavingmoreresourcestoaccess,therewasa recognitionthatcapacitytodelivernewsupplywithinthenonprofitsectorwaslimiteddespitethe factthatmaturingmortgagescouldpresentrealopportunitiestoimproveorexpandsupplyusing builtupequity.Stakeholdersnotedthataccessingandutilizingtheseresourcescanpresent challengesfornonmarketproponentswhoneedthemandlackflexibilityforothers,primarilyinthe privatesector.Taxationandassessmentpolicieswerealsocitedbyprivatesectorstakeholdersas impedimentstocreatingnewsupply. CityofSaintJohn AffordableHousingActionPlan UntappedopportunitiesandplanningpoliciesΑ Anarrayoftoolsandresourcesareavailablethat canhelpsupportaffordablehousing,whetheratthefederal,provincialorlocallevel.WhiletheCity isconsideredtohaveagenerallysupportiveapproachtohousing,thereareopportunitieswithinthe regulatoryframeworktoprovidegreaterflexibilityinplanningpoliciesandprocesses.Stakeholders alsopointedtothelimitedparticipationoftheprivatesectorandtheuntappedpotentialthismay represent,especiallyinthecaseofsmallerandmidsizedfirms.Cultivatingamoreconducive developmentenvironmentandsupportingthatwithtoolsandresourceswasseenasakeywayto addressaffordabilityissues. LackoflocalsystemcoordinationandcollaborationΑ Thereareanumberofgovernmentand communityagenciesworkingtoaddresspriorityhousingissueswithinSaintJohn.However,a consistentthemeamongstakeholderswasthedesiretohaveamorecoordinatedapproachto addressinglocalissues.Byusingamorecoordinatedapproach,effortsandresourcescanbealigned inamorefocusedway.Stakeholdersalsofeltthatgreatercollaborationamongorganizationscould leadtocreativepartnerships,betterleverageresourcesandavoidmissedopportunities. Theemergingissuesthatstakeholdersidentifiedprovidekeyinsightsintoareaswhereimprovements withinthelocalhousingsystemcanhavemeaningfulimpacts.Asactiveparticipantsinthehousing system,theseviewsareimportant.Togainabroaderperspectives,communityperceptionsonhousing werealsosolicitedaspartofthestudyprocess.Throughtwoseparatesurveyingexercises,theviewsof vulnerablehouseholdsandthegeneralpublicweregathered.Bothwereaskedabouttheircurrent accommodations,housingissuesandtoppriorities.Resultsshowedthat: Vulnerablehouseholdquestionnaire(128respondents) Mostliketheircurrentproximitytoneededservices,transit,schools&parks However,theyarealsoconcernedaboutbuildingconditionandtheirabilitytopay rent/mortgagecosts Abouthalfneededhelpwithhousinginthelastyearbutmorethan20%hadissues accessingthathelp Themainbarrierstohousingtheyidentifiedarealackofincome,longwaitlistsandlandlord discrimination Manyfeelthatthehousingsituationinthecommunitywouldimprovebybuildingmore affordablerentalhousingandhavingbetteraccesstorentalhousingthatisaffordable Communitysurveyonhousing(333respondents) Themajorityofrespondentsliketheircurrentlocationbutabouthalfhaveaffordability concerns MostķƚƓ͸Ʒfeelthereareenoughhousingoptionsinthecityandfeelthatmorerental apartmentsareneeded Themainhousingissuetheycitedinthecommunityistheincreaseinmarketrentsand homeprices Mosthaveverystrongsentimentsaboutthelackofhousingsupply,limitedmixofhousing optionsandvaryingdistributionofhousingtypeswithinthecity CityofSaintJohn AffordableHousingActionPlan Thetopprioritiestheyfeelthatneedtobeaddressedareimprovingrenteraffordabilityand increasingthesupplyofaffordablehousing ThesecommunityperceptionsareconsistentwiththeissuesidentifiedintheNeedsAssessmentreport andtheviewsofferedbystakeholdersthroughthecomprehensiveengagementprocess.Thisindicates thattherearecommonhousingconcernsabouthousingandaffordabilityinthecommunity.Italso indicatesthereisahighdegreeofsupportfortakingactiontoaddresshousingissues,especiallyinthe caseofaffordability. CityofSaintJohn AffordableHousingActionPlan 3TheHousingPolicyFramework IndevelopingapracticalandrealisticActionPlan,itisimportanttounderstandthehousingpolicy frameworkthatregulatesandshapeshousingactivity.Followingisabriefoutlineofthelocalhousing systemandthepolicyframeworkinwhichitoperatesinSaintJohn. 3.1Thinkingatasystemlevel Thelocalhousingsystemisessentiallyaninformalgroupingofinterconnectedintereststhatcollectively providethevarioustypesofhousingthatacommunityneedsalongahousingcontinuum.Asshownin thefollowingdiagram(Figure6),thereareconstituentpartsofthesystemthatinclude: Thevariouslevelsofgovernmentinvolvedinsettingpolicy,regulatinghousing,funding initiativesanddeliveringprograms(showninorange) Housingproviders,themajorstakeholdersinvolvedindevelopingand/orowningandoperating housing(showningreen) Affiliatedagenciesandorganizationsthatprovidesupports,servicesorsomeformofassistance tohousingprovidersordirectlytoindividualsinneed(showninblue) Theseentitiesarelocatedinproximitytothehousingcontinuumatthebottomofthediagramtohelp situatethehousingtypestheymostalignwith.Together,theseconstituentpartsmakeupaninformal systemthatprovidesarangeofhousingfortheresidentsofSaintJohn.Eachhasanimportantroleto playwithinthebroadersystemandassuch,arenecessarytohelpsupportachievementoftheAction tƌğƓ͸ƭgoalsandobjectives.Theserolesarediscussedingreaterdetailinthefollowingsections. Figure6Thelocalhousingsystem 3.2Traditionalrolesandresponsibilities Belowweoutlinethetraditionalrolesandresponsibilitiesofthevariousstakeholderscomprisingthe housingsysteminSaintJohn. Seniorgovernments(federalandprovincial)determinepolicyandprovideresources.Theysetinplace: Enablinglegislation CityofSaintJohn AffordableHousingActionPlan Guidingplansandstrategies Implementingpolicies Supportingprogramsandinitiatives Monitoringandinformingprocesses Thelegislation,plansandpoliciesofthefederalandprovincialgovernmentsnotonlydirectactivityin thehousingsector,butalsooftenresultinprogramsofferingvariousformsoffinancialsupportstohelp meetawiderangeofhousingneeds.Inthecaseofhousingandsocialservices,thisfallssquarelywithin thedomainoftheProvinceofNewBrunswickviaNBHousingandNBSocialDevelopment. TheCityofSaintJohn,asamunicipalentity,isnotlegislativelyresponsibleforhousingorsocialservices. Thatsaid,itdoeshaveresponsibilityforlocallanduseplanning,developmentapprovalsandproperty standards,allofwhichhaveaninfluenceonthebuiltenvironment.Italsohasanarticulatedinterestin theprovisionofheathy,vibrantandinclusivecommunitiesofwhichhousingisanimportant cornerstone.Inthatregard,theCityplaysaroleindeliveringdevelopmentincentiveprograms, supportingneighborhooddevelopmentagenciesandcreatinganenvironmentconducivetohousing development.TheCityhasbeensuccessfulinassumingthesemorediscretionaryrolesandadvancing effortswithintheconfinesofitsmandate.However,itisrecognizedthattheCitycanhaveagreater impactonachievingtheĭƚƒƒǒƓźƷǤ͸ƭvisionforhousing,asarticulatedinthisplan. Thewidercommunity alsoplaysanimportantrole,takingactioncollectivelyanddeliveringonarange ofhousingrelatedinitiatives.Communityagenciesandentitiesdirectlyinvolvedinhousingare: Providingandmaintaininghousing Deliveringsupportprograms/services Managingclientrelationships Pursuinginnovations Advocatingforimprovements Thisincludesemergencyhousingoperators(e.g.Cloverdale,Outflow)aswellasspecialneedshousing providers(e.g.SaintJohnCommunityLiving,JohnHowardSociety,\[͸!ƩĭŷĻͲSafeHaven,etc.). CommunityhousingproviderssuchasSaintJohnNonProfitHousingCorporationandHousing AlternativesInc.providenonmarketandmixedmarkethousingthroughoutthecommunityinaddition toindigenousproviderslikeSkigenElnoogHousingCorp.Otherhousingorganizationshelptoserve differenthousingneedsinthecommunitylikeHabitatforHumanitywhoarefocusedonfirsttimehome ownershipandthemanyspecialcarefacilitiesforseniorswhichareprivatelyownedandoperated. Anumberofagencieshelptoservethesupportneedsofresidentsinthecommunityatboththe neighbourhoodlevel(neighbourhooddevelopers),ormorebroadlythroughsupportserviceproviders (e.g.IndependencePlus,FundyWellnessNetwork,SalvationArmy,TeenResourceCentre,etc.)and communityorganizations(e.g.YMCA,SeniorsResourcesCentre,Chroma,MulticulturalAssociation, Acorn,etc.).Whilenotdirectlyinvolvedinthedeliveryofhousing,theservicestheyprovidecanhelp individualsfindandkeeptheirhousing. CityofSaintJohn AffordableHousingActionPlan Therearealsostakeholdersfromacrossthecommunitywhoareinvolvedwithinitiativesandactivities thatintersectwithhousinginanumberofways,whetherinthecaseoflandbanking(SaintJohnLand Bank),socialpurposerealestate(Kaleidoscope),socialplanningandpovertyreduction(Human DevelopmentCouncil),academia(UNBSaintJohn),businessinterests(BCAPI)oreconomicdevelopment (EnvisionSaintJohn).Therearealsosectororganizationswhorepresentstakeholderswhohavearoleto playlocallywhetherinthecaseoftheLandlordsAssociation,RealEstateAssociation,Homebuilders AssociationorConstructionAssociation. Collectively,thesevariousentitiesandorganizationsmakeupaninformallocalhousingsystemthat servestheneedsofthecommunity.Thechallengeistobringthesediverseelementsofthehousing systemtogetherinameaningfulwayinordertoeffectpositivechangethoughthisActionPlan. 3.3ToolsforSupportingHousingLocally AwiderangeofoptionsareavailablewithinthehousingͷƷƚƚƌĬƚǣ͸toaddressidentifiedhousingissues andconcerns.Astheprimaryprovidersofthesetools,governmentstakeholdershaveanimportantrole usingtheleverstheycontroltofosteramoreresponsivehousingsystem.Thesetoolsinclude: Regulations/approvals:Federalandprovincialgovernmentssetlegislationandpolicywhich regulateandinfluencethehousingmarket.Atthelocallevel,theCityofSaintJohnpossesses authoritiestoregulateandapprovevarioustypesofdevelopmentandcanusetheseauthorities tohelpdirectthetypeofhousingbeingprovidedtomeetidentifiedneeds Housingforms/models:TheCitycanalsoregulatehousingformandpermit/encouragevarious innovativehousingmodelstohelpexpandthesupplyofhousingneededtomeetidentified needs.Programsandfundingofferedfederallyandprovinciallycanalsoassistinfostering innovativeoptionsforaddressinghousingneeds. Land/property:Alllevelsofgovernment,includingtheCity,havethecapabilityofmaking availablesurpluspropertyatbelowmarketrateswhichcanprovidecriticalsupportforthe deliveryofaffordablehousing.Publicsectorentitiesandlocalcommunityorganizationscanalso beasourceofpropertytosupportaffordablehousing(e.g.schoolboards,faithbased communities,SaintJohnLandBank,etc.). Development/renovationassistance:Programsandfundingofferedfederallyandprovincially provideanumberofoptionsforsupportingnewhousingsupplyandtherenovationofexisting stock.TheCityalsohastheauthoritytofundandadministerprogramsofferingassistancefor thedevelopmentofdesiredformsofhousing,theconversionofnonresidentialstructuresto residentialuseandtherenovationofsubstandardformsofhousingtobringthemuptouseable condition.Thisassistancecantakemanyformsincludinggrants,feewaiversandtaxrelief.These programscanoftenbepiggybackedwithfederalandprovincialprogramstostrengthenthe levelofavailableassistance. Financial/incomesupportforhouseholds:Bymandate,federalandprovincialgovernmentsplay aprominentroleindeliveringfinancialassistancetohouseholds,whetherdirectlyorthrough housingtargetedinitiatives(e.g.rentsupplements,housingallowances).TheCityhastheability tooffersupplementaryassistanceforhousinginitiativeslikethesewhicharegearedtohelping householdsmostinneed. CityofSaintJohn AffordableHousingActionPlan Otherinitiatives:Avarietyofotherservicesandsupportscanbeprovidedtohelpfosterbetter housingoutcomeslocally.Whilethefederalandprovincialgovernmentplayaroleinfunding andsupportinghousinginnovations,theCityalsohastheauthoritytopursueinitiativesthatcan helpaddressidentifiedhousingneeds.Thiscanincludebuildingpublicawarenessonkey housingissues,providingresourceinformation,assistingincoordinatingthehousingsystemand fosteringcommunitypartnerships.Whilenotmandated,thesefunctionscanplayanimportant roleandactasacatalystincultivatingmeaningfullocalhousingsolutions. Thevarietyoftoolsand resourcesinthehousingͷƷƚƚƌĬƚǣ͸providearangeofoptionsforaddressing communityhousingneeds.Andwhiletheyarelargelydrivenbygovernment,thereisanequally importantroleforcommunitytools,resourcesandcapacitythatexist.InSaintJohn,manyofthetools identifiedarebeingusedorarebeing contemplated.Byworkinginacollaborativeandcoordinatedway, thelocalhousingsystemhastheabilitytoharnessitscollectivestrengthandmeetthehousing challengesitfaces. 3.4Anevolvingsystem DuringtheЊВВЉ͸ƭͲshiftingprioritiessawthegradualwithdrawaloftheFederalgovernmentfrom housingprogramadministrationanddelegationofcertainhousingresponsibilitiestoprovincialand territorialgovernments.Inthelast5years,theFederalgovernmenthasreversedthisdirectionand firmlyreestablisheditsrolewiththeadoptionoftheNationalHousingStrategywhichincludes generationalinvestmentsinaffordablehousing.Certainoftheseinitiativesareprovidedinconcertoron acostsharedbasiswiththeProvinceofNewBrunswick.Likewise,theProvincehasalsoredefinedits roleinhousinginrecentyearsthroughitsownstrategy,theNewBrunswickActionPlan,settingout programsandinitiativesitwillpursue. WhiletheCityisnotmandatedtoprovideaffordablehousing,thereisaclearrecognitionofthe importancethathousingplaysasafoundationalpartofanyhealthycommunity.Usingprogressive policies,developmentpracticesandincentiveprograms,theCityhasstrivedtocreateamoresupportive housingenvironmentwithinthelocallandscape.LikemostotherCanadiancities,SaintJohnhasseen rapidincreasesinrentsandhousepricesthathavewellexceededincomegrowthandcreated affordabilityissuesforlocalresidents.Therehasalsobeenashiftinthewaymunicipalitieshave respondedacrossthecountryastheygrapplewithoptionstohandletheworseninghousingsituation. Thelowerincomeprofile,loweraveragegrowthrateandolderhousingstockhavemadethissituation morechallengingforSaintJohn.Inlightofthesechallengesanddespiteeffortstodate,evidenceisclear thatmoreneedstobedone. Thereisacomplementoflocalpartnerswhohaveplayedasignificantroleinhousingandhomelessness effortstodate.Theseagenciesandorganizationshavebeeninstrumentalinseekingwaystoaddress evolvingissuesusingavailabletoolsandresources.Theyhavealsoprovidedanessentialresourcetothe communitybyhelpingtoadvancehousinginterests.Unfortunately,coordinationandalignmentof effortsamongpartners,theCityandfundingentitiesliketheFederalandProvincialgovernmenthasnot beeneffective.Anddespitethenumberoftoolsandresourcesavailableorinuse,therehasbeen limitedprogressinexpandingaffordablehousingsupply.ThisActionPlansignalsaclearopportunityto CityofSaintJohn AffordableHousingActionPlan rectifytheseissues,settingoutleadershiproles,identifyingnecessarytasks/prioritiesandhelpingto aligncommunityefforts. CityofSaintJohn AffordableHousingActionPlan 4DevelopingtheActionPlan TheAffordableHousingActionPlanhasbeendevelopedinresponsetoidentifiedhousinggapsand emergingissueswhichrequirepromptaction.WhilethePlanhasregardfortheestablishedlocalpolicy frameworkthatexistsinSaintJohn,itsetsoutpurposefulnewstepstoaddresstheseissuesacrossthe housingcontinuum.Italsoengagesstakeholderswithinthelocalhousingsystem,buildingonpastroles andresponsibilitiestoforgeamorecoordinatedandcohesiveresponsetoemergingchallenges. Likeanyactionplan,thereisascopethathasguideddevelopmentofthePlanandinevitablelimitsto whatthePlanwilldo.ThisPlan: Hasanemphasisonthoseareasacrossthehousingcontinuumthatfallwithinthemunicipal purviewandthereforeislessfocusedonhomelessnessormarkethousingsolutions Acknowledgeslargerstructuralissuessuchasincomesupport,socialassistanceandlabour marketpoliciesthathaveaninfluenceonhousingbutarebeyondthescopeofthisPlan Recognizestheinherentbalanceneededtofosteraffordablehousingsolutionswhileatthe sametimemaintainingacompetitivecommunitypositionwithregardtodevelopment, constructionandinvestment ThisPlanisdirectedbyavisionandprincipleswhichoverarchsixmainthemeareasandiscomprisedof some39recommendedactions.Theseactionsareintendedtohelpfosterbeneficialhousingoutcomes acrossthecontinuumoverthenext5years,whetherintermsofinitialcoordination,midtermactions ormoresystemicreformsthatarestagedoverthelongerterm. 4.1Settingastrategicdirection TohelpguidetheActionPlan,aformalvisionandguidingprincipleshavebeendeveloped.Thevisionfor theActionPlanflowsfromtheProjectCharterwhichstatesthat: ͻ{ğźƓƷJohnisavibrant,inclusive,andthrivingcommunitywithadiverserange ofsafeandaffordableŷƚǒƭźƓŭͼ UnderpinningthisvisionarekeyprinciplesthattheActionPlanhasregardfor,namely: Supportingarightsbasedapproachtohousing Recognizinghousingasafundamentalcornerstoneofahealthycommunity Addressingtherangeofneedsforcurrentandfutureresidents Sustainingandimprovingthequalityofexistinghousingstock Supportingvibrant,completeandinclusiveneighbourhoods Efficientlyusingland,resourcesandinfrastructure Promotingpublicinvestmentforpublicbenefit Advancingcommunitysolutionstocommunitychallenges Manyoftheseprinciplesareconsistwiththe/źƷǤ͸ƭMunicipalPlan(PlanSJ)andtheaspirationsthatthe communityhasarticulatedthroughoutthestudyprocess. TosupportthevisionfortheActionPlan,sixprimaryobjectiveshavebeenidentifiedwhichaddresskey areaswithinthehousingsystemwhereactioniswarranted.Improvinghousingoutcomesineachof CityofSaintJohn AffordableHousingActionPlan theseareaswillhelptofosteramorerobustlocalhousingsystemthatisresponsivetotheneedsofthe community.TheobjectivesoftheActionPlanareto: 1.Improvesystemawareness&coordination ΑThereareanumberof elementsinthelocalhousingsystemwhicharealreadyestablishedand othersthatneedtobecreated.Coordinatingeffortswithinthesystem, puttingthePlanintoactionandactivelymonitoringoutcomesiscritical. Broadeningawarenessofhousingissueswithinthecommunityisalso essentialtoforgingbetterhousingoutcomes. 2.Supportandinvestinnonmarkethousingsolutions ΑTheportionofthe housingmarketthatservesthosewithlowandmoderateincomesis integraltomeetingtheneedsofvulnerablehouseholdswhohavefew otheroptions.Supportingtheeffortsofcommunitystakeholderswho providethishousingandinvestinginsolutionsthatpreserveandexpand thesupplyofnonmarkethousingisimperativeforthesehouseholds. 3.Preserveandimproveexistinghousingstock ΑSaintJohnhasamixed stockofhousingwhichhasgrownovertheyearsinresponsetodemand. Muchoftheolderstockprovidesaffordablehousingbutrequiresrepairsor revitalizationtocontinuemeetingtheneedsofresidents.Preservingthis stockanditsaffordabilityareanimportantandcosteffectivewayto continuemeetinghousingneedsinthecommunity. 4.Expandthesupplyandrangeofaffordablehousingoptions ΑWhile existingstockplaysanimportantroleinmeetingneeds,theadditionof newstockcanservetomeetchangingneeds,gapsanddeficienciesinthe market.Usingtargetedtoolsandincentivescanhelptoaddressthesegaps andgenerateawiderarrayofhousingchoicesthatareaffordablefor residentsinthecity. 5.Cultivateamoreresponsivehousingsystem ΑThelocalhousingsystemis aninterconnectednetworkofentities,agenciesandintereststhat collectivelyprovidehousingforthecommunity.Thissystemisregulated throughpolicyandlegislationwhichareintendedtoguidelanduseand development.Creatingamoreresponsivesystemhelpsensurethat emergingprioritiesareaddressedovertimeandthataconducive environmentiscreatedwherestakeholdersarebetterenabledtomeet localhousingneeds. 6.Leveragepartnershipsandresources ΑThereareanarrayofstakeholders thatmakeupthelocalhousingsystem,eachwithresources,skillsand expertiserelatedtohousingacrossthecontinuum.Fosteringgreater collaborationwithandamongthesestakeholdersprovidesanopportunity toharnessthispotentialandbetterleverageavailableresources.Building onthesestrengthsinacoordinatedwaywillhelptogeneratemore effectivehousingoutcomesforthelocalsystemasawhole. CityofSaintJohn AffordableHousingActionPlan 4.2Settinghousingtargets ToadvancethehousingobjectivesofthePlanitisessentialtohaveatangiblemeansofmeasuring impactandprogress.Inthatregard,formaldefinitionsofaffordabilityhavebeenestablishedinthisPlan asabenchmarkfordeterminingwhathousingisdeemedaffordablebytenure.Likewise,housingtargets aimedatmeetingtherangeofidentifiedhousingneedsintheCityhavealsobeensettohelpguide futuredevelopmentinfulfillmentofthevisionandobjectivesofthisPlan. 4.2.1Definingaffordability Asaprincipaldefinition,thisPlanhasadoptedthewidelyacceptedbenchmarkthathousingis consideredaffordablewhereahouseholdspendsnomorethan30%ofitsbeforetaxincomeonshelter. Whilethisprovidesageneralbarometerforaffordability,amoreoperationaldefinitionisrequiredto guidethetargetsandactionsofthisPlanintermsoftenure.Havingexaminedandanalyzedthelocal housingmarket,incomedistributionandtheneedsofthecommunity,definitionsthatareincomebased havebeenestablished. ForthepurposesofthisPlan: (a)RentalhousinginSaintJohnshallbedefinedasaffordablewhereahouseholdspendsnomore th than30%ofitsbeforetaxincomeonshelterandtherentalcostisnogreaterthanthe30 incomepercentileforthecommunity. (b)OwnershiphousinginSaintJohnshallbedefinedasaffordablewhereahouseholdspendsno morethan30%ofitsbeforetaxincomeonshelterandtheownershipcostisnogreaterthanthe th 60incomepercentileforthecommunity. AsillustratedinFigure3andusingcurrentincomeandcostparametersinSaintJohn,thiswould translatetoamaximumrentalaffordabilitythresholdof$910permonthrentorlessbasedonan incomeof$36,570.Intermsofownershiphousingthiswouldtranslatetoamaximumownership affordabilitythresholdof$252,790housepriceorlessbasedonahouseholdincomeof$71,100.Soin ordertobeconsideredaffordable,housingwouldneedtobepricedatorbelowtheappropriate thresholdsdefinedabove.Asincomeandcostparameterschangeovertime,thesemaximumthresholds willalsochangesoaregularprocessforupdatingfigureswillberequiredforimplementationpurposes. 4.2.2Housingtargets TohelpadvancethehousingobjectivesofthisPlan,aseriesofhousingtargetshavebeenestablished basedonhousingtype,tenureandaffordability(seeFigure7).Thesetargetswereestablishedwith regardforhousingactivityoverthelast15years,projectedgrowthandthespecificgoalsofthisPlan. CityofSaintJohn AffordableHousingActionPlan Figure7Housingtargets CategoryTypeTarget(%ofNew) LowDensity35.0% DwellingTypeMediumDensity15.0% HighDensity50.0% OwnerHousehold45.0% HouseholdTenure RenterHousehold55.0% AffordabilityAffordableUnits30.0% Puttingthesetargetsintocontexthelpstoillustratetheirpotentialimpact.Basedonhistoricaltrends,it isexpectedthatthedevelopmentofalmost900newunitscouldbeseenoverthenext5yearsthrough eitherdevelopment,infillorintensification.IfPlantargetswereachieved,thiswouldseetheadditionof about265affordableunits(rental+ownership)oranaverageof53unitsperyear.Abouttwothirdsof thenewunitswouldbetargetedtobemidorhigherdensity(130and440unitsrespectively)andjust overhalfwouldberentalintenure(justunder500units).Giventhattargetsaresetonaproportional basis,whereactualdevelopmentactivityishigherorlower,thesefigureswouldshiftaccordingly.Itis alsoimportanttonotethatifunitsaddedoverthenextfiveyearswereontarget,theywouldonlyhave amodestimpactontheexistingsupply,shiftingthemakeupoftheoverallstockbynomorethan1%in termsofformandtenurecategories.Thatsaid,affordabilitytargetswouldhaveademonstrableimpact onincreasinghousingoptions. Thetargetsareintendedtobeaspirationalandwillobligeeffortsamongstakeholderswithinthesystem inordertoachievethem.Theexpectationisthatnewhousingunits,whethercreatedthrough development,infillorintensification,willbeevaluatedagainstthesetargetsandmonitoredannuallyas partofthisPlan.Likewise,bothrentalandownershipunitswouldbeassessedagainsttheirrespective targetthresholdstodetermineaffordability.TheactionswithinthisPlanareintendedtosupport achievementofthesetargetsbyprovidingregulatoryflexibility,allocatingresourcesandleveraging partnershipsamongstakeholderswithinthesystem. Astargetsareimplemented,itisusefultokeepinmindthat: TargetsprovidebenchmarksbywhichtomeasureactivityandoutcomesΑtheyarenot mandatednorobligedbutareintendedtohelpencouragetheadditionofhousingstockthat meetscommunityneeds Asthresholds,affordabilitytargetsprovidemaximumhousingpricesformeasurementpurposes butarangeofaffordabilityisrequiredbelowthesethresholdstoadequatelyaddresshousing needs Whilemeasuredandmonitoredfromyeartoyear,targetsarebestassessedbasedonactivity forthefullperiodofthePlan(i.e.fiveyears) Targetsshouldbereevaluatedonaregularbasis(i.e.everyfiveyears)toensuretheycontinue toreflectexpectationsbasedonPlanobjectivesandmarketconditions CityofSaintJohn AffordableHousingActionPlan 4.3Takingaction Withineachofthesixthemeareas,anumberofactionshavebeenrecommendedwhichsupportthe planobjectives,haveregardforemergingissuesandspeaktochallengesorbarriersidentified throughoutthestudyprocess.Asacommunityplan,theserecommendedactionswillrequiretheefforts ofthecommunityasawhole,includingtheCity,localstakeholdersandotherlevelsofgovernment. 4.3.1Theme1Improvingsystemawareness&coordination InSaintJohn,thereareawiderangeofstakeholdersinthepublic,nonprofitandprivatesectorthat haveavestedinterestinthehousingsystem.However,theseentitiesdonotalwaysworkina coordinatedoralignedway,evenwheretheymayhavecommongoals.Andwhilehousinghas traditionallyfallenwithinprovincialjurisdiction,thereareclearmunicipalinterestsinhousingasa fundamentalcornerstoneofanyhealthycommunity. ThesuccessfulimplementationofanAffordableHousingActionPlanwillrequirecoordination, collaborationandongoingmonitoringtoensureitsgoalsaremet.TheCitycanplayacriticalrolein helpingtocoordinatetheplanandbeingaresourcebutasacommunitybasedplan,thereisa fundamentalroleforcommunitystakeholdersindeliveringtheplan.Buildingawarenessandsupport amongthebroaderpublicwouldalsohelptosupportplanimplementation. Takingaction: 1.Establishaqualified,experiencedplancoordinationfunction(HousingFacilitator)attheCityof SaintJohntohelpfacilitateActionPlanimplementationwiththecommunityandtofoster affordablehousingawarenessandcollaborationsamongstakeholdersinfurtheranceofthe ActionPlan 2.CreateamultistakeholderHousingAdvisoryCommitteetohelpformalizeandguideActionPlan implementationefforts,comprisedofacrosssectionofcommunitystakeholders,including: a)Membersofkeygovernmentdepartmentsandregionalagencies(alllevelsofgovernment) b)Keycommunityhousingpartners,nonprofitagenciesandrepresentativesfromacademia c)Privateandbusinesssectorrepresentatives d)Communitymemberswithlivedexperience 3.ReviewandrevisetheAffordableHousingActionPlanasnecessarytoreflectfindingsofthe pendingupdatetotheHousingNeedsAssessmentreport. 4.Developamonitoringframeworkfortrackingkeyhousingindicatorsandmeasuringimpactsof theActionPlaninareasof: a)Nonmarkethousingactivity(e.g.unitadditions/losses,turnoverrates,waitlist,etc.) b)Rentalmarketactivity(e.g.unitadditions/losses,averagerents,vacancyrates,etc.) c)Ownershipmarketactivity(e.g.unitadditions/losses,averageprices,salesactivity,etc.) d)Housingincomeandaffordabilitytrends(e.g.avg.householdincomebytenure,social assistancecaseloads,affordablerentandhousepricethresholds,etc.) e)AchievementofPlantargets CityofSaintJohn AffordableHousingActionPlan 5.PublicallyreporteachyearonActionPlanprogressaswellasrelevantfactorssuchasemerging trends,bestpracticesandissueareasrequiringfurtherinvestigation 6.AspartoftheActionPlancoordinationfunctionattheCityofSaintJohn: a)provideahousinginformationandreferralserviceto promoteprograms,bestpracticesand informationsharingamongstakeholdersandforthebroadercommunity b)theCity,alongwiththeHousingAdvisoryCommittee,willinvestigatein2023potential governanceenhancementsthatcouldacceleratetheoutcomesoftheAffordableHousing ActionPlan 7.Undertakeapubliceducationcampaignthatbuildsawarenessofhousingissues,ActionPlan activitiesandthetoolsavailabletostakeholderswithaparticularfocuson: a)MarketingthePlantothecommunityandstakeholdersthoughvariousmediamethods b)PositivelyaddressingcommunityhousingissuessuchasNIMBYattitudesanddiscriminatory practices c)Fosteringabetterunderstandingoftherealitiesofaffordablehousingdevelopmentandthe toolsusedtofacilitateit d)Broadeningprivatesectorengagementthougheducationoninnovativeapproaches, affordabletools,resourcesandincentives 8.CompleteaformalreviewoftheActionPlanfiveyearsfromlaunch,linkingthisreviewwiththe resultsofupcomingMunicipalPlanandZoningreviewexercises. 4.3.2Theme2ΑSupportingandinvestinginnonmarkethousingsolutions Withintheoverallhousingsystem,theprivatemarketplaysasignificantroleinaddressinghousing needs.However,inthecaseoflowerincomeormorevulnerablehouseholds,thepublicandnonprofit sectorsarealmostexclusivelyinvolvedinaddressingtheseneeds,whetherintermsofservicesor accommodations.Thenonmarkethousingtheyprovideisvitaltotheresidentstheyhouse,especially giventhesizablesegmentofthepopulationwithlowincomesinSaintJohn. Providingsupportstothehomelessorthoseatriskisessentialtotheverymostvulnerable.Whilethisis largelyaresponsibilityofprovincialandfederalgovernments,thereisalocalroleinhelpingtoadvocate andfosterbetteroutcomesforthosemostinneed.Makingeffectiveuseofexistingnonmarketassets andexpandingthehousingsupplyforthosemostinneedisalsoabeneficialwaytohelpaddressthe persistentdemandthatexists.Thissegmentofthemarketishighlyreliantongovernmentinvestments tosupporthousingsupply,whetherintermsofcommunityhousingorhousingforthosewithspecial needs.Advocatingforadditionalinvestmentsishelpfulandimportant.However,therearealso opportunitiesfortheCitytohaveamoremeaningfullocalimpactthroughdirectactionandinvestment. Takingaction: 9.Supporttheeffortsofkeycommunitypartnerstoreducehomelessnessandprovidehousing stabilizationsupportsasapreventativemeasureby: a)Continuingtosupportandseekexpandedfundingopportunitiesforcommunity developmentagencies,includingNeighbourhoodDeveloperorganizations CityofSaintJohn AffordableHousingActionPlan b)Seekingadditionalprovincialandfederalgovernmentresourcestosupportprevention measuresandprovidewraparoundsupports c)PursuingdiversionstrategiesforthosewaitingtoaccesshousingviaNBHousinginorderto expeditehousingsolutionsandreduceoverallwaittimes(e.g.housingstabilization programs,incomesupports,alternativeplacements,etc.) 10.Workwithcommunityhousingproviders,NBHousing,communitypartnersandresidentsto facilitatethetransitionoflongtimecommunityhousingresidentstomoresuitable accommodationsthatbetteraddresstheirhouseholdneedsandaspirations 11.Advocateforaddedflexibilityinthedeliveryofexistingprovincialandfederalgovernment housingprogramsandinitiativesinorderto: a)Simplifyobligationsfornonmarkethousingproviders b)Ensurethatprogramsaddressdeepaffordabilityneeds c)Encouragemoreprivatesectorparticipationinnonmarketopportunities d)Streamlineprogramapprovalsandcoordinatethesewithmunicipalgovernmenttoexpedite affordablehousingdevelopment 12.Workwithcommunitypartnerstohelpaccessandusetheequitythathasaccumulatedwithin theircommunityhousingstockby: a)supportingrefinancingandredevelopmentopportunities b)seekingincreasedprogramflexibilitiesandminimizedsecurityobligationsunderinitiatives deliveredbyfederalandprovincialpartners 13.TheCityimmediatelyestablishaSaintJohnAffordableHousingFundtofundthedevelopment ofnewaffordablehousingunitsandthattheFundis: a)Targetedtononmarkethousingonaprioritybasis b)Initiallyseededthroughan$800,000contributionandaugmentedviafutureprovincialand federalfundingprograms(e.g.CMHCHousingAcceleratorFund) 14.TheCityexplorewithcommunitypartnerstheabilitytoestablishapooledinvestmentvehicle thatwouldsupportaffordablenonmarkethousingprojectsusingacquiredfundsandprovide investorswithcomparablemarketratesofreturn(e.g.,communityentities,privatesector investors,Cityreserves,etc.) 15.Pursueadditionalprovincialandfederalgovernmentfundinginorderto: a)Preserveandexpandthesupplyofcommunityhousingstock,especiallyforsmallerand largerrentalunits(i.e.oneandthree+bedroomunits) b)Facilitatethecoordinationoflocalaffordablehousingeffortsbetweengovernments 16.Workwithprovincialandfederalgovernmentpartners,andwithcommunityagenciestoexpand thesupplyofspecialneedshousingthataddresseslocaldeficienciesforthosewhorequire transitionalorsupportivehousing 4.3.3Theme3Preservingandimprovingexistinghousingstock TheexistingsupplyofhousinginSaintJohnhasexpandedovermanydecadesandcontinuestoprovide suitableaccommodationformostresidents.Whilegrowthandnewhousingproductionthatcomeswith CityofSaintJohn AffordableHousingActionPlan itcanebbandflow,maintainingexistingstockisafirstandbestopportunitytohelpmeethousingneeds overtime.Inthecaseofrentalstock,existinghousingistypicallymoreaffordableandcanbeproneto disrepairinolderstockbutpreservationpresentsaviablealternativetoreplacement,eventhough redevelopmentmaybeinevitableovertimeasthisstockages. Findingthebalanceinpreservingstock,maintainingaffordabilityandsupportingrenewalcanpresenta numberofchallenges.Bothencouragementandenforcementarenecessarytohelpfindthis equilibrium.Targetedincentivesmayalsoberequiredtohelpsupportrenewalincertainsituations.By preservingappropriatestock,amoreresilientsupplyofhousingcanbemaintainedtomeetneedsover time. Takingaction: 17.Promoteandexpandfundingforthe/źƷǤ͸ƭexistingUrbanDevelopmentIncentiveprogramto: a)SupportrehabilitationofagedrentalstockacrosstheCity b)Encourageadaptivereuseforresidentialpurposes c)Helppropertyownersaccessprovincialandfederalprogramsaimedatresidentialandrental rehabilitation d)Leverageprovincialandfederalrehabilitation/repairinitiatives(e.g.RRAP)byadvocatingfor additionalprogramfunding,streamlinedprogramdeliveryandflexibilityinstackingof initiatives 18.Targettheuseofgrantsinlieuoftaxtohelpfacilitatetherenewalandretentionofappropriate affordablehousinginestablishedneighbourhoodswherestockisatrisk 19.Provideadditionaleducationandprogressiveenforcementofminimumpropertystandardsto helpmaintainstockwhilepreservingaffordability 20.Maintainongoingmonitoringunderthe/źƷǤ͸ƭDangerousandVacantBuildingprogramand pursueremedialactionundertheprogramtosecureactiveuseofprioritybuildings/properties 21.SeekadditionalprovincialauthoritiestohelptheCityenforcepropertystandards,resolve delinquentpropertytaxaccountsandacquireforfeitedbuildings/propertiesforaffordable housinguseonanexpeditedbasis. 4.3.4Theme4Expandingthesupplyandrangeofaffordablehousingoptions Whilepreservationofappropriatestockisbeneficial,renewalandnewdevelopmentareinevitably requiredtomeethousingdemandsandgrowthneedsastheychangeovertime.Theprivatesectorhas asubstantiveroleinaddressinghousingneedsinthecommunity.However,wheremoreaffordable optionsarerequiredtoaddresstheneedsofmoderateincomehouseholds,policyorprogram interventionsmayberequiredtosecurethisaffordability. Municipalitieshaveanumberofleversathandtohelpsupportthedeliveryofaffordablehousing. Whethermoreincentivebasedormoreregulatorybased,theseleverscanhelptofacilitate developmentorprovidetargetedstimulusthatresultsinaffordablehousingoutcomes,whetherin termsofrentalorownershiphousing.Whilegovernmentinvestmentsinnonmarkethousingarecritical, CityofSaintJohn AffordableHousingActionPlan targetedinterventionselsewhereinthesystemcanhelptofurtherexpandthesupplyandrangeof affordablehousingoptionsandinnovationsinthemiddlemarket. Takingaction: 22.Expandthesupplyofpurposebuiltrentalstockthatisaffordablethroughexistingprovincialand federalprograms(e.g.RCFI,NHCF,rentsupplements,etc.)by: a)Seekingblockfundingcommitmentsandprogramflexibilitiestosupportnewdevelopment b)Facilitatingthecoordinationofresourcesandeffortsamongprospectiveprogram proponentsandcommunitystakeholders c)Targetingtheproductionofsmallerandlargerrentalunits(i.e.one&three+bedroomunits) 23.Promotethedevelopmentofmiddensityhousingforms(e.g.multiplexes,rowhousing,stacked townhouses)whichareinherentlymoreaffordableby: a)Allowingmoreflexibledevelopmentstandardsthataresuitabletomiddensityforms b)Usingdevelopmentdensityand/ordevelopmentfeeincentivesthatarelinkedtounitform 24.Securetheuseofsurplusandunderutilizedpropertiesonaprioritybasistohelpspuraffordable housingdevelopmentby: a)Developingamunicipallanddispositionpolicywithprovisionsforgivingpreferred/first accesstoaffordablehousingprojects b)Gettingpreferred/firstaccesstootherpublicsectorlands c)Accessingandsecuringgrantsofprovincialproperties throughtheFederalLandsInitiative d)Accessingfederalproperty e)Advancingsitepreparationandpredevelopmentactivitiestomakeproperties developmentready 25.Targettheuseofintensificationincentivesandmunicipaldensitybonusingauthoritiesasa meansofgeneratingaffordablehousingwithinareasappropriateforintensificationandinlarge scaleresidentialdevelopments 26.Promotethedeliveryofinnovativeandaffordablehomeownershipoptionsbycommunity partners(e.g.Habitat)thathelptobuildhouseholdequity 27.Encouragealternativehousingforms/modelsandsustainabilitypracticesthatsupport affordabilitythroughtheuseofprovincialandfederalinnovationprograms(e.g.modular housing,equitycoops,cohousing,homesharing,etc.) 4.3.5Theme5Cultivatingamoreresponsivehousingsystem Thehousingmarketiscomprisedofmanyinterests,varyingfrompublictononprofitandprivate entities.Governmentsplayasubstantiveroleinthemarket,bothintermsofpolicymakingand regulation.Thisisespeciallytrueattheprovinciallevelwheretheyenactlegislationgoverninglanduse, rentalprotectionsandtaxation,andatthemunicipallevelintermsofdevelopmentapprovals.Through theseavenues,governmentshavethemeanstocreateaconduciveenvironmentthatsupportshousing affordabilityandaccess. CityofSaintJohn AffordableHousingActionPlan TheCityhasanestablishedlanduseplanninganddevelopmentapprovalsfunctionwhichisguidedbya formalpolicyframework.Adjustmentstothisframeworkcouldfosteramorepermissive,housing friendlydevelopmentenvironment.Likewise,taxationreformsandtenantprotectionsattheprovincial levelwouldhelpcreateamorebeneficialpolicyregimethathelpstoregulatetherentalmarketand removebarrierstocreateaffordablehousing. Takingaction: 28.Strengthenhousingpoliciesinthe/źƷǤ͸ƭMunicipalPlanthroughtheupcomingreviewprocess withparticularregardto: a)Promotingahumanrightsbasedapproachtohousing b)Integratinghousingaffordabilitydefinitions c)Supportinghealthy,vibrantandcompletecommunities d)Reinforcingpoliciesthatpromotegreaterhousingdiversitywithinallintensificationareas e)Incorporatingaffordablehousingtargetswithregardtoformandtenure f)Deliveringonmonitoringactivitiesinsupportoftheplan 29.EnsurethehousingpoliciesandobjectivesoftheMunicipalPlanarereflectedincurrentand upcomingNeighbourhoodPlansinordertohelpsupportcomplete,inclusiveandaffordable communitieswhilehavingregardforthecompositionofeachneighbourhood 30.ExpandprovisionswithinthecurrentCityzoningbylawtofostergreaterhousingflexibility, encourageneighbourhoodmixandsupportaffordabilityby: a)Revisitingdefinitionswithregardstoaffordability,specialneedsandsupportivehousingas wellasrooming,boardingandlodginghomes b)Reviewingprovisionstosupport/encourageappropriatedensityanddiversityofhousing formsintheprimarydevelopmentarea c)Allowingbroaderpermissionsforaccessorysuites/dwellingsinsuitablezones d)Exploringtheuseofalternativeperformancestandards(e.g.setbacks,parkingstandards, minimumdensityrequirements) e)Eliminatingminimumfloorarearequirementsinfavourofbuildingcodestandards f)EvaluatingtheuseofͷŭĻƓƷƌĻķĻƓƭźƷǤ͸Ͳupzoningandinclusionaryzoningpracticesaspartof thenextcomprehensivezoningbylawreview 31.Supportexpandedaccessibilityinthebuiltenvironmentbypromotingachievementofbetter thanminimumaccessibilitystandardsfornewdevelopmentandencouragingretrofit opportunities 32.Advocateforprovinciallylegislatedprotectionsregardingrentalhousingwhich: a)Affordgreaterprotectionsfortenantsintermsofrentincreasesandevictions b)Provideauthoritiestodissuadethepurchaseofrentalhousingpropertiesbynonresident entitiesthatarenotowneroccupied(e.g.taxation) 33.Advocateforprovincialtaxandassessmentsystemreformsto: a)Mitigatetheimpactofdifferentialtaxationonmultiunitresidentialdevelopment CityofSaintJohn AffordableHousingActionPlan b)Addresstaxtreatmentandpartitionedassessmentsinmixedhousingbuildingsthatare affordable c)Dissuadedormant/unusedvacantpropertyinprimarydevelopmentareas 4.3.6Theme6Leveragingpartnershipsandresources Asacomplexsystem,housingiscomprisedofmanyinterests,eachwiththeirownperspectives, motivationsandresources.Whilethereareanumberofinterconnecteddependencies,stakeholders withinthesystemdonotalwaysworkinconcertandcanactivelyworkatcrosspurposes,whether intentionallyorotherwise.Giventhefiniteresourcesavailable,especiallywithinthenonprofitsector, workingmorecollaborativelycanfacilitatebetteroutcomes. InSaintJohn,thereareanumberofestablishedstakeholdersdedicatedtoaddressinghousingand relatedsupportneeds.Therearealsootherentitiesandorganizationslessdirectlyinvolvedbutwhose interestsintersectwithhousing.Thereareclearopportunitiestoaligncommoninterestsand coordinateeffortsforthebenefitofthecommunity.Byleveragingrelationshipsliketheseandforging partnerships,itispossibletobuildadditionalcommunitycapacityandgeneratemoreimpactful solutionstothehousingchallengesthatexist. Takingaction: 34.WorkingwithUNBSaintJohn,hostanannualHousingForumthatcoincideswithNational HousingWeek,helpingtoexpandknowledge,innovationandsystemawarenessamong communitystakeholders 35.Buildtechnicalcapacityanddevelopmentexpertisewithinthelocalcommunityhousingsector throughamentoringinitiativetohelpexpandthesupplyofaffordablehousing 36.ActivelypursueopportunitiesforjointdevelopmentinitiativesbetweenHealthsectororSocial Servicesectorpartnersandaffordablehousingproponents 37.Advancehousingaffordabilityandhelpleverageothercommunityresourcesthrough collaborativecommunitybasedpartnershipsintheareasof: a)Land/property(e.g.SaintJohnLandBank,Faithbasedcommunities) b)Communityinvestment(e.g.Kaleidoscope) c)Economicdevelopment(e.g.EnvisionSaintJohn) d)Thebusinesscommunity(e.g.BCAPI,realestateassociation,etc.) 38.Expandprivatesectorengagementbyconveningadevelopmentroundtabletoexplore affordabilityissues,expandawarenessofincentives/programsandpromoteopportunities aroundaffordablehousing 39.CoordinateplanningandpolicyeffortswithjurisdictionsadjacenttoSaintJohnandthebroader regioninordertosupportcommonhousingpolicyobjectivesandpotentialpartnerships CityofSaintJohn AffordableHousingActionPlan 5ImplementationofthePlan TheActionPlanhasprovidedavision,principlesandobjectivesforaddressingidentifiedcommunity housingneedsinSaintJohn.ThePlanhasalsosetoutacomprehensiverangeofspecificactionsoverthe short,mediumandlongertermtoassistthecommunityinrealizingstatedhousingobjectives.Acritical nextstepforthecommunityisimplementationofthePlan,takingdecisiveactiontomeetthegoalofan enhancedandimprovedlocalhousingsystem.Movingtheplanforwardinaconscientiousand coordinatedfashionisessentialtosupportingthatgoal. Asacommunityplan,thereisasharedresponsibilityintakingthisnecessarynextstep.Itis recommendedthataHousingAdvisoryCommittee,comprisedofkeylocalindividualsandagenciesfrom acrossthehousingspectrum,leadthisprocess.TheCityhasanimportantroletoplayinsupporting, coordinatingandfacilitatingtheworkoftheCommitteespecifically,andtheActionPlanmoregenerally. ItalsohasaclearroleinadvancingcertainPlanactions.Atthesametime,therearekeycommunity stakeholderswhoarebestpositionedtoadvanceorsupporttheactionsthathavebeenidentified. ArecommendedimplementationstrategyhasbeendevelopedfortheActionPlanandisincludedas Appendix3tothisreport.Providedintableformat,thestrategysetsoutanticipatedtiming, responsibilitiesandassumedresourcesforeachaction.Thistableprovidesablueprintforadvancingthe ActionPlanandformsthebasisonwhichtheHousingAdvisoryCommitteecanorganize,coordinateand trackitswork. Aswithanyplanninginitiative,successfulexecutionisreliantonanumberoffactors.Thekeysuccess factorsforimplementingtheAffordableHousingActionPlanare: Facilitatingmeaningfulactionthroughvisibleleadership Workingcollaborativelywithacommonpurpose Takingsharedaccountabilityforachievingplanoutcomes Allocatingtheresourcesnecessarytosucceed Buildingbroadcommunitysupportandawareness Activelymonitoringandcommunicatingplanprogress HavingregardforthesesuccessfactorswillassisttheHousingAdvisoryCommittee,theCityandthe broadercommunityrealizethegoalssetoutintheAffordableHousingActionPlan. CityofSaintJohn AffordableHousingActionPlan Appendix1ΑGlossary Followingarealistoftermsusedinthisreportandtheirassociateddefinitions: Affordablehousing Housingisconsideredaffordablewhereahouseholdspendsnomorethan30%of itsbeforetaxincomeonshelter Affordablerentalhousing ForthepurposesofthisPlan,rentalhousingisdefinedasaffordablewherea householdspendsnomorethan30%ofitsbeforetaxincomeonshelterandtherentalcostisno greaterthanthe30thincomepercentileforthecommunity Affordableownershiphousing ForthepurposesofthisPlan,ownershiphousingisdefinedasaffordable whereahouseholdspendsnomorethan30%ofitsbeforetaxincomeonshelterandtheownership costisnogreaterthanthe60thincomepercentileforthecommunity BuiltenvironmentΑ Thehumanmadeenvironmentwhichincludesbuildings,facilities,infrastructure andtransportationdesignedtofacilitateandaccommodatehumanactivity. Communityhousing ΑHousingthatwasdevelopedunderlegacyprovincialorfederalhousingprograms andthatprovidesaccommodationsonarentgearedtoincomebasis(RGI).Thisformofhousingis inherentlyaffordableandincludesPublicHousing,RentSupplementsandSocialHousing. Completecommunities CommunitiesthatmeetƦĻƚƦƌĻ͸ƭneedsfordailylivingthroughoutanentire lifetimebyprovidingconvenientaccesstoanappropriatemixofjobs,localservices,afullrangeof housing,andcommunityinfrastructureincludingaffordablehousing,schools,recreationandopenspace fortheirresidents.Convenientaccesstopublictransitandactivetransportationisalsoprovided (definitionperPlanSJ). Densitybonusing ΑAnallowancetoincreaseheightordensityprovisionsbeyondthosedefinedina zoningbylaw,offeredinexchangeforapublicbenefitsuchashousingaffordability. Equityleveraging ΑThepracticeofutilizingtheaccumulatedresidualvalueofapropertytosecure accesstocapitalforpropertyimprovementsornewdevelopment. HousingAllowance ΑAfixedlevelofmonthlyassistanceprovideddirectlytoeligiblehouseholdstohelp defraytheirhousingcosts. Inclusionaryzoning ΑAlandusepracticewhichobligestheinclusionofaffordablehousingwithina developmentundertheprovisionssetoutinazoningbylaw. Middensityhousing ΑHousingwhichismiddledensityinscaleandincludessemidetached,rowand townhouseforms. Nonmarkethousing ΑHousingthatprovidesaccommodationatbelowmarketlevelsthroughtheuseof someformofassistance/inducement.Thiswouldincludecommunityhousingaswellashousing developedundernewerprogramswhichobligerentsatlessthanaveragemarketlevelsforaperiodof timeinexchangeforcapitalassistance. RentSupplement Assistanceprovidedtoalandlordunderagreementwhichobligesthelandlordtorent toeligiblehouseholds.Inexchangeforthisaccommodation,thelandlordreceivesthereducedtenant rentplusasupplementintheformofthedifferencebetweenwhatthehouseholdcanaffordtopayand thecontractedrentalamount. CityofSaintJohn AffordableHousingActionPlan Rightsbasedapproachtohousing ΑAprincipledapproachtohousingthatrecognizesthefundamental rightofindividualstoadequatehousingasabasichumanneed,asenshrinedbytheFederal GovernmentundertheNationalHousingStrategyAct. Specialneedshousing ΑHousingthatisgearedtohouseholdswithspecificneeds,whetherintheform ofspecializedaccommodationorsupportservices.Thisincludessupportive,transitionalandlikeforms ofhousing. CityofSaintJohn AffordableHousingActionPlan Appendix2ΑConsultingwithstakeholderagencies Thefollowingagenciesandorganizationwereinvitedtoparticipateinthevariousconsultationsessions heldduringthedevelopmentofthePlan.Anumberofindividualsandothermembersofthepublicalso participatedinthesesessions. BusinessCommunityAntiPovertyLivingSJ Initiative(BCAPI) MulticulturalAssociationofSaintJohn CanadaMortgageandHousingInc. Corporation NewBrunswickACORN CanadianHomeBuildersAssociation NewBrunswickAssociationfor SaintJohn CommunityLiving CarletonCommunityCentre NewBrunswickCoalitionforTenants CatapultSocialEnterpriseRights CentreforYouthCareNewBrunswickNonProfitAssociation ChromaNB ONEChangeInc. CityofSaintJohnΑCommunityPlanningOutflowMen'sShelter CityofSaintJohnGrowth/NewcomersP.U.L.S.E.Inc. CityofSaintJohnMinimumStandardsPRUDEInc. CityofSaintJohnTransitRoccaGroupofCompanies ConstructionAssociationofNewSafeHarbourHouse BrunswickSaintJohn SaintJohnAbilityAdvisoryCommittee CoverdaleCentreforWomenInc. SaintJohnApartmentOwners CrescentValleyResourceCentreAssociation CrescentValleyTenantsAssociationSaintJohnAssociationforCommunity Living CrossroadsforWomenInc. SaintJohnLandBank EasternCircleSaintJohn SaintJohnLearningExchange EliasManagementGroup SaintJohnNewcomersCentre EnvisionSaintJohn SaintJohnNonProfitHousingInc. FirstStepsHousingProjectInc. SaintJohnRealEstateBoard FundyHarbourGroup SaintJohnWomen'sEmpowerment FundyWellnessNetwork Network GovernmentofNewBrunswickNB SalvationArmy Housing SecondStageSafeHavenInc. HabitatforHumanitySaintJohn Seniors'ResourceCentre HestiaHouseInc. SkigenElnoogHousingCorporation HirePotential TeenResourceCentre HistoricaDevelopments TheLearningExchange HousingAlternativesInc. UniversityofNewBrunswick HughesSurveys&ConsultantsInc. UrbanCoalitionProject(NBAPC) HumanDevelopmentCouncil WaterlooVillageNeighbourhood IndependencePlusInc. Association JohnHowardSociety YMCANewcomerConnections Kaleidoscope \[͸!ƩĭŷĻSaintJohnInc. CityofSaintJohn AffordableHousingActionPlan Appendix3ΑHousingImplementationStrategy Plan John Saint Action Action of facilitator City Housing John Housing Development Support (transitional)PlanningHousing Saint ΑΑ Affordable OriginalTeamCityConsultantCityHumanCouncilUNB PlanningHousing Lead Planning ΑΑ CityCityCityfacilitatorHousingAdvisoryCommittee 20232023 2023 Timing 2022 FallSpringEarlySpring Strategy by reflect (all rates, and the vacancy section to price prices, of report. income formalize cross housing rents, (Housing a agencies turnoverhouse help Plan indicators and ofaverage tonecessary and household as furtherance Assessmentaverage Action function Implementation regional in affordable rent housing avg. Plan agencies and comprised Needs of: key Committee (e.g. foster Plan coordination facilitate profit Actionadditions/losses, Area to & additions/losses, areas affordable efforts, coordination helpnon Housinginunit stakeholderstrends and tracking experience Advisoryadditions/losses, unit to Action the plan for Housing departments Plan (e.g. representatives unit livedto (e.g. Johnamong caseloads, partners, including: awareness Housing Theme/Action (e.g. with Action academia community targets activity sector affordability Saint update Housing activity Affordable implementation framework of the the experienced government and Plan from housing system of activity the assistance etc.) Cityof Plan key housing with members business etc.) collaborations market pending stakeholder stakeholders, of the etc.) government) income revise social and at and qualified, theimpacts market monitoring Action ofetc.) activity, a multimarket list, Affordable a of community and Improving a Plan guide 1 MemberslevelsKeyrepresentativesPrivateCommunityNonwaitRentalrates,OwnershipsalesHousingtenure,thresholds,Achievement community John EstablishFacilitator)implementationawarenessActionCreateandofa)b)c)d)ReviewfindingsDevelopmeasuringa)b)c)d)e) Theme 1.2.3.4. Saint Plan John Saint Action of facilitatorfacilitatorfacilitator City Assn Assn Housing SJ AdvisoryAdvisory NB Development Support HousingcommunicationsHousingHousingPlanningCommunity of estate ΑΑΑΑΑΑ Affordable HousingCommitteeHumanCouncilHousingCommitteeDƚǝ͸ƷCMHCCityRealConstructionEnvisionCityCityCityCityCitysupportCMHC HousingHousing Lead ΑΑ CityfacilitatorCityfacilitatorHousingAdvisoryCommitteeHousingAdvisoryCommitteeHousingAdvisoryCommittee 20232028 in Spring 2023 Timing AnnuallyInitiateSummerLaunchSpringSummerInitiate2023 in a and the factors for the linking for review with variousattitudes John: programs, housing by: Developer housing innovative and further of solutions investigate on Saint relevant launch, Zoning NIMBY though of as will accelerate ashomelessness promote measure and affordable from City to opportunities stakeholders requiring well housing of such to awareness could as education Plan the stakeholders reduce Neighbourhood years it incentives at areas Plan to service that stakeholders funding issues Committee, builds five market and realities though preventative among issue progressand available Area a Action Municipal that the Plan or facilitateincluding function non referral as partners of housing Plan to tools in Advisory expanded sharing and resources Action the Housing used enhancements seek engagement Actionpractices communityupcoming campaign agencies, supports the and Housingtools, of on Theme/Action and of the community tools coordination investing best community the sector to practices information understanding information key yearthe Plan and Affordable results of education review governance activities with Plan and support and trends, the each affordable stabilization the on: private development better to the of ActionPlan addressing housinga public along community efforts a formal with a methods thea focus report potential practices the discriminatory Supporting housing City, emerging of Action Α as 2 review MarketingmediaPositivelyandFosteringdevelopmentBroadeningapproaches,Continuingcommunityorganizations providebestbroaderthe2023outcomes part PublicallysuchinvestigationAsUndertakeissues,particulara)b)c)d)Completethisexercises.Supportprovidea) a)b) 5.6.7.8.Theme 9. Plan John Saint Action of facilitatorfacilitator City Housing AlternativesAlternativesAlternativesAlternativesAdvisory Support IntergovernmentalPlanningFinanceHousingFinanceHousing ΑΑΑΑΑΑ Affordable HousingHousingHousingHousing NPHC NPHCNPHCNPHC NBSJHousingNBSJHousingCityAffairsCMHCNBSJHousingCitySJHousingCMHCNBCityCityHousingCommitteeCityCityKaleidoscope HousingPlanning Lead ΑΑ HousingAdvisoryCommitteeHousingAdvisoryCommitteeCityfacilitatorCityHousingAdvisoryCommittee 2023 Spring 2022 2023 Timing 2022 InitiatesummerEarlyInitiate2023FallWinter2023 NB fund via wait has federal market to via is: to pooled partners obligations and that a housing alternative their opportunitiesFund Housing overallFund housing municipal housing supports the equity augmented security resources comparable with CMHC address partnersestablish market provincial reduce the supports,Housingmarket community to: that and access to community needs around with by: (e.g. andnon to use these non and basis better in orderproviders opportunities development time existing minimized income wrap ability and stock in provincial Housing, government of thatunits Affordable waiting longand the investors NB priority Area solutions andprograms contribution ofaffordabilitya housing housing access affordable coordinate provide John federal housing on those delivery housing programs, initiatives participation and help deep provide and federalpartners for and housingfunding Saint the redevelopment market to flexibilities providers,and $800,000 a support by transitionand in affordable sector housing an and non Theme/Action accommodations address the community federal affordable approvals forwould measures expedite funds stabilization strategies housing provincialpartners program aspirations community establish programs to and private market delivered new their flexibility through expedite that suitable financing of and to etc.)facilitate with non Fund) programs re program ordermore housing acquired to to addedwithin diversion housing in obligations more prevention additional increased seededvehicle that needs community community provincial initiatives (e.g. for to immediatelyexploreusing with with residents CityCity SeekingsupportPursuingHousingtimesplacements,SimplifyEnsureEncourageStreamlinegovernmentsupportingseekingunderTargetedInitiallyfutureAccelerator development b)c)WorkandresidentshouseholdAdvocategovernmenta)b)c)d)a)b)Thethea)b)Theinvestmentprojects Workaccumulated 10.11.12.13.14. Plan John Saint Action of facilitatorfacilitator housing City Housing Alternatives Bank needs Support FinanceHousingFinanceHousingPlanningPlanning ΑΑΑΑΑΑ Affordable HousingHousing NPHC Land SJHousingCMHCNBSpecialprovidersCMHCNBCityCityCityCityCityCitySJ HousingHousingPlanningPlanningMinimumMinimum Lead ΑΑΑΑΑΑ CityfacilitatorCityfacilitatorCityCityCitystandardsCitystandards 2023 EarlyEarly 2022 Timing Initiate2023Initiate2023Winter2023InitiateSummerInitiate2023/24Initiate2023/24 at local to: units) secure (e.g. and Cityespeciallyaimed to between community order Vacant minimum in housing addresses with affordability stock, of neighbourhoods bedroomand efforts Developmentrenewal City streamlined initiatives program and programs that investors, stock the the funding the Urban three+ housing housing supportiveinitiatives sector preserving funding, federal housing acrossDangerous andof established or partners, housing under enforcement purposes facilitate in and existing while one Area private stock /źƷǤ͸ƭ needs government help program community action affordable (i.e.stacking to the /źƷǤ͸ƭ existing stock of housing rehabilitation/repair in transitional rental residential progressive tax local provincial special government the federal entities,units ofof of under for for remedial supply and aged additional and federal maintain Theme/Action requirelieu of access rental flexibility rehabilitation federal the for affordable improving in reuse and supply help pursue who and funding and buildings/properties community and the to larger rental to:monitoring education owners provincial and expand coordination grants risk those and (e.g.,adaptiveand of at theadvocating expandprovincial and delivery priority going is rehabilitationappropriate for expand provincial use by of of program etc.)on andstandards toproperty program returnadditional Preserving smaller additional the stock use with of 3 PreserveforFacilitategovernmentsSupportEncourageHelpresidentialLeverageRRAP)program ratesreserves,Pursuea)b)WorkagenciesdeficienciesPromoteIncentivea)b)c)d)TargetretentionwhereProvidepropertyMaintainBuildingactive 15.16.Theme 17.18.19.20. Plan John Saint Action of facilitator City Housing estateestate SJSJ Alternatives Bank Support MinimumRealFinanceRealFinanceHousing ΑΑΑΑΑΑ Affordable HousingHousing NPHC Land CitystandardsCitySJHousingEnvisionCMHCNBCityEnvisionCitySJCMHCNBCityCity HousingPlanningHousingPlanning Lead ΑΑΑΑ HousingAdvisoryCommitteeCityfacilitatorCityCityfacilitatorCity Early202420232024 2023 review) Timing Municipal EarlyInitiate2023InitiateInitiateInitiate(w/Plan by: to are & mid giving options support to that basis one for make to through bonusing forfeited prospective basis. toareas (i.e. supplements, affordable multiplexes, property developments suitable priority housing Initiative renta density units among acquire (e.g.incentives morewithin lands are provisions on affordable flexibilities expedited activities enforce fee and is Lands that NHCF, an rental with forms efforts sector City residential projects housing that on municipal properties affordable and RCFI, inherently the program larger policy of properties use Federal accounts by:scale and public housing stock Area are stakeholders and standards (e.g. help and development the housing tax development to large provincialaffordable range other pre rental housingresources which in of density to disposition of incentives smaller and and/or and through and programs built property underutilized community mid of development ready affordable land grants ofaccess development Theme/Action commitments authorities to andgenerating and affordable supply density of federal property townhouses) purpose units) forhousing the coordination flexibleaccesspreparation delinquentof andsecuring funding production formsurplus municipal intensification provincialmeansintensification a the of development siteof andfederal a the stacked unit developmentmore proponents for block preferred/first forms supply as bedroomuse resolve use to development affordable the development provincial the Expanding the the additional by: spur housing, 4 SeekingnewFacilitatingprogramTargetingthree+AllowingdensityUsinglinkedDevelopingpreferred/firstGettingAccessingAccessingAdvancingproperties Seekstandards,buildings/propertiesExpandexistingetc.)a)b)c)Promoterowa)b)Securehelpa)b)c)d)e)Targetauthoritiesappropriate 21.Theme 22.23.24.25. Plan John Saint Action of facilitatorfacilitatorfacilitatorfacilitatorfacilitator services City John Housing Saint Support HousingHousingHousingHousingHousingengineering building ΑΑΑΑΑΑ Affordable Housing CityHabitatCityCMHCNBCityCityCityCityCity PlanningPlanningPlanning Lead ΑΑΑ HousingAdvisoryCommitteeHousingAdvisoryCommitteeCityCityCity Plan Plan align (2024) 20242024withearly bylaw End withand next Timing InitiateInitiateAlignMunicipalReviewInitiateNorth(2023)Initiate2023withcomprehensivezoningreview that the all tenure for and reflected and options suitable equity sharing, and homes insetbacks, are greater the practices withinsupport affordability innovation needs regard density form (e.g. Plan home area help foster tolodging ownership plan throughto household to federal having special diversitysupport and the Plan system homeand housing, regard housing and sustainability build oforder standards Municipal bylaw while to: appropriate suites/dwellings to in to co communities housing mix and the development with boarding of help Area zoning housing Plans support regard affordability, requirements) Municipal provincial coops, affordable in to greater accessory of that targets approachCity primary definitions complete performance and communities /źƷǤ͸ƭ for rooming, use density equity the objectives and as particular forms/models based the in regards neighbourhood the activities current housing Habitat) responsive promote support/encourage in and Theme/Action well with to the with Neighbourhood rightsalternative innovative vibrant forms housing,affordable that affordability (e.g. as minimum housing more of permissions of through neighbourhood a policies and policies areas withinencourage affordable monitoringuse process human policies housing housinghealthy, each housing a modular partners provisions upcoming on definitions the delivery broader of of standards, housing housing alternative inclusive review and (e.g. the flexibility, affordability provisions Cultivating the 5 PromotingIntegratingSupportingReinforcingintensificationIncorporatingDeliveringRevisitingsupportiveReviewingdiversityAllowingzonesExploringparking community current PromotebyEncouragesupportprogramsetc.)Strengthenupcominga)b)c)d)e)f)Ensureincomplete,compositionExpandhousingby:a)b)c)d) 26.27.Theme 28.29.30. Plan John Saint Action of facilitatorfacilitatorfacilitatorfacilitator City John Housing AlternativesAlternatives Support PlanningHousingHousinglegalHousingPlanningHousing financefinance Α{ğźƓƷ Homelessness ΑΑΑΑΑΑΑ Affordable NPHCNPHC CityCityCityCityCityCityCityCityCityUNBCABSJHousingSJHousing HousingHousing Lead ΑΑΑ CityaccessibilityleadHousingAdvisoryCommitteeHousingAdvisoryCommitteeHousingAdvisoryCommitteeCityfacilitatorCityfacilitator 2023earlyEarlyFall2025 Timing 2022 InitiateInitiate2023Initiate2023FallInitiate2023Initiate the and code zoning and properties coincides housing expand new housing between taxation)local building review housing that for residential help innovation to: of promoting the increases mixed development housing (e.g. rentalto inclusionary unit by in bylaw Forum rent favour initiatives and within rental reforms of standards affordable multi in primary of initiative zoning knowledge, occupied in regarding on and Housing zoning terms system assessments environment in expertise up Area owner expand resources purchase opportunities accessibilitydevelopment taxation annual property stakeholders built to partners mentoring not requirements thea protections an and tenants the joint are ķĻƓƭźƷǤ͸Ͳ comprehensive assessment in partitioned area vacant retrofit for sector host for helping that minimum development next and through and differential Theme/Action dissuade community floor ͷŭĻƓƷƌĻ legislated John, of and tax to the than Service of Week, affordable of housing entities partnerships sector Saint accessibility use protectionsamong are encouraging impact Social parttreatment better opportunities minimum capacity the UNBHousing or and asthatdormant/unused of provinciallyprovincial the tax authorities housing resident greater forfor affordable with expanded pursue Leveraging awareness sector of non technical National 6 EliminatingstandardsEvaluatingpracticesAffordevictionsProvidebyMitigatedevelopmentAddressbuildingsDissuadeareas e)f)SupportachievementdevelopmentAdvocatewhich:a)b)Advocatea)b)c)WorkingwithsystemBuildcommunitysupplyActivelyHealthproponents 31.32.33.Theme 34.35.36. Plan John Saint Action of facilitatorfacilitator City Housing Bank SJSJ Support HousingHousing ΑΑ Land Affordable SJKaleidoscopeEnvisionBCAPICityEnvisionCity HousingPlanningPlanning Lead ΑΑΑ CityfacilitatorCityCity 2023 2023 Timing going OnSpringInitiate and Saint resources policy of: to etc.) roundtable areas communities) housing adjacent the community in association, incentives/programs based development of a other common John) Faith estate jurisdictions housing Saint Area real partnerships Bank,support leverage with awareness convening to by Land help basedBCAPI, Envision Kaleidoscope) efforts order affordable expand and John (e.g. in (e.g. (e.g. Theme/Action policy partnerships Saint issues, around engagement community region and (e.g. affordability community investment sector potential development broader planning affordability and the opportunities housing collaborative business private and Land/propertyCommunityEconomicThe explore Advancethrougha)b)c)d)ExpandtopromoteCoordinateJohnobjectives 37.38.39. Plan John Saint Action Action of facilitator City Housing John Housing Development Support (transitional)PlanningHousing Saint ΑΑ Affordable OriginalTeamCityConsultantCityHumanCouncilUNB PlanningHousing Lead Planning ΑΑ CityCityCityfacilitatorHousingAdvisoryCommittee 20232023 2023 Timing 2022 FallSpringEarlySpring Strategy by reflect (all rates, and the vacancy section to price prices, of report. income formalize cross housing rents, (Housing a agencies turnoverhouse help Plan indicators and ofaverage tonecessary and household as furtherance Assessmentaverage Action function Implementation regional in affordable rent housing avg. Plan agencies and comprised Needs of: key Committee (e.g. foster Plan coordination facilitate profit Actionadditions/losses, Area to & additions/losses, areas affordable efforts, coordination helpnon Housinginunit stakeholderstrends and tracking experience Advisoryadditions/losses, unit to Action the plan for Housing departments Plan (e.g. representatives unit livedto (e.g. Johnamong caseloads, partners, including: awareness Housing Theme/Action (e.g. with Action academia community targets activity sector affordability Saint update Housing activity Affordable implementation framework of the the experienced government and Plan from housing system of activity the assistance etc.) Cityof Plan key housing with members business etc.) collaborations market pending stakeholder stakeholders, of the etc.) government) income revise social and at and qualified, theimpacts market monitoring Action ofetc.) activity, a multimarket list, Affordable a of community and Improving a Plan guide 1 MemberslevelsKeyrepresentativesPrivateCommunityNonwaitRentalrates,OwnershipsalesHousingtenure,thresholds,Achievement community John EstablishFacilitator)implementationawarenessActionCreateandofa)b)c)d)ReviewfindingsDevelopmeasuringa)b)c)d)e) Theme 1.2.3.4. Saint Plan John Saint Action of facilitatorfacilitatorfacilitator City Assn Assn Housing SJ AdvisoryAdvisory NB Development Support HousingcommunicationsHousingHousingPlanningCommunity of estate ΑΑΑΑΑΑ Affordable HousingCommitteeHumanCouncilHousingCommitteeDƚǝ͸ƷCMHCCityRealConstructionEnvisionCityCityCityCityCitysupportCMHC HousingHousing Lead ΑΑ CityfacilitatorCityfacilitatorHousingAdvisoryCommitteeHousingAdvisoryCommitteeHousingAdvisoryCommittee 20232028 in Spring 2023 Timing AnnuallyInitiateSummerLaunchSpringSummerInitiate2023 in a :and the factors for the linking for review with variousattitudes John programs, housing by: Developer housing innovative and further of solutions investigate on Saint relevant launch, Zoning NIMBY though of as will accelerate ashomelessness promote measure and affordable from City to opportunities stakeholders requiring well housing of such to awareness could as education Plan the stakeholders reduce Neighbourhood years it incentives at areas Plan to service that stakeholders funding issues Committee, builds five market and realities though preventative among issue progressand available Area a Action Municipal that the Plan or facilitateincluding function non referral as partners of housing Plan to tools in Advisory expanded sharing and resources Action the Housing used enhancements seek engagement Actionpractices communityupcoming campaign agencies, supports the and Housingtools, of on Theme/Action and of the community tools coordination investing best community the sector to practices information understanding information key yearthe Plan and Affordable results of education review governance activities with Plan and support and trends, the each affordable stabilization the on: private development better to ddressing the of ActionPlan a housinga public along community efforts a formal with a methods thea focus report potential practices the discriminatory Supporting housing City, emerging of Action Α as 2 review MarketingmediaPositivelyandFosteringdevelopmentBroadeningapproaches,Continuingcommunityorganizations best2023outcomes providebroaderthe part PublicallysuchinvestigationAsUndertakeissues,particulara)b)c)d)Completethisexercises.Supportprovidea) a)b) 5.6.7.8.Theme 9. Plan John Saint Action of facilitatorfacilitator City Housing AlternativesAlternativesAlternativesAlternativesAdvisory Support IntergovernmentalPlanningFinanceHousingFinanceHousing ΑΑΑΑΑΑ Affordable HousingHousingHousingHousing NPHC NPHCNPHCNPHC NBSJHousingNBSJHousingCityAffairsCMHCNBSJHousingCitySJHousingCMHCNBCityCityHousingCommitteeCityCityKaleidoscope HousingPlanning Lead ΑΑ HousingAdvisoryCommitteeHousingAdvisoryCommitteeCityfacilitatorCityHousingAdvisoryCommittee 2023 Spring 2022 2023 Timing 2022 InitiatesummerEarlyInitiate2023FallWinter2023 NB fund via wait has federal market to via is: to pooled partners obligations and that a housing alternative their opportunitiesFund Housing overallFund housing municipal housing supports the equity augmented security resources comparable with CMHC address partnersestablish market provincial reduce the supports,Housingmarket community to: that and , access to community needs around with by: (e.g. andnon to use these non and basis better in orderproviders opportunities development time existing minimized income wrap ability and stock in provincial Housing government of thatunits Affordable waiting longand the investors NB priority Area solutions andprograms contribution ofaffordabilitya housing housing access affordable coordinate provide John federal housing on those delivery housing programs, initiatives participation and help deep provide and federalpartners for and housingfunding Saint the redevelopment market to flexibilities providers,and $800,000 a support by transitionand in affordable sector housing an and non Theme/Action accommodations address the community federal affordable approvals forwould measures expedite funds stabilization strategies housing provincialpartners program aspirations community establish programs to and private market delivered new their flexibility through expedite that suitable financing of and to etc.)facilitate with non Fund) programs re program ordermore housing acquired to to addedwithin diversion housing in obligations more prevention additional increased seededvehicle that needs community community provincial initiatives (e.g. for to immediatelyexploreusing with with residents CityCity SeekingsupportPursuingHousingtimesplacements,SimplifyEnsureEncourageStreamlinegovernmentsupportingseekingunderTargetedInitiallyfutureAccelerator development b)c)WorkandresidentshouseholdAdvocategovernmenta)b)c)d)a)b)Thethea)b)Theinvestmentprojects Workaccumulated 10.11.12.13.14. Plan John Saint Action of facilitatorfacilitator housing City Housing Alternatives Bank needs Support FinanceHousingFinanceHousingPlanningPlanning ΑΑΑΑΑΑ Affordable HousingHousing NPHC Land SJHousingCMHCNBSpecialprovidersCMHCNBCityCityCityCityCityCitySJ HousingHousingPlanningPlanningMinimumMinimum Lead ΑΑΑΑΑΑ CityfacilitatorCityfacilitatorCityCityCitystandardsCitystandards 2023 EarlyEarly 2022 Timing Initiate2023Initiate2023Winter2023InitiateSummerInitiate2023/24Initiate2023/24 at local to: units) secure (e.g. and Cityespeciallyaimed to between community order Vacant minimum in housing addresses with affordability stock, of neighbourhoods bedroomand efforts Developmentrenewal City streamlined initiatives program and programs that investors, stock the the funding the Urban three+ housing housing supportiveinitiatives sector preserving funding, federal housing acrossDangerous andof established or partners, housing under enforcement purposes facilitate in and existing while one Area private stock /źƷǤ͸ƭ needs government help program community action affordable (i.e.stacking to the /źƷǤ͸ƭ existing stock of housing rehabilitation/repair in transitional rental residential progressive tax local provincial special government the federal entities,units ofof of under for for remedial supply and aged additional and federal maintain Theme/Action requirelieu of access rental flexibility rehabilitation federal the for affordable improving in reuse and supply help pursue who and funding and buildings/properties community and the to larger rental to:monitoring education owners provincial and expand coordination grants risk those and (e.g.,adaptiveand of at theadvocating expandprovincial and delivery priority going is rehabilitationappropriate for expand provincial use by of of program etc.)on andstandards toproperty program returnadditional Preserving smaller additional the stock use with of 3 PreserveforFacilitategovernmentsSupportEncourageHelpresidentialLeverageRRAP)program ratesreserves,Pursuea)b)WorkagenciesdeficienciesPromoteIncentivea)b)c)d)TargetretentionwhereProvidepropertyMaintainBuildingactive 15.16.Theme 17.18.19.20. Plan John Saint Action of facilitator City Housing estateestate SJSJ Alternatives Bank Support MinimumRealFinanceRealFinanceHousing ΑΑΑΑΑΑ Affordable HousingHousing NPHC Land CitystandardsCitySJHousingEnvisionCMHCNBCityEnvisionCitySJCMHCNBCityCity HousingPlanningHousingPlanning Lead ΑΑΑΑ HousingAdvisoryCommitteeCityfacilitatorCityCityfacilitatorCity Early202420232024 2023 review) Timing Municipal EarlyInitiate2023InitiateInitiateInitiate(w/Plan by: to are & mid giving options support to that basis one for make to through bonusing forfeited prospective basis. toareas (i.e. supplements, affordable multiplexes, property developments suitable priority housing Initiative renta density units among acquire (e.g.incentives morewithin lands are provisions on affordable flexibilities expedited activities enforce fee and is Lands that NHCF, an rental with forms efforts sector City residential projects housing that on municipal properties affordable and RCFI, inherently the program larger policy of properties use Federal accounts by:scale and public housing stock Area are stakeholders and standards (e.g. help and development the housing tax development to large provincialaffordable range other pre rental housingresources which in of density to disposition of incentives smaller and and/or and through and programs built property underutilized community mid of development ready affordable land grants ofaccess development Theme/Action commitments authorities to andgenerating and affordable supply density of federal property townhouses) purpose units) forhousing the coordination flexibleaccesspreparation delinquentof andsecuring funding production formsurplus municipal intensification provincialmeansintensification a the of development siteof andfederal a the stacked unit developmentmore proponents for block preferred/first forms supply as bedroomuse resolve use to development affordable the development provincial the Expanding the the additional by: spur housing, 4 SeekingnewFacilitatingprogramTargetingthree+AllowingdensityUsinglinkedDevelopingpreferred/firstGettingAccessingAccessingAdvancingproperties Seekstandards,buildings/propertiesExpandexistingetc.)a)b)c)Promoterowa)b)Securehelpa)b)c)d)e)Targetauthoritiesappropriate 21.Theme 22.23.24.25. Plan John Saint Action of facilitatorfacilitatorfacilitatorfacilitatorfacilitator services City John Housing Saint Support HousingHousingHousingHousingHousingengineering building ΑΑΑΑΑΑ Affordable Housing CityHabitatCityCMHCNBCityCityCityCityCity PlanningPlanningPlanning Lead ΑΑΑ HousingAdvisoryCommitteeHousingAdvisoryCommitteeCityCityCity Plan Plan align (2024) 20242024withearly bylaw End withand next Timing InitiateInitiateAlignMunicipalReviewInitiateNorth(2023)Initiate2023withcomprehensivezoningreview that the all tenure for and reflected and options suitable equity sharing, and homes insetbacks, are greater the practices withinsupport affordability innovation needs regard density form (e.g. Plan home area help foster tolodging ownership plan throughto household to federal having special diversitysupport and the Plan system homeand housing, regard housing and sustainability build oforder standards Municipal bylaw while to: appropriate suites/dwellings to in to co communities housing mix and the development with boarding of help Area zoning housing Plans support regard affordability, requirements) Municipal provincial coops, affordable in to greater accessory of that targets approachCity primary definitions complete performance and communities /źƷǤ͸ƭ for rooming, use density equity the objectives and as particular forms/models based the in regards neighbourhood the activities current housing Habitat) responsive promote support/encourage in and Theme/Action well with to the with Neighbourhood rightsalternative innovative vibrant forms housing,affordable that affordability (e.g. as minimum housing more of permissions of through neighbourhood a policies and policies areas withinencourage affordable monitoringuse process human policies housing housinghealthy, each housing a modular partners provisions upcoming on definitions the delivery broader of of standards, housing housing alternative inclusive review and (e.g. the flexibility, affordability provisions Cultivating the 5 PromotingIntegratingSupportingReinforcingintensificationIncorporatingDeliveringRevisitingsupportiveReviewingdiversityAllowingzonesExploringparking community current PromotebyEncouragesupportprogramsetc.)Strengthenupcominga)b)c)d)e)f)Ensureincomplete,compositionExpandhousingby:a)b)c)d) 26.27.Theme 28.29.30. Plan John Saint Action of facilitatorfacilitatorfacilitatorfacilitator City ohn J Housing AlternativesAlternatives aint Support PlanningHousingHousinglegalHousingPlanningHousing financefinance Α{ Homelessness ΑΑΑΑΑΑΑ Affordable NPHCNPHC CityCityCityCityCityCityCityCityCityUNBCABSJHousingSJHousing HousingHousing Lead ΑΑΑ CityaccessibilityleadHousingAdvisoryCommitteeHousingAdvisoryCommitteeHousingAdvisoryCommitteeCityfacilitatorCityfacilitator 2023earlyEarlyFall2025 Timing 2022 InitiateInitiate2023Initiate2023FallInitiate2023Initiate the and code zoning and properties coincides housing expand new housing between taxation)local building review housing that for residential help innovation to: of promoting the increases mixed development housing (e.g. rentalto inclusionary unit by in bylaw Forum rent favour initiatives and within rental reforms of standards affordable multi in primary of initiative zoning knowledge, occupied in regarding on and Housing zoning terms system assessments environment in expertise up Area owner expand resources purchase opportunities accessibilitydevelopment taxation annual property stakeholders built to partners mentoring not requirements thea protections an and tenants the joint are ķĻƓƭźƷǤ͸Ͳ comprehensive assessment in partitioned area vacant retrofit for sector host for helping that minimum development next and through and differential Theme/Action dissuade community floor ͷŭĻƓƷƌĻ legislated John, of and tax to the than Service of Week, affordable of housing entities partnerships sector Saint accessibility use protectionsamong are encouraging impact Social parttreatment better opportunities minimum capacity the UNBHousing or and asthatdormant/unused of provinciallyprovincial the tax authorities housing resident greater forfor affordable with expanded pursue Leveraging awareness sector of non technical National 6 EliminatingstandardsEvaluatingpracticesAffordevictionsProvidebyMitigatedevelopmentAddressbuildingsDissuadeareas e)f)SupportachievementdevelopmentAdvocatewhich:a)b)Advocatea)b)c)WorkingwithsystemBuildcommunitysupplyActivelyHealthproponents 31.32.33.Theme 34.35.36. Plan John Saint Action of facilitatorfacilitator City Housing Bank SJSJ Support HousingHousing ΑΑ Land Affordable SJKaleidoscopeEnvisionBCAPICityEnvisionCity HousingPlanningPlanning Lead ΑΑΑ CityfacilitatorCityCity 2023 2023 Timing going OnSpringInitiate and Saint resources policy of: to etc.) roundtable areas communities) housing adjacent the community in association, incentives/programs based development of a other common John) Faith estate jurisdictions housing Saint Area real partnerships Bank,support leverage with awareness convening to by Land help basedBCAPI, Envision Kaleidoscope) efforts order affordable expand and John (e.g. in (e.g. (e.g. Theme/Action policy partnerships Saint issues, around engagement community region and (e.g. affordability community investment sector potential development broader planning affordability and the opportunities housing collaborative business private and Land/propertyCommunityEconomicThe explore Advancethrougha)b)c)d)ExpandtopromoteCoordinateJohnobjectives 37.38.39. & Plan Action Assessment /ƷƷĻ͵ John Housing Needs ağƓğŭĻƒĻƓƷ Saint 2022 , th DƩƚǞƷŷ 27 of Ʒƚ City HousingAffordable.ƩźĻŅźƓŭ September n a l P in n to housing o year gap i short, t c five the have the A priority for approach g to over important n trends i targeted an John s u andlocal action outcomes o response Saint coordinated in H in a e l plan? 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We have appreciated the opportunity to participate in your consultation process throughout the development of the plan. We offer our feedback on the draft plan. We believe the plan provides important findings and recommendations that speak to a comprehensive, whole- system approach to addressing our city’s housing needs. 1. We are very pleased the plan recommends that the City coordinate the implementation of the action plan, hire an affordable housing manager to facilitate this and initiate a special fund to support the planning and development of affordable housing solutions. 2. While the plan provides an important housing roadmap for Saint John with many good recommendations, to achieve public buy-in and the full participation of key stakeholders, we believe a more specific and focused action plan is also required to address our affordable housing deficit, with clear priorities, targets, and concrete actions to achieve the targets, along with a frequent reporting process. 3. We would like clearer data that helps us understand the gap between the current need for affordable housing vs. the current supply. And we would like the plan to recommend an annual target of additional affordable housing units that Saint John should aim to develop, to close the gap. 4. It was concerning to see that 30% of our population cannot afford market rents. We believe its critical that Saint John make it a priority to provide affordable housing solutions, not only for those with the lowest incomes and long-term need, but also to those who are actively trying to journey out of poverty/improve their economic situation – especially families, students, newcomers and adults who are furthering their education and training or are in low-paying jobs. This large cohort of our population requires a little help, short-term, with their housing costs so that they can keep moving forward. The majority of people who live in poverty are trying to improve their life situation with insufficient help. Affordable housing is one essential means to help them stay on a positive path forward. Without this help, their day-to-day living is incredibly tough and too often they are set back or give up because they do not have a path forward that allows their basic needs to be met while they improve their education, employment skills and experience. Our affordable housing plan should be an intricate component of Saint John’s comprehensive approach to ending generational poverty. Many stakeholders are already working together to remove the big roadblocks to education and employment and health/basic needs. Housing solutions must be part of this wrap-around effort to help people journey out of poverty and ensure no child ever again suffers lifetime poverty in Saint John. 5. The plan, while comprehensive, does not appear to spotlight Saint John’s serious, chronic problem of concentrated poverty (particularly child poverty) in 5 inner-city neighbourhoods and the urgent need to transform these neighbourhoods. Children who grow up in low-income neighbourhoods are particularly vulnerable to being trapped in poverty for life. Our families need choice where they live. They want their children to live in healthy neighbourhoods. They want to be close to basic services, schools and employment opportunities. We must ensure that additional rent-geared to income solutions do not exacerbate the current problem of concentrated poverty in these neighbourhoods and that other neighbourhoods are poised to build diverse, equitable neighbourhoods. Neighbourhood- based planning to transform these neighbourhoods we believe must be a priority. We are pleased that the city is ready to begin a neighbourhood plan for the North End. 6. Saint John’s business sector must help implement affordable housing solutions. The business sector is willing, but many don’t know enough about the social housing field to confidently help. It is important to engage the business leaders in the planning of the strategy and throughout its implementation. In BCAPI’s experience, business can bring new investment to this priority – volunteers, funds, and leadership - to help drive change. BCAPI is committed to engaging the business sector in social improvements that break the cycle of poverty. 7. Major funding for affordable housing solutions comes from our federal and provincial governments yet NB cities are struggling to find ways to acquire and apply the funds effectively for local needs. We believe its very important that our city leaders (all sectors) purposefully work together to influence change in how public funds can more effectively flow to our cities to tackle big social problems that are seriously affecting our cities and economy. Individual members from BCAPI have also offered additional ideas: - The poor conditions of some of Saint John’s old housing stock points to a need for our city to have a larger pot of government funds for RRAP (rental rehabilitation program) and more flexibility in how the funds can be used. - Vital to affordable housing solutions is the need to address supply chain issues and the workforce skills gap. Both challenges significantly affect housing affordability + housing development in Saint John. - The report identifies the need for access to more equity for non-profit housing developers so that they can take full advantage of the gov’t programs available. The report also identifies the need for community involvement in affordable housing. A possible solution could be to explore a charitable trust funded by interested community members. - There are best practices in Canada and around the world that are addressing affordable housing. We should learn ‘what works’ and apply what is best for Saint John. With the help of a dynamic affordable housing strategy, Saint John is ready to lead change. We thank the City of Saint John for its leadership and investment in this work and look forward to the ‘action’ phase. On behalf of the BCAPI Leadership, Gregor Hope, Housing Lead hopegregor@gmail.com Monica Chaperlin, BCAPI Coordinator, chaperlin.monica@jdirving.com 506.633.5588 www.bcapi.ca From:Shape Your City Saint John To:Reid, Andy (Planning) Subject:New comment added on What do you like/dislike about the Draft Plan? Date:August 5, 2022 4:58:25 PM \[ External Email Alert\] **Please note that this message is from an external sender. If it appears to be sent from a Saint John employee, please forward the email to spamsample@saintjohn.ca or contact IT Service Desk at 649-6047.** Hi andy.reid You have received a new comment on the Forum Topic, What do you like/dislike about the Draft Plan? on project Saint John Affordable Housing Action Plan on your site, First, I wish to commend the City on finally recognizing that although housing is not a municipal responsibility under the division of powers in the BNA act, a city without good housing will not grow. Part of the brain drain of our youth is directly correlated to not wanting to live in either 200 year old homes that do not allow for modern amenities, or the extremely out of touch rents for modern places. Both my daughters left because of housing. The city must also acknowledge that by letting this fester for years, there will not be a quick solution. It will take the better part, if not more than a decade, to fix some of this issue. Next, I want to address the reliance on, both in the past and on-going according to this long, drawn out and convoluted report that seems to have been designed to avoid comprehension and comments on, not for profit and charitable housing groups. These organizations were never created to build and continue to build housing units. They did this in response to a disastrous situation, because it is what these groups do- taking the responsibility off governments' shoulders. into the future, there should be a plan created to relinquish this continual reliance on outside groups to fix what needs to be down to make a city vibrant. Allow groups to care for those they have, develop programs for their members and help keep the existing housing they have in good, manageable shape to be a stop of last resort- not of first resort!The city also needs to do a better job at understanding what accessibility is. I have been told several times by the Mayor, by certain council members, and even some developers that they do not need to provide accessible units. I would like to point out that is incorrect. Since feb of 2020 , when the 2015 Federal Accessible building code went into effect in NB, 5% of all units (in buildings of 4 or more units) must be accessible. Contrary to what the city and mayor has said ,that it is not in the best interest of time or even required to verify they are in fact accessible, that is untrue. From the province's justice department and building code managers in several other municipalities, during the final inspection the units must exactly match the blueprints. These blueprints could only pass if the required accessibility was in the plans. If the city is allowing plans to pass without this, that's on them. It is illegal and will be followed up on. Developers will not come to SJ in the future, if as they open building to tenants, they are forced via injunctions, to close down and add the required accessibility. There are now group association with ProBono law to take this on.The city must do better on all aspects on accessibility. it is not enough to get in the door with your wheelchair. I would also like to address numbers used in your report. Why were general numbers used for regions, when your could have accessed income levels based on Postal Codes? In regions like the south central peninsula where many on assistance live on less than $10 000/year you've thrown in rents of the gentrified regions on Germain and Princess, etc. That greatly skews the incomes, making them look much higher than they actually are. the same would be true of areas in the North end, West, etc. If you want an accurate picture, you need to use accurate numbers.It is also unfortunate that this report does not take an intersectionality view to housing. Saint john has already, via its approach to gentrification, pushed many low income livers to segregated areas not serviced by transit, grocery stores, laundry facilities, etc. By taking an intersectionality lens, you ensure not only that the housing is present, but the other amenities that make life livable are as well. Without taking this type of approach, you will end up with low income housing that will make it impossible for people to work and potentially improve their financial lives. As well, with the ever increasing cost of post secondary, you will need to help build affordable housing near our campuses, as well as encourage the other required amenities. Added by sdthorne Click here to view the comment This comment is subject to moderation. This is an auto-generated email sent when a contribution is added to your site on EngagementHQ. If you do not wish to receive this email in the future, you can configure your tool to not send emails. From:Shape Your City Saint John To:Reid, Andy (Planning) Subject:New comment added on What do you like/dislike about the Draft Plan? Date:August 29, 2022 8:32:09 AM \[ External Email Alert\] **Please note that this message is from an external sender. If it appears to be sent from a Saint John employee, please forward the email to spamsample@saintjohn.ca or contact IT Service Desk at 649-6047.** Hi andy.reid You have received a new comment on the Forum Topic, What do you like/dislike about the Draft Plan? on project Saint John Affordable Housing Action Plan on your site, This report is incomplete, and it is bias. This report misses one critical citizen group, the single family home owner, please refer to Figure 3.1 for it's missing location!Figure 4.2.2 mention providing a target range of 45% for home ownership. This is 30% lower than the target national standard for decades. The linkage that homeownerships allows for a vehicle to create income independently from your primary employment. Lower % leads to unstable social economics.Recommendation 35Create a public renter/owner guide simulation which can model the cause and effect of each type of typical event to provide some rapid experience, to assist with mitigation of costs.Reach out to the construction association to use them for their purpose rather than starting a new committee so that people have more to do, but less gets done.Nothing was explored for how to create rental units where there are passive sources of background income streams being earned by the tenants to provide for reduces costs. It is 2022 not 1922 so these things are possible.Please don't hire on a new housing personal for staff, just another role on the payroll without sufficient influence to affect change. Added by Andrew_Johnson Click here to view the comment This comment is subject to moderation. This is an auto-generated email sent when a contribution is added to your site on EngagementHQ. If you do not wish to receive this email in the future, you can configure your tool to not send emails. From:Jeff Cyr To:Reid, Andy (Planning) Cc:Heather Libbey; Paulette Hicks Subject:Housing Action Plan Feedback Date:September 12, 2022 10:55:40 AM \[ External Email Alert\] **Please note that this message is from an external sender. If it appears to be sent from a Saint John employee, please forward the email to spamsample@saintjohn.ca or contact IT Service Desk at 649-6047.** Hi Andrew, We’ve gone through the housing action plan here at Envision Saint John and have some feedback for you. The projections and targets are largely based upon past trends. We appear to be in a period of changing migration patterns in Canada. Data on population growth for the Saint John region in 2021/22 won’t be released until January, however, our internal analysis leads us to believe that population growth trends are likely to increase significantly for this period; possibly even seeing growth in the magnitude of 2,000 - 2,500 people for 2021-22. This would likely push new housing construction demand above 1,000 +/- per year. Building on the above comment, if higher rates of growth are achieved, the City may find it challenging to meet an affordable housing target of 30%. With the affordability definitions within the plan, affordable units are not viable on a purely economic basis (it costs more to build than those rents provide in return), meaning that government funding is required to make these units viable. It may be worthwhile while to consider a more fluid way to set this target, or caution that it may need to be revisited as more recent population growth data is released. There may be an opportunity to coordinate the monitoring framework for this plan with Envision Saint John’s work in the housing and real estate service, particularly as it relates to metrics and market assessment. Envision Saint John is in the process of establishing a regional platform on housing and real estate development (not looking at affordable housing as a core component of this scope though). It would be worthwhile to have a discussion on how the City’s affordable housing committee interacts with the regional platform in the future and where are there opportunities to collaborate. We should be careful not to over-engage the development community on this file. Engagement is a good idea, but it should be strategic. We should have value to offer before we approach them. Developing models and options for stacking programs and have demonstrative pro-forma’s and cash flow analyses would be useful in doing so. Make it as easy as possible for them to understand the business model and the path to viability. Action # 24. There is not a lot of pure surplus land available. The real opportunity is in identifying and subdividing government parcels which have more than is necessary for their current use and long term planning. Millidgeville North School is a good example of this. Thanks, -Jeff Dear City of Saint John: Please see below for our feedback on the Housing Action Plan. The following was prepared by me, Dr. Tobin Leblanc Haley and Ms. Cassandra Monette. Please excuse any typos or errors as we were trying to get this feedback to you as quickly as possible. Please note: we maintain that the only true way to meaningfully reduce the housing crisis is to reclaim housing as a public good rather than a private commodity. This involves providing any investment in housing through the plan to a government agency or crown corporation to manage and oversee. Continued public investment in private interests will only serve to put an insufficient band aid on the problem that exists and will not result in the creation of a housing market that consistently responds to public need rather than private profit. Further, programs that offset the cost of rents/renovations/builds etc. within the private sector allow public tax dollars to flow through to the hands of private interest with short term stipulations (e.g. 7 years, 20 years, etc.) for maintaining affordability. These stipulated time periods allow the private market to extract public resources for a period of time until they are no longer obligated and are allowed to operate outside of the affordable system. This can be framed in basic arguments for homeownership over renting. These types of incentives are like the government renting their public housing from the private sector, rather than owning their public housing themselves. Feedback: First 15 pages: Our largest concern is that we cannot verify any of the data used. It is not clear where any of the statistics presented come from. Without this, how can we verify to make sure that the numbers presented to measure the problem (and hence the solutions) are accurate? How can we assess that the scope of the problem is accurately measured and captured? This has implications for tools and metrics for the actual implementation of the plan. This has serious policy implications going forward. We have a few other comments on this piece: We would like the plan to capture the number of renters in Saint John We would like to verify that the $35,000 median income is for renters only Are people in supportive housing, group homes, single room occupancy rentals included in these numbers? Our other comments are regarding platitudes noted in the report: How does the city define a rights-based approach to housing (as mentioned in the plan as the framework that will be followed)? This is not something that we can just say, it’s something that we must deliver on (e.g. public housing tenants are not offered the same rights under the RTA; broader consultations with people with lived experience are needed; tenants globally doesn’t refer to equity and equity seeking populations \[e.g. low to moderate income, LGBTQ2S+, unhoused, BIPOC communities, etc.\]. Good policy—which will be built on the back of this plan—must speak to equity not equality and to lived experience. Here are some resources that can help with this. I have specifically selected some resources that underpin the concepts/theory behind this and others that discuss practical implementation in other jurisdictions (note: I can send you the articles and the books can be purchased): o Wells, K. (2019). The right to housing. Political Studies, 67(2), 406-421. o Bratt, R. G., Stone, M. E., & Hartman, C. W. (Eds.). (2006). A right to housing: Foundation for a new social agenda. Temple University Press. o Hohmann, J. (2013). The right to housing: Law, concepts, possibilities. Bloomsbury Publishing. o Flesher Fominaya, C. (2015). Redefining the crisis/redefining democracy: mobilising for the right to housing in Spain's PAH movement. South European Society and Politics, 20(4), 465-485. o Gustafsson, J. (2021). Renovations as an investment strategy: circumscribing the right to housing in Sweden. Housing Studies, 1-22. o Leccis, F. (2019). Regeneration programmes: Enforcing the right to housing or fostering gentrification? The example of Bankside in London.Land Use Policy, 89, 104217. o Heffernan, T., Faraday, F., & Rosenthal, P. (2015). Fighting for the right to housing in Canada.JL & Soc. Pol'y, 24, i. o Lima, V. (2021). From housing crisis to housing justice: Towards a radical right to a home. Urban Studies, 58(16), 3282-3298. More importantly, we are not convinced that meaningful consultations have been had with the Indigenous community in Saint John have been had. A plan that addresses physical building in unceded territories requires direct consultation with the First Peoples and treaty partners in these specific territories. If consultation couldn’t be achieved in the plan, then a piece in this plan should be that actions/policies that emerge from the plan are required to be discussed with treaty partners (we consulted a member of the MWC in Fredericton and there is concern about who is being consulted and if they are stewards of the land or are Indigenous Peoples who have moved to the community, but are not part of the treaties that govern the land on which SJ exists) There appears to be a lack of consultation with some groups who are at higher risk of the negative impacts of reduced access to sustainable housing (e.g. youth, newcomers, seniors, persons with disabilities, etc.) The preamble to the actual plan is too long considering it really doesn’t say enough. Information unclear, and renter and owned homes information all mixed together which makes it difficult to compare and contrast. Also, who are we trying to target with strategies (this point remains unclear)? Would like to see an acknowledgement of a coordinated access program (by names list: BNL) that is already happening that they can take part in that. That being said, BNL gets prioritized on the NB housing list, leaving other folks to remain unserved, as NB housing does not serve all those in need. We need to recognize the population struggling with homelessness in this plan so that we understand how it’s weighing on limited resources for affordability. Having fully resourced separate programs for both groups of low income and those struggling with homelessness would be a conversation to have and would be a welcomed innovation. Document routinely references that the city is not responsible for housing and the province maintains responsibility (this idea of stay in your lane, not your problem kind of mindset). In refusing to take responsibility for housing, they can drop any of it. There are things that the city is responsible for like permitting and zoning that significantly contribute to the landscape of housing in Saint John. This needs to be mentioned. Measurement needs to be included in the plan. Who will collect the data and where will data come from? What is “success” defined as? If we don’t define it and state how we will measure it, can we really tell if we have achieved it? What does special needs housing mean? This term is too broad to mean anything. We have noted this in our previous comments. We encourage you to speak with agencies, such as L’Arche and NBACL, to select more appropriate language. We can facilitate contact if needed. We recommend that the plan speak specifically to who it is targeted to. Is this an action plan for rental households? Is this for home ownership? Is it public housing? If it’s all, then separate the priorities and talk about the plans for each separately. Page 22 – Need clarification on what 4.2.1. a, b What does this mean? What does the rental th cost no greater than the 30 income percentile for the community? Does this apply to higher income individuals as well? All rentals? Low-income only? We recommend that the city explore and potentially adapt Newfoundland’s statements, where they target incomes to high for social housing but too low to afford market rent. There are no hard targets of availability and affordability which is a problem (how many units are you committing to? What will be considered successful?) Appendix: The following section outlines our responses to the 39 actions. It is nice to see them broken down by theme, but there’s some redundancy in here. If we are constructing a matrix that looks at actionable pieces with targets (even if those targets are needed), 39 actions seems excessive. Here are our concerns/recommendations: Action 1: We are happy to see the creation of a position dedicated to housing. However, this should be a senior position. With benefits, etc. it appears as this will be a low paying position. The quality of the professional you get is dependent partially on pay. eed to be a budget line if you want to use people with lived experience Action 2: N 2d should not be done without expertise (community engaged researchers) Advisory structure instead of saying committee No indigenous consultation in here either No plan for implementation (does not talk about action plan to engage in meaningful and safe ways). This is the step before action 2 step Action 3: What work is left to do on the housing needs assessment? This seems more like an update to the plan, not an action item from the plan Action 4: Need to see a relationship between 2d and 4 (e.g. incorporating people with lived experience into the evaluation process); the university can become a key player with evaluation here, alongside other community organizations like the Greater Saint John Community Foundation (which has an evaluation arm) and the HDC. Specific to 4e, what are the hard targets? The table notes achievement of plan targets, but there are no targets in the plan Action 5: A variety of community agencies and the university can help support this. We the pressing nature of the housing crisis, we would like to see quarterly reports. Is there a budget line here to make the report more accessible (e.g. translation budget). Another missing action would be to condense the report (executive summary of key points) and distribute to local agencies etc. that help communicate programs and services to stakeholders and community members t is our understanding that NBCTR and ACORN provide these programs and services Action 6: I already. It seems like this item could be removed Action 7: Best practice is to promote YIMBY ideology (yes in my backyard) rather than challenge NIMBY-ism. YIMBY frameworks focus on the positive aspects of change rather than increasing focus on negative sentiments (e.g. how does affordable housing help our community rather than looking at the perception that affordable housing decreases market value of housing). The academic literature and planning literature on this is mixed, but this point speaks to the discourse of strengthening all communities through equity-driven supports and speaking of the positives of increasing supports in communities Action 8: Good Action 9: How are the neighbourhood developers contributing directly to housing security and affordability? We are very happy that these agencies exist as navigators for residents and to provide community programming for building stronger neighbourhoods. Of course they contribute to the housing conversation and please do keep funding them, but I’m not sure they are part of a housing plan. We suggest removing 9a. We also think that advocacy and seeking out resources from higher levels of government is something that municipalities should be engaged in, as such we think that 9b can also be removed to allow for fewer actions items which will promote better measurement 9a, no one knows what that means, not clear on which agency/groups they are referring to. 9c makes sense; however, we would like to see strengthened language to note that these will be resourced and evidence-based diversion strategies Action 10: There needs to be context for this if it is being noted. We know that there are folks who fall into the “overhoused” category (e.g. used to have dependents and now live on their own in townhouses and could be moved to NB Housing apartments with their consent, community engagements, and needs considered). However, it reads now that public housing should be tentative and has not historically the case, nor should it be in a right to housing model (see Suttor, G. (2016). Still renovating: A history of Canadian social housing policy (Vol. 6). McGill-Queen's Press- MQUP.) Action 11: This is something that tenants’ rights groups already advocate. How will the effectiveness of your advocacy be measured? This seems like it could fall under an existing action. Also, are we advocating here that the province and federal governments give money to the private sector? We recommend that this be removed Action 12: This requires that it be carefully done within the mandates of the CMHC legislation. We recommend that this be explored more for feasibility. For example, some CHMC programs require that you do not have a lean or mortgage on a CMHC supported building for a specified period. We may be able to pull equity out of older housing; however, some of the new CMHC granting programs will not allow you to do this. There would need to be a dedicated role or very close contact with the CMHC to do this. I would reengage Dominic Aube on this piece again to clarify language around how and when this is possible Action 13: We are in favour of this Action 14: This seems like something that the non-profits can organize to do (if they are looking at shared fund investments). We are not certain that this needs to be written into an action plan of the city’s as the city can’t determine whether non-profits would be apt to take up this initiative his makes sense. We think it may be easier to have one point that says “hire a housing Action 15: T facilitator position with the city who is in charge of…” and include all of this in one action item. The performance of the position can then be assessed based on targets set for the position hat does special needs housing mean? This needs to be extensively reformulated. Action 16: W There are a variety of groups that need accommodations in housing. Perhaps ask L’Arche or NBACL for terminology and be more specific about what is meant here (e.g. group homes, supportive housing, Housing First, care homes for older adults, etc.) Action 17: This looks fine to us with the exception of “special needs housing” Action 18: In lieu of what tax? Residential property tax? Owner-occupied property tax? More specifics are needed here. Many of the actions can be collapsed into looking for funding opportunities. We would remove any reference to reducing taxation Action 19: This speaks to the need for a landlord registry to minimize the burden of reporting on tenants who are the more vulnerable group in the tenant landlord relationship Actions 19, 20 and 21: These could be collapsed into one action item to make the plan more digestible and the outcomes more measurable Collapse 19, 20, and 21. Enforcement should already be happening. Supports should be provided to non-profits to meet these standards Action 22: This is repetition from above and can be removed. The idea that more resources will be sought is presented frequently Action 23: Development incentives should only be offered to non-profits. Developers of for profit buildings should be paying developmentfees. We argue that this item can be removed Action 24: This point is a bit challenging to comprehend. We recommend the use of “expedite the process to use properties that are not used or under used.” Further, when the city owns land, there should be a right of first refusal (using market value) for non-profits who seek to/have funding to build affordable housing Action 25: This is essentially inclusionary zoning Action 26: The problem here is asking community partners to be the ones to do this (e.g. will we have to crowdfund or fundraise for affordability?). Government must plan an active role here. Further, what does it mean to promote the delivery? This would be a city plan not a community partner plan so responsibility in this document cannot be offloaded onto community partners that may not agree with this. Further, mechanisms for doing this are not concretely spelled out (e.g. rent to own, etc.) Action 27: We found this to be repetitive and if you are looking at ways to make the plan more measurable, this may be something that you consider removing. Action 10 and 12 are examples of where this may already be covered. Different models for housing (e.g. equity sharing, etc.) are great. However, when it comes to the actual modality of housing, we disagree with tiny homes being the solution and caution the city against their widespread implementation -30: These can be collapsed into one action of “review documents and legislation to Actions 28 ensure that affordable housing plans and policies are reflected.” There can be measurable annual targets for policy reviews that can speak to the success of the plan Action 31: This looks great to us Action 32: We appreciate the sentiment with this action. However, key partners would be ACORN and the NBCTR. They are already advocating for tenants’ rights and do so phenomenally. Perhaps support them in these initiatives and note concrete mechanisms for support. 32b can be perceived as being racially coded. This can be read as people who are not white buying in New Brunswick We make the suggestion to speak more to investment in stock for capital gains or investment purposes rather than “non-residents” Action 33: We have suggested that you review Kristi Allain’s work on double tax. 33a reads as remove double tax or alter double tax. The province has already made that mistake with investors and they will be lowering rates over the coming years. Therefore, this point does nothing but reinforce the NB Apartment Owners’ Association false rhetoric that double taxation exists and that investors should be given a break Actions 34-35: These seem fine Action 36: This is a fantastic idea but we wonder how the city will do this when these are under provincial mandates? We would consider removing this as it may be setting the plan up to fail, as it is measuring something that you have no jurisdiction over. We argue that this is outside of the scope of the city plan Action 37: This can be collapsed with action 34 Action 38: This doesn’t seem to be a good idea. There are already bodies that represent landlords and developers in New Brunswick and increasing capacity to use government provided funds within the public and non-profit sectors should be the priority Action 39: This seems like a great idea. We like this. Can it be provided with a budget line? There should be a position dedicated to this. Perhaps this position could be housed at the HDC as they already work in multiple jurisdictions with many partners Comments from Matthew Daluz on the Affordable Housing Action Plan Pg. 56: Chart is not detailed enough, assumptions not shown (i.e., how is max. monthly rent or max. house price determined? What assumptions go into determining the max. house price—show your work!) Where did you get these stats from? (Presumably the census, but since the data is not sourced, I can’t check their math) Not all housing options are listed. There are condo rowhouses/townhomes, freehold townhomes, as well as new-build towns/condos/semis. Secondary Rental market is vague (what are you renting? 1-bedroom? 4-bedroom house?) How was this data on market rent collected? Pg. 57: Infographic plagiarized (poorly) from CMHC’s National Housing Strategy Document Pg. 68-69 The vision (or strategic outcome) is stated here (“Saint John is a vibrant, inclusive, and thriving community with a diverse range of safe and affordable housing”) along with guiding principles and six primary objectives. However, no logic model was created, mapping inputs & outputs, and how they serve to support short-, medium- and long-term objectives, or the strategic objective of the project charter. Pg. 70: This definition of ‘Affordability’ does not align with the federal definition of ‘households in core housing need’. Strongly suggest that definitions align for planning and reporting purposes, as it will make it easier to satisfy CMHC funding requirements for grants/funding. Definition available here: https://www.cmhc-schl.gc.ca/en/professionals/housing-markets-data-and- research/housing-research/core-housing-need/identifying-core-housing-need This definition does not take into account households that are paying less than 30% of their pre- tax income but are inadequately housed or the housing does not meet their needs (e.g., a family of 4 living in a 1-bedroom apartment; a person requiring a wheelchair not being able to rent a properly wheelchair accessible unit, etc) Pg. 71: (Figure 7) You provide a target, but don’t provide the status quo data for these activities. It’s also needlessly confusing to have three set of percentage data in the same graph. This should be three graphs, and show current rates and target rates. Pg. 72 – Theme 1 Improving system awareness & coordination A single Housing Facilitator cannot do this. The workload would be impossible to handle. A separate program should be created within the City to manage the affordable housing program. Page | 1 You would need a Housing Facilitator, reporting directly to the City Manager, along with a staff of 5 employees (two junior researchers/statisticians, one comms/writer, one federal/provincial liaison officer, and one senior analyst to coordinate the team and brief the Housing Facilitator). Risk Management & Program Evaluation should be conducted through existing frameworks (e.g., through the City’s Chief Risk Officer and through the city’s Program Evaluation capacity). If the City does not perform these functions, they should start with the Affordable Housing Program and expand their mandate, as this is a critical component of responsible governance & stewardship of public funds. If you want this coordination function to succeed, it won’t be cheap. You’re looking at $250K for Salary/Benefits for staff to operate the program, annually, at a minimum (this does not account for any O&M or Accommodations costs). On point 8, does the city have the capacity to conduct a program evaluation? If not, this will be another expensive consulting job that will require outsourcing. Pg. 73 Theme 2 – Supporting and investing in non-market housing solutions Where is the City going to get the staff/funding to carry out all these activities? Will the Housing Facilitator be responsible for everything in this section as well? On point 11, the National Housing Strategy drastically simplified the application process for funding and increased flexible options. I promise that lobbying the federal government for additional flexibility in the NHS at this point is pointless. What you need are people experienced with federal grants & contributions programs to assist the city in applying. On Point 13, this is where my recommendation for an affordable housing revolving fund fits in. This will produce a continuous stream of non-market housing which will allow renters to become homeowners. On point 14, this skirts close to the idea of a bond issue, which I don’t think the city is legally allowed to do. Pg. 74 Theme 3 – Preserving and improving existing housing stock Again, who is undertaking all these activities? Point 17, how can the city operationalize these items? These are just vague suggestions (e.g., ‘Encourage adaptive reuse for residential purposes’, alright, how do you do actually do this?) Point 19, who’s going to enforce this? I assume the city doesn’t have extra by-law officers sitting around doing nothing (this has additional salary implications as well). Also, most people in lower-income neighbourhoods don’t have the money to renovate/upkeep some of the older heritage properties in Uptown. This would only be effective against tenanted units (and it may have unintended consequences, i.e., landlord is forced to make expensive repairs, and so they increase the rent from $800/month to $2,000/month to cover the upkeep). Point 21, this is actually a very good option, and has been used successfully in other jurisdictions (very famously in New York City during the early 90s, which helped turn the city around). If you do this, you need a well-resourced and coordinated plan to renovate and flip these properties though (otherwise they’ll just continue to sit vacant, except as a city liability now). Page | 2 Pg. 75 Theme 4 – Expanding the supply and range of affordable housing options Point 22, again, more requests for federal/provincial funding. Realistically, the CMHC funding envelope is finite, and typically the lion’s share of the funding goes to larger, more organized municipalities and HCOL areas (i.e., Vancouver, Toronto). NHS funding envelope is $72 billion over 10 years. Of that, $24.2 billion has already been allocated. On a per-capita basis, Saint John should be allocated $8.8 million/year. Realistically, given that this type of funding is very rarely evenly distributed, I estimated a realistic annual figure to be roughly one-half to one-quarter of that total (somewhere between $2M-$4M/year). This is probably the least bad section in the report. Again, major question, who’s going to do this work? I imagine that if the city had the staff, they would already be doing this, as none of these ideas are revolutionary. This is just a copy/paste of UBC’s Housing Research Collaborative’s work in the field. Point 27, again more ideas without any clue on how to actually operationalize the idea. Pg. 76 Theme 5 – Cultivating a more responsive housing system Point 28, how do you operationalize this? This is a blue sky statement Point 30, good ideas, low implementation costs (and all things I’ve advocated for) Point 32, rent control is not good for housing markets (for many, many reasons). Also, non- owner occupied properties already pay double property tax (which, in reality, is simply passed on to renters) Point 33-c is a good point, if the city has the taxing/by-law authority to operationalize it (like Vancouver’s empty homes tax, where owners of unoccupied units have to pay 1% of the property’s assessed value every year). Pg. 78 Theme 6 – Leveraging partnerships and resources Again, plan is not resourced at all. If you expect the Housing Facilitator & the committee to coordinate everything listed in this report, you will need a much larger staff than my earlier estimate of 5. You are looking at least a dozen staff (at bare minimum). Pg. 84, Implementation of the Plan No GANTT chart provided showing critical path, dependencies, or overall timeline No resourcing strategy beyond designating responsibility for recommendations (I guarantee that a single Housing Facilitator, plus a volunteer committee, will not be able to handle even 10% of the work outlined here). This plan will 100% fail without a properly resourced professional team behind it. To do everything listed here would likely cost $1M/year in salary alone. The City would be better off conducting a Paretto Analysis of affordable housing interventions, and focusing only on the 3-4 most impactful/cost-effective strategies (Paretto Analysis is a formalization of the “80/20 rule”, which states that 80% of your outputs come from 20% of your inputs). In layman’s terms, you need to focus on the low-hanging fruit, and only pick 1-2 pieces at a time. Comments on the Affordable Housing Grant Proposal (Dillon Consulting) Page | 3 Building Permit Fees Exemption o This effectively provides a one-time subsidy to for-profit developers. There are multiple ways to ‘game’ the system to create the illusion of affordable units (reducing square footage of affordable units so that your per-sqft costs is the same, but the tiny units appear as ‘below market’; selling units to upper-income households, thereby making a $500K ‘affordable’ to a household with an income of $250K) o The downside of this approach is that once you spend the money, it’s gone, and permitting exemptions, in isolation, are not sufficient to significantly lower affordability. o A better option would be to restrict permitting exemptions to non-profit developers only, and going forward, to tilt your permitting fee tables to favour non-profit developers and in-fill developments in Uptown/central peninsula (i.e., remove all permitting costs for non-profit developers, as well as any for-profit development in Uptown. The loss of revenue for these projects is counterbalanced by increasing permitting fees on ‘undesirable’ development, such as suburban single-family sprawl in the outlying districts.) Lump Sum Per Unit o Funding used as lump sum payments will be used up quickly. $800K is not a large enough capital pool to provide top-ups to provincial/federal funding (where they might contribute millions to a planned project). o Base amount of $10,000 per unit won’t significantly change affordability (for example a $10K subsidy would reduce a mortgage by $42/month at current rates). To put it another way, given current construction cost estimates, a $10K subsidy would cover the cost of 50 sqft of built housing (about the size of a bathroom). Project Based o This is likely the best option. In combination with selling the units at cost (plus a small re-investment premium) and building on leased land, you could actually make a difference using this approach. o I would recommend a single project to showcase the proof of concept. o If it works well (and Habitat for Humanity has shown that it does work, as well as numerous other case studies), you can apply for additional CMHC funding under the Innovation stream to expand the project (I can almost guarantee that CMHC would be interested in this approach, if used) o To note: you do not want to build sub-market rental housing with this scheme. All that does is tie up your very limited capital in bricks and mortar (that’s why you sell the units and have a local credit union tie up their capital in a mortgage instead). Recommendations o The issue with recommending lump sum grants for for-profit developers is that they are incentivized to maximize profit. Which means that no matter how many grants/subsidies you apply, they will never build enough units to actually lower housing prices (because as house prices decline, builders build less, as your realized land value will be lower). You need to flood the city with non-market units that can be built without supply/demand or profit maximization considerations. Page | 4 s g n i r e f f O d n a s Public ‘Fun Swims’PRO Kids PlacementsDay CampsGeneral Rentals Swim Instructor CoursesBirthday PartiesWorkplace Standard First Aid e c i v r e S y t i n u m m ins (Swim/Fitness) - o C Aquatic Events/MeetsSwimming LessonsSchool GroupsFacility MembershipsDropLifeguard Certification CoursesPersonal Training 3 n o i s s i City of Saint – m m o City of Saint John C – r e t n e Westfield - C City of Saint John - c i t a Representing:QuispamsisSaint JohnGrand BaySaint JohnRothesaySaint JohnDirector of Parks and Recreation JohnMayor Finance Commissioner u q A n Chair h Vice Chair Treasurer – (Current membership at time of report preparation) o – – J t n i Guimond Forgie a S 5 Name:Shalene Losier Peter Murray Gillian Miller David ConnellRhealAmy ShanksMarc DionneCouncillor Greg NortonJodie e c n a m r o f r e P t s a P f o w e i v r e v O While 2019 saw normal operations, the ongoing pandemic placed significant constraints on overall operations in 2020 and 2021.Revenues suffered due to forced shutdowns and restrictions, resulting in an overall reduction in facility usage.That said, the facility has managed to continue operations during the pandemic, while also remaining in compliance with any Mandatory Orders of the Government of New Brunswick that have been in place. Performance Over Past Three Years (2019, 2020, and 2021):•••6 s t c a p m I / s t 19 Public Health - n e m h s i l p m o c c A y r a m i r *A closure was required to adhere to the requirements of the Mandatory Order during a period when this health zone was at the ‘Red’ level of COVIDalerts. P Hours provided of paid lifeguarding services and swimming instruction increased by 5,230 hours over 2020. Revenue from pool rentals increased by 112% in 2021 over 2020.Facility remained operational for 50 weeks* •••9 Agencies, Boards, and Commissions Policy NameSaint John Aquatic Center Commission Reporting Period January 1 to December 31, 2021 Mission/ Mandate The operation of the Canada Games Aquatic Centre (CGAC) to: permit, sponsor, promote and initiate recreational programs and activities and sporting events for persons of all ages and interests in order to advance health, welfare and well-being of people; to stimulate interest in the activities that may be carried out in the facility; and to establish, promote and encourage programs for the health, welfare and well-being of people with disabilities Growth KPI Target 1. Increase the KPI Actual 1.Outside guarding & Instruction hours number of paid (beaches & qplex) increased by 5,230 hours summer guarding & over 2020. instruction hours 2. We were operational 50 weeks. We were outside of the CGAC by required to close as a result of a provincially 5,000 hours mandated COVID-19 Red Alert Level in our 2. Remain operational health zone. for 51 weeks (We will 3. Pool Rental income increased by 112% close over Christmas) between 2020 and 2021 3. Increase pool rentals by 30% over 2020. # Employees 29 FTE (based on # Employees 33 FTE (based on payroll at year end) Current Year payroll at year end) Prior Year # Customers or 166,000 unique visits # Customers or 145,000 unique visits (Est.) Events Current Year (Est.) Events Prior Year Growth Objectives Operate the qplex pool for the first time Attracting more rentals from swimming clubs outside of our region Given the pandemic, our focus has been on remaining operational and serving patrons at a reduced capacity to encourage retention. Activities Ensuring COVID-19 protocols are followed and operational details were messaged out Undertaken to to users through social media, e-mail, our website, and internal signage Achieve Growth Recruit lifeguards and instructor for the qplex and beaches (we have ~50 summer Objectives students) Reach out to clubs to advise we have space available and we partnered with the Delta hotel to have a special rate for stays at the hotel Financial KPI Target 1. Reduce Expenses by KPI Actual 1. Expenses were $45,800 below $50,000 from budget budget. 2. Receive CEWS 2. No CEWS revenues were received in payments of $225,000 2021 3. Increase revenues 3. Revenues from external operations from external increased by $176,900. Page 1 of 3 Agencies, Boards, and Commissions Policy operations by $120,000 City of Saint John $400,000 (Budgeted) City of Saint John $497,000 (Budgeted) Annual Subsidy Annual Subsidy Current Year Prior Year Actual Year-to-Date Budget Year-to-Prior Year-to-Date Results Results Date Results Wages & Benefits $1,692,872 $1,809,454 $1,548,100 Goods & Services $669,588 $835,934 $782,433 # employees 29 FTEs at YE N/A 33 FTEs at YE Total Revenues $1,516,631 $2,046,388 $1,196,040 Total Expenses $2,362,460 $2,645,388 $2,330,533 Surplus/Deficit ($845,830) (599,000) (1,134,493) Variance Memberships revenues are under budget $80,000, the covid pandemic and Explanations restrictions that were in place for much of the year have caused us to struggle to increase our memberships. We were also forced to close for a week in January and lost the associated revenues. Instruction revenues are under budget by $86,000 due to the loss an entire session because of covid restrictions. Pubic drop-in swims are down $28,000 due to the pandemic. Pool rentals are down $80,000. Public health restrictions caused clubs reduced their activities and there were significant restrictions on conducting meets and competitions. Please note that we were closed for nearly three months in 2020 due to the government imposed pandemic lock-down. The bulk of our staff were laid-off during this period. This significantly impacted the year-over-year results. Operations KPI Target 1. Have 100% of our KPI Actual 1. Approximately 60% of our data IT data restored by has been restored (additional 15% April 30, 2021 has been received but not installed) 2. To have zero 2. We have had at least five material violations of inspections by Public Safety or the Government of WorkSafeNB during the period. No violations were found Mandatory Order 3. We hired 27 lifeguards/instructors 3. Recruit 25 in the summer of 2021. lifeguards/instructors for our summer operations at beaches and qplex. Page 2 of 3 Agencies, Boards, and Commissions Policy Annual Performance 1. Successfully deliver the aquatics operations at the qplex 2. Continue to provide the largest lifesaving and Leadership programs (swimming instruction) in New Brunswick 3. Operate safely and provided patrons with the confidence that they are safe using the facility during the pandemic Year to Date 1. We recruited sufficient staff and have successfully conducted qplex operations Performance 2. A session of swimming lessons were cancelled due to restrictions imposed by the government of New Brunswick. Nonetheless, we provided more swimming lessons than any other facility in New Brunswick 3. We operated in compliance with COVID-19 restrictions and in some cases exceed requirements Top Risks Facing the 1. A potential liability of $325,000 for 2020 CEWS claims that were paid Organization 2. Additional waves of COVID-19 that impact public confidence and restrict our ability to operate 3. Cash flow pressured from the denial of CEWS claims for the last quarter of 2020 and all of 2021 4. Changerooms are not gender neutral or as accessible as they should be by current standards. We are increasingly seeing usage by the transgender persons and changerooms do not permit a support worker of the opposite sex to remain with a client that requires assistance. Page 3 of 3 TD Station 2021 ABC Annual Report 2021 ABC Annual Report 1)2021 ABC Annual Report 2)2023 Projected Event Days 3)2023 Projected Attendance 4)Total Attendance 2017-2023 5) Financial Results 2017-2023 6) 2022 Operating Results 7) Annual deficits 2021 ABC Annual Report Percentage 202120222023Increase/Decrease ActualBudgetBudgetFrom 2022 Budget Revenue Events 594,203 880,032 986,685 12% Food & Beverage 269,443 985,733 864,863 -12% Advertising 215,000 215,804 215,000 0% Monthly Parking 312,151 288,000 297,000 3% Other 4,369 17,000 11,900-30% Gross Revenue 1,395,166 2,386,569 2,375,447 F & B Cost of Goods Sold 107,099 387,953 340,308 -12% Net Revenue 1,288,067 1,998,616 2,035,1392% Expenses Wages and Benefits 1,190,755 1,512,652 1,512,2860% Food and Beverage 125,858 216,456 250,060 16% Utilities 186,841 219,098 232,695 6% Maintenance 184,850 246,890 265,135 7% Supplies 30,824 63,866 61,907-3% Marketing and Promotions 8,899 13,750 14,5486% General 55,959 79,627 77,757-2% Credit Card Fees 56,863 50,920 52,7324% Travel 2,139 6,000 10,50075% Telephone 71,641 72,900 72,9000% Legal Fees 43,566 - - Sea Dogs Revenue Sharing 189,027 310,655 286,556 -8% Insurance 50,103 50,100 55,21210% Total Expenses 2,197,325 2,842,913 2,892,2882% Investment in the Community (909,258) (844,297) (857,149) 1.52% The 2023 budget represents a 5.7% decrease from the 2021 actual deficit. Positions Eliminated over the last 15 Years to a savings of approximately $250,000.00: Assistant General Manager Accountant Assistant Food & Beverage Manager Building Engineer Director of Marketing Custodial Supervisor 2023 Projected Event Days Convention/Trade Shows 30% QMJHL Hockey 44% Concerts 5% Other Sporting Events 4% Family Entertainment 17% End of June 2021202220222023 (Actual)(Actual)(Budget)(Budget)(Budget) QMJHL Hockey2820173834 Other Sporting Events18443 Family Entertainment8071213 Concerts2034 Convention/Trade Shows33192223 Total3943477977 2023 Projected Attendance Convention/Trade Shows 11% Concerts 10% QMJHL Hockey 53% Family Entertainment Other Sporting 24% Events 2% End of June 20212022202220222023 (Actual)(Actual)(Budget)(Budget)(Budget) QMJHL Hockey 56,451 56,259 49,500 107,600 87,300 Other Sporting Events 51,693 4,500 4,500 3,000 Family Entertainment 14,000 - 23,000 37,000 39,500 Concerts 3,631 - 12,500 16,500 Convention/Trade Shows 3,000 2,607 18,500 22,500 17,500 Total 73,451 114,190 95,500 184,100 163,800 Total Attendance 2017 -2023 400,000 350,000 300,000 250,000 200,000 2017 Actual 2018 Actual 150,000 2019 Actual 2020 Actual 100,000 2021 Actual 2022 Budget 50,000 2023 Budget 0 End of June 201720182019202020212022202220222023 ActualActualActualActualActualActualBudgetBudgetBudget QMJHL 199,911 139,515 104,019 70,559 56,451 56,259 49,500 107,600 87,300 Riptide Basketball 47,915 36,213 28,417 - - - - - - Other Sporting Events 14,333 34,355 28,779 5,471 - 51,693 4,500 4,500 3,000 Family Entertainment 56,175 71,755 62,609 - 14,000 - 23,000 37,000 39,500 Concerts 15,341 19,650 10,754 9,527 - 3,631 - 12,500 16,500 Convention/Trade Shows 9,323 6,977 7,232 1,000 3,000 2,607 18,500 22,500 17,500 Total Attendance 342,998 308,465 241,810 86,557 73,451 114,190 95,500 184,100 163,800 Financial Results 2017 -2023 5,000,000 4,000,000 2017 Actual 2018 Actual 3,000,000 2019 Actual 2020 Actual 2,000,000 2021 Actual 1,000,000 2022 Budget 2023 Budget - (1,000,000) (2,000,000) RevenueExpendituresDeficit End of June 201720182019202020212022202220222023 ActualActualActualActualActualActualBudgetBudgetBudget Revenue 3,165,211 2,907,493 2,548,988 1,364,856 1,395,166 1,833,596 1,020,783 1,998,616 2,035,139 Expenditures 3,879,349 3,627,531 3,493,103 2,314,442 2,304,424 2,219,559 1,465,880 2,842,913 2,892,288 Deficit (714,138) (720,038) (944,115) (949,586) (909,258) (385,963) (445,097) (844,297) (857,149) 2022 Operating Results End of June 202120212022202220222023 ActualBudgetActualBudgetBudgetBudget Revenue Events 594,203 842,967 707,819 355,019 880,032 986,685 Food & Beverage 269,443 737,381 849,349 406,262 985,733 864,863 Advertising 215,000 217,404 107,500 108,102 215,804 215,000 Monthly Parking 312,151 287,000 159,763 143,000 288,000 297,000 Other 4,369 12,300 9,165 8,400 17,000 11,900 Gross Revenue 1,395,166 2,097,052 1,833,596 1,020,783 2,386,569 2,375,447 F & B Cost of Goods Sold 107,099 290,592 303,245 160,145 387,953 340,308 Net Revenue 1,288,067 1,806,459 1,530,351 860,638 1,998,616 2,035,139 Expenses Wages and Benefits 1,190,755 1,477,979 972,815 732,583 1,512,652 1,512,286 Food and Beverage 125,858 204,577 148,206 82,900 216,456 250,060 Utilities 186,841 210,650 155,904 104,109 219,098 232,695 Maintenance 184,850 187,240 150,044 128,994 246,890 265,135 Supplies 30,824 59,416 29,196 26,712 63,866 61,907 Marketing and Promotions 8,899 14,850 9,684 8,750 13,750 14,548 General 55,959 71,658 27,268 29,943 79,627 77,757 Credit Card Fees 56,863 46,387 58,013 18,262 50,920 52,732 Travel 2,139 6,000 - 1,500 6,000 10,500 Telephone 71,641 77,700 39,880 36,450 72,900 72,900 Professional Fees 43,566 - 4,047 5,500 - - Sea Dogs Revenue Sharing 189,027 263,048 293,651 104,982 310,655 286,556 Insurance 50,103 33,252 27,606 25,050 50,100 55,212 Total Expenses 2,197,325 2,652,756 1,916,314 1,305,735 2,842,913 2,892,288 Investment in the Community (909,258) (846,296) (385,963) (445,097) (844,297) (857,149) Annual Deficits YEARACTUAL 1994-$ 527,075.00 1995-$ 305,931.00 1996-$ 164,713.00 1997-$ 364,752.00 1998-$ 115,525.00 1999-$ 84,062.00 2000-$ 184,666.00 2001-$ 148,250.00 2002-$ 139,865.00 2003-$ 330,052.00 2004-$ 391,234.00No Tenants 2005-$ 501,077.00No Tenants 2006-$ 462,789.00 2007-$ 485,670.00 2008-$ 501,148.00 2009-$ 533,475.00 2010-$ 536,262.00 2011-$ 551,311.00 2012-$ 549,662.00 2013-$ 634,564.00 2014-$ 664,365.00 2015-$ 785,403.00 2016-$ 694,273.00 2017-$ 714,137.00 2018-$ 720,038.00 2019-$ 944,116.00Revised Agreement with Sea Dogs 2020-$ 949,587.00Covid & Revised Agreement with Sea Dogs 2021-$ 909,260.00Covid & Revised Agreement with Sea Dogs 2022-$ 844,297.00Budget Average over 28 years$ (496,187.93) Average over last 15 years$ (678,218.07) ANNUAL REPORT 2021 SAINT JOHN TRANSIT COMMISSION 2021 ANNUAL REPORT SAINT JOHN TRANSIT COMMISSION 1 TABLE OF CONTENTS Letter from the Chair 3 Business profile 4 Key accomplishments and 5 performance reporting Management discussion and analysis 6 Report to Board of Directors on 8 2021 Audit Saint John Transit Commission 28 Financial Statements 2021 ANNUAL REPORT SAINT JOHN TRANSIT COMMISSION 2 LETTER FROM THE CHAIR It was a transformational year for the Saint John Transit Com- ÐKeep Saint John mission. Midway through 2021, the City of Saint John and connected... Transit pro- the Commission entered a Managed Services Agreement vides a safe, (MSA). All management services are now provided by The City of Saint John. The change was immediately noticeable. reliable, affordable, and ItÓs no secret that Saint John Transit has been a lean opera- customer-focused service tion. Simply put, there was nothing left to cut, but service. that contributes to However, since the managed services agreement became effective, it opened the door to a full team of new skills and growth, advances resources to grow public transit in Saint John. sustainability goals, and encourages everyone to The MSA also allowed to begin operationalizing the Stantec Report. In November, the Commission approved the choose transit. kickoff of an ambitious redesign of the entire transit system Stantec Report Vision including four goals for the service: sustainability, efficiency, desirability, and increasing ridership. Planning principles that were approved included the parameters for creating a rapid corridor, and on-demand services, and rightsizing and ÐgreeningÑ of the fleet. The fare structure will be simplified, the number of bus stops shall be right sized, bus stop ameni- ties shall be improved, and new technology will be used to provide better performance metrics and new amenities for riders such as electronic payment. I would like to thank past members of the board, whose CURRENT COMMISSION MEMBERS term ended in 2021 and members who joined us on our jour- Nick Cameron, Chair ney in 2021. I would also like to thank the staff, who kept Kurt Peacock this essential service running, even under the toughest of cir- Tina Collins cumstances caused by the COVID-19 pandemic. Thank you Neville Crabbe to former General Manager Marc Dionne. I would like to Councillor Gerry Lowe thank our riders for using this service, which is the green Councillor Brent Harris and affordable choice. We take your satisfaction seriously Councillor Greg Stewart and encourage you to be engaged as we enter a new year under an improved service model. COMMISSION MEMBERS (term ended March 2021) Better, more reliable, and more frequent service is our goal and ultimately how we will grow transit ridership in Patricia Ellsworth Saint John. Kay Gillis Tim Petersen Nick Cameron Councillor Donna Reardon Chair Saint John Transit Commission Councillor David Hickey 2021 ANNUAL REPORT SAINT JOHN TRANSIT COMMISSION 3 BUSINESS PROFILE The Saint John Transit Commission was established in 1979 by the City of Saint John to own and operate sched- uled public transit service in the city. Saint John Transit is the largest public transit system in New Brunswick in terms of both mileage and passengers. Pre-Covid, ridership was about 2.1 million passenger rides per yearÏthatÓs about 50% higher than the average for Canadian cities with a population of between 50,000 and 150,000. In 2021, the Saint John Transit Commission entered into a Managed Service Agreement with the City of Saint John. Under the agreement, the City provides management, and business operations and administration support services to the Commission. CURRENT SERVICE AT A GLANCE 1,417 {ĻƩǝźĭĻŷƚǒƩƭƦĻƩǞĻĻƉ 70 9ƒƦƌƚǤĻĻƭŅǒƌƌƒĻğƓķƦğƩƷƒĻ 40 ЍЉŅƚƚƷĬǒƭĻƭĭǒƩƩĻƓƷƌǤźƓƭĻƩǝźĭĻ 725 .ǒƭƭƷƚƦƭ 21 wƚǒƷĻƭ 1,418,107 YƒƭƦĻƩǤĻğƩ 2021 ANNUAL REPORT SAINT JOHN TRANSIT COMMISSION 4 KEY ACCOMPLISHMENTS Provided free rides to vaccination sites Distributed hundreds of masks to riders who needed them Amended Transit legislation through a Private MemberÓs bill debated, supported and received Royal Assent. Began operationalizing Stantec Report Signed Managed Services Agreement with City of Saint John and began transfer of staff Redesigned Transit website Introduced Transit Route Finder App Reviewed legal and IT services Assembled team for ÐTransforming TransitÑ project Presented and received approval of ÐTransforming TransitÑ concept to Saint John Transit Commission Held initial meeting with priority neighbourhood developers and Saint John Ability Advisory Committee (SJAAC) Funding approved through Environmental Trust Fund to study decarbonization of City and Transit Fleet. PERFORMANCE REPORTING In the absence of data, the SJTC, is able to provide limited measure- ment only. A goal for 2022 is to review our current fleet management system and create data sets to develop future benchmarks. SJTC will work in conjunction with the Performance Management Team to develop appropriate KPIÓs. 2021KPITarget2021KPIActual hƦĻƩğƓŭwĻǝĻƓǒĻΉĭƚƭƷƩğƚͲ$0.36ontarget ĭƚƒƦğƩğĬƌĻƩğƷĻźƭ$0.35. /ƚƭƷƦĻƩǝĻŷźĭƌĻŷƚǒƩͲĭƚƒƦğƩğĬƌĻ$110belowtarget źƭ$106.78. 9ǣƦĻƓƭĻƦĻƩƩźķĻƩͲ$4.93ontarget ĭƚƒƦğƩğĬƌĻźƭ$5.34. wğƚƚŅğƓƓǒğƌwźķĻƩƭŷźƦƦĻƩ 16.6belowtarget ƦƚƦǒƌğƚƓ͵28.5 ƩğƓƭźƷĭƚǝĻƩğŭĻʹ85%ofpopwithinGoalof85%withroute 800mofabusstopredesignandondemand service wźķĻƩƭƦĻƩƩĻǝĻƓǒĻŷƚǒƩĭƚƒƦğƩğĬƌĻ 2021:16.14belowtarget ğǝĻƩğŭĻźƭ 22 ЋЉЋЉʹЊЎ͵Џ ЋЉЊВʹЋЊ͵ЊБ 2021 ANNUAL REPORT SAINT JOHN TRANSIT COMMISSION 5 MANAGEMENT DISCUSSION AND ANALYSIS th On February 5 2021, I sat in the CityÓs General CounselÓs office listening to a debate on the Private MemberÓs Bill to amend the Saint John Transit Commission Legislation thinking most of my work concerning Transit was likely done. I knew that Transit was a priority for this Common Council and that the strategic planning process I was lead- ing at the time (as my role as Director of Strategic Ser- vices) had some strong commitments to modernize the service. But, I thought my role would be to make sure those commitments were in the plan, and then to report on them from years to come as part of the yet- to-be-released City of Saint John Strategic Plan. Now here I sit, as General Manager of Transit, writing this discussion. I amazed at the quality of staff at Transit, their professionalism and desire to serve and how City staff have embraced the notion that we are one team with cross-functional support. It was contemplated at the 2021 time, back in February, that the many hands of City Staff 72,000 ƭĻƩǝźĭĻŷƚǒƩƭ would help make Transit into the service Saint Johners 1,161,984 ƩźķĻƩƭ need and de-serve. The signing of the Management Services Agreement un- 2020 der the guidance of the former General Manager Marc 72,000 ƭĻƩǝźĭĻŷƚǒƩƭ Dionne has made the transformation plan laid out in the 1,123,165 ƩźķĻƩƭ later part of 2021 possible. The plan contains a timeline and steps to secure the technology we see in other transit systems that bring a higher level of customer service 2019 through applications like trip planning and electronic 97,000 ƭĻƩǝźĭĻŷƚǒƩƭ fares, and the necessary resources to support a modernized 2,054,260 ƩźķĻƩƭ transit service. As approved by the Transit Commission in November 2021, in 2022, Saint Johners will see the launch of rapid lines to decrease the wait time on the most busiest routes from 30 minutes to 20 minutes with a goal of eventually reaching 15 minute intervals. Demand Responsive Trans- it (often referred to as Ðon demand transit) is part of the plan to bring increased service levels to those routes with 60 minute or more intervals. This will decrease wait times and speed up travel times bringing a higher level of ser- vice to those areas where there is not enough ridership to support higher intervals in fixed routing. Twenty-twenty two (2022) will also see Saint John Transit moving to secure a Computer-Aided-Dispatch with Auto- matic-Vehicle-Locator Software to enable stop announce- ments and billboards on the bus. A decarbonization study was started at the end of 2021 that will see Transit become the early adopter of zero-emission vehicles for the City of Saint John. 2021 ANNUAL REPORT SAINT JOHN TRANSIT COMMISSION 6 MANAGEMENT DISCUSSION AND ANALYSIS All of this comes at a time when transit systems are still challenged by the Covid-19 pandemic. Ridership for Saint John Transit was impacted in 2021 as it was with other transit authorities. Riders and revenues were at 60% of traditional levels which required service to be scaled back. This is never an easy decision to make but the reality is, cities in New Brunswick must operate with a balanced budget. Transit was not the only service affected but it was a seri- ous impact to the riders who depend on the service to get to work, appointments, school and for transportation needs in everyday life. Cut-backs also affect the ability of transit to attract new riders, those wishing to be more ÐgreenÑ or rebalance expenses by giving up a car. Routes and staff (89 to 70) were cut and all expenses were cut to a point where the service is not sustainable in its previous form. Any ser- vice requires back-end systems that must function whether there are 20 or 60 buses on the road. Buildings must be maintained, safety systems must continue, cleaning cannot be delayed (especially during a pandemic of a transmittable virus) and assets must be replaced on time or risk future failure. Given the decrease in revenues of nearly 2 million, a small deficit of $114,000 was realized. Transit quarterly reports have set out key performance indicators that need to be measured and met which are based on industry results across Canada. Ridership reached 1,161,984 riders which gave us a ratio of riders per capital of 16.6, below our tar- get of 28.5. 2022 is Transforming Transit. It is envisioned with in- creased service levels, a rapid service, conveniences such as electronic fares, trip planning and stop announcements that a redesigned transit service will be budgeting for in- creased in ridership in 2023. A sustainable service with a goal of increasing ridership and building back, a demand- responsive service is a future that Saint Johners can rely upon for their transit service. I hope to see our existing riders happy with increased ser- vice and that the increase in service will entice others to become our customer. As the jingle says: ÐyouÓre taking it easy when you take the bus.Ñ Ian Fogan General Manager Saint John Transit 2021 ANNUAL REPORT SAINT JOHN TRANSIT COMMISSION 7 REPORT TO BOARD OF DIRECTORS ON THE 2021 AUDIT (DELOITTE) 2021 ANNUAL REPORT SAINT JOHN TRANSIT COMMISSION 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 AUDITED FINANCIAL STATEMENTS 2021 (DELOITTE) 28 2021 ANNUAL REPORT SAINT JOHN TRANSIT COMMISSION 9 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 Agencies, Boards, and Commissions Policy – Standard Reporting Template NameSaint John Transit Commission Reporting PeriodJanuary 01,2021 to January 01, 2022 Mission/ The Saint John Transit Commission was established by the City of Saint John to operate the public Mandate transit system,in alignment with the municipal and transportation plans (PlanSJ & MoveSJ).The City has the obligation under the legislation to finance all net operating and capital expenditures. The Commission has full power and authority to maintain and operate a public transit system. In 2021, the Saint John Transit Commission signed a Managed Services Agreement with the City of Saint John and began the “Transforming Transit” project which will see a system redesign focused on providingbetter service and sustainabilityfor thesystem. Growth KPI Target 1.Ratio of annual KPI Actual 1. 16.6Below Target* Ridership per population. (How well 2. Goal of 85% with route re-design and on- is Transit used) demand service Target:28.5 3. 2021: 16.14 Below Target 2.Transit coverage: 2020: 15.6 85% of pop within 2019: 21.18) 800m of a bus stop 3.Riders per revenue hour comp avg 22 (measures service hours and ridership as a ratio of effectiveness) # Employees #67(Inclusive of 3 # Employees 2020:70 Current Year casuals)Prior Year 2019: 89 # Customers or #72,000 service hours # Customers or 2020: 72,000 service hours and 1,123,165 Events Current Year 1,161,984 riders Events Prior riders Year 2019: 97,000 service hours and 2,054,260 riders Growth Objectives Saint John Transit Commission has developed some KPI’s that are important to measurebut does not have full capability to measure at this time. Components of the Transforming Transit project will produce precise, reliable data, specifically around service delivery. Comparable data is pre-Covid-19 and may not reflect current state. Goal is growth in ridership and revenues by redesigning the service to provide flexibility and sustainability though a better service offering. Activities MSA signed with the City of Saint John. Undertaken to On November 25, the Saint JohnTransit approved the “Transforming Transit” Achieve Growth concept. Objectives Transit re-design in development. Agencies, Boards, and Commissions Policy – Standard Reporting Template Financial KPI Target 1.Operating KPI Actual 1. $0.36on Target Revenue/cost ratio Comparable rate is 2. $110 Below Target $0.35 3. $4.93 On target 2. Cost per vehicle hour. Comparable is $106.78 3. Expense per rider, comparableis $5.34 City of Saint John $5,044,787 City of Saint John $5,894,787 Annual Subsidy Annual Subsidy Current YearPrior Year Actual Year-to-Date Budget Year-to-Prior Year-to-Date Results ResultsDate Results Wages & Benefits $5,353,893 $5,500,009 $5,982,982 Goods & Services $2,661,732 $2,714774$2,886,304 # employees 6667 70 Total Revenues $7,901,879 $8,214,783 $8,967,073 Total Expenses $8,015,628 $8,214,873 $8,869,286 Surplus/Deficit $(113,749)$(0) $97,042 Variance Low ridership as a result of ongoing fears related to Covid-19 and restrictions Explanations mandated by the Province of New Brunswick. Cuts made to balance budget are not strategic. Transit re-design for sustainable and impactful service is underway. Agencies, Boards, and Commissions Policy – Standard Reporting Template Operations KPI Target 1.On-time KPI Actual 1.TBD performance (How often do buses arrive 2. TBD at stops as scheduled). 3. $24.20 (Older fleet will drive up Target TBD maintenance cost) 2. Wrench time % 4. 9.5 years (Productive time of maintenance). 5. TBD Industry standard is 65% 6. TBD with project outcome 3. Maintenance cost per vehicle hour. Target TBD 4. Avg Fleet Age. (6 year target) 5. Travel Time Ratio (Auto vs Transit). Target TBD 6. CO2 emissions to align with “Greening the Fleet” project. Target TBD Annual Performance In the absence of data, the SJTC, is able to provide limited measurement only. Our goal is to review our current fleet management system and create data sets to develop future benchmarks. SJTC will work in conjunction with the Performance Management Team to develop appropriate KPI’s. Year to Date 1. In order to balance the budget service hours were reduced. Performance 2. Low ridership due to covid 19 impacts and uncertainty around Transit service. Top Risks Facing the 1. Appropriate funding for the system redesign. Organization 2.Low ridershipbased on Covid-19 fearsand time for ridership to returnor has some workforce shifted permanently to working from home. 3. Sustainable capital plan for Transit. 4. Aging fleet and associated costs. 5. Greening of the transit system.